Poverty2Prosperity.org

We have two new funds coming online and we'll probably do a fundraiser this month for one of them. We 've started funds for Climate related loans and a fund for loans in India. Here's more information about our Climate Fund: This is our latest fund created in May 2024. We are pleased to share a collaborative project between P2P, a nonprofit with 501c3 status, and Climate Pilots, a team which finds loans that help people reduce their impact on the climate.
https://Poverty2Prosperity.org

Just a reminder that Poverty2Prosperity.org has high school volunteer internship spaces available. We had a number of Nueva High School interns last summer who helped us manage some of our real-money funds under guidance.
https://poverty2prosperity.org/news.html

Poverty2Prosperity.org News/Blog News about Poverty2Prosperty.org - zero percent interest loans to the working poor.

Your donation matched 200% until December 31st! In the final 2.5 days of the year, our donation donor match was increased to 2:1 (200%). Donate $25 and get an extra $50 for our Agriculture Fund!
We are launching our 15th Fund just for farmers! We have made nearly 50,000 0% interest loans since 2008 with a 99% repayment rate and 97% of all donations going directly into our loan-making program. Donations made back in 2008 will still be making news loans in 2099! We have $25,000 in matching funds until 12/31!
https://Poverty2Prosperity.org/donations.html

Reminder: You can get a 100% bonus match on your donation to our new Agriculture Fund until 12/31/23. We still haven't matched the $25,000 in matching funds that are available to us!
P2P is launching a new Agriculture Fund (0% interest loans for farmers and more)! Thanks to a donor, we have $25,000 in matching funds for this new fund until December 31st. Access to quality, nutritious food is fundamental to human existence. Secure access to food can produce wide ranging positive impacts including economic growth and job creation. Farmers are a robust source of jobs for others.
You can donate here on Facebook go to our donations page below and it will be matched 100%. If you are not interested in the Agriculture Fund, we have many other funds that need support and can be found at the link below (Single Parents, Artisans, Women Entrepreneurs, USA Borrowers, Education Tuition/Providers, Personal Housing, and Youth (24 & Under):
https://Poverty2Prosperity.org/donations.html
P2P has made over 45,000 loans since 2008 with a 99% repayment rate. We are a 100% volunteer organization with over 97% of all donations going directly into our zero-percent interest loans program!

Poverty2Prosperity.org Donations Zero percent interest loans to the working poor

Well, that was 2009... I founded this non-profit in 2008, now it's 2023 and we celebrated our 15th anniversary this month and Team P2P has made well over $5 Million in loans to date!! Way to go!!
https://Poverty2Prosperity.org
Making 0% Interest Loans to the Working Poor since 2008!
Over 97% of all donations have gone directly into loans!
99% repayment rate on all loans made since 2008!

Congratulations to P2P. We have now made over 45,000 loans since 2008 with a 99% repayment rate and over 97% of all donations going directly into our loan-making program.

Poverty2Prosperity.org Poverty2Prosperty.org - zero percent interest loans to the working poor.

End of 2022 Progress Update:
We'd like to post an update about how P2P is doing through the back-end of the COVID pandemic because it did affect our program. From 2008 to the beginning of 2020, our philosophy was to have as much of our funds as possible out in the field helping people. As soon as we received repayments, we would quickly find new borrowers for that money. For the first time in our history, we made the cautious decision to slow down our loaning when COVID hit in early 2020. At one point, we put all of our new loaning on pause while we waited for continents like Africa to catch up on vaccinations which was as low as 15% for some time. At the end of 2021, we started to ramp up our loaning again only to have Omicron hit, so we paused briefly again to see how this variant would proceed. In mid-2022, we resumed picking up the pace of our loaning and continue to do so at about the same pace as pre-COVID. That said, COVID did affect our repayment rate. From 2008-2020, we had a 99.45% repayment rate, but COVID caused the biggest hit on that rate lowering it to 98.99% which we feel is still quite amazing. On a bright note, our Personal Housing Fund's repayment rate actually rose during COVID which was quite surprising. We look forward to continuing our return to aggressive loaning in 2023.

Poverty2Prosperity.org News/Blog News about Poverty2Prosperty.org - zero percent interest loans to the working poor.

- During the COVID pandemic, one of our funds had a surprising result: Our Personal Housing fund's repayment rate actually improved while our other funds had a decrease, as expected. The Personal Housing fund is a great way to fight poverty by providing a stable place to live. This helps people to get a job, keep a job, send their children to school, and have a safe place for children to be after school.
Please help us grow our Personal Housing Fund with your donation here on Facebook (they charge zero payment fees) or through our website. If the Personal Housing Fund doesn't interest you, we have funds for youth (24 & under), single parents, women entrepreneurs, USA-only borrowers, education, artists, and an honor/memorial fund to recognize someone in your life. You can choose your favorite fund on our donations page:
https://Poverty2Prosperity.org/donations.html
About P2P: We have been making 0% interest loans since 2008 and have made ~25,000 loans with a 98.99% repayment rate. We have a 100% volunteer staff, so since 2008, over 97% of donations have gone directly into our loan-making program. When we receive repayments, we put them right back out in the form of new loans. Due to our repayment rate, the founding donation we received in 2008 will still be making loans in 2100.
PLEASE SHARE THIS POST IF YOU CAN - THANKS!
If you are donating on Facebook, donate early on Tuesday as Facebook is also putting in $7 million in matching funds, but it'll go fast.

Poverty2Prosperity.org Donations Zero percent interest loans to the working poor

P2P has closed its Twitter account. We will no longer be posting information there. See us here or at our website:

Poverty2Prosperity.org Poverty2Prosperty.org - zero percent interest loans to the working poor.

August 2022 Update: In general, we try to be conservative in our fundraising asks and focus on just three dates each year; Giving Tuesday (Nov), International Women's Day (Mar) and our Founding Anniversary (Jul) - we celebrated our 14th year in July! This year, we opted to not hold our annual Founding Anniversary fundraiser due to ongoing inflation and supply chain woes. We feel these are temporary issues and that the economy is in for a soft landing. During Covid, we changed our lending stance away from AGGRESSIVE (95% of our funds working out in the field in the form of active loans) to CAUTIOUS - we slowed our lending to prevent too much exposure from defaults due to Covid. This turned out to be a prudent measure as we saw our biggest decline in repayments taking down our repayment rate from 99.45 (2008-2019) to 98.99% (2022). The most adversely affected were single parents and youth (24 & under). However, our Personal Housing Fund saw an increase in repayment rates from 99.04% to 99.23% which tells us that our other funds will see a rebound!
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About Poverty2Prosperity.org Poverty2Prosperity (P2P) was founded in 2008 as a U.S. 501(c)(3) Non-Profit organization. There are currently three members on the board of directors and one consultant: