Sheila Bo'Yah, Realtor

Wow!! 2024 Wow!!🎄🎉
Merry Christmas and Happy New Years to you all 🤪…

2024!! is going to be an enlightening and exciting year. It’s the buzz! 😃
I keep hearing this and I agree.!!
It’s time things loosen up a bit and start coming together, for positive results for us all. I’m sure you all agree. 👍

Homeownership has been almost A fading dream for most!! in the recent past.
But, 2024 brings a new ray of Hope. And is going to be an opportunity for a new beginning, of changes and positive thinking for Our lives, Our goals, Our happiness, peace, and comfort…. Hopelessness and negativity, shall be in the past…
We just need to change our thinking and re- set our mindset for positivity in all our goals for 2024 and beyond👍.

So! If homebuying or Selling is one of your Goals, Dreams or Plans for the near future, “reach out” and Let’s get you started with the Home Buying or Home Selling process. “I love what I do”! helping people to navigate up and/or down in the real estate market, to accomplish their families future goals. That’s my pleasure !!!🤗👍
🏚️Reach out!!!🏡

Sheila Bo'Yah REALTOR Crs Gri
West USA Realty,
Mesa Az 85204
[email protected]
Www.westusa.com
1-480 820-3334
Residential Buyer-Seller & Investment
Portfolio real estate….

Let’s start out 2024 with accomplishing one of the most “major goals” in one’s life…. 🗝️That is “Home ownership🗝️”

West USA Realty – Arizona's Best Brokerage Arizona's Best Brokerage

Hey Home Buyer ‘s 🏡 .
Want some professional help in getting ready to buy your first or second home, let me help you get started👍 If 2024, is your goal, here’s a little info!!!

Before diving into the house-hunting pool, I can help make sure you're prepared. First things first !!!

Lenders focus on your income, credit score, and down payment. A steady employment history is important, even if there are some gaps. Your debt-to-income ratio shows how well you manage your finances. Don't worry, I'll guide you through the process. Let's just get started!

Sheila Bo’ yah REALTOR Crs,GRI

West USA Realty
1640 S Stapley Dr #124 Meas,Az 85204
[email protected]
Www.WestUsa.Com
480-820-3333 -off
661-400-5450 -cell
480-820-2049 -fax

Navigating the homebuying process can be intricate, especially when it comes to your financial transactions.
✔️ Lenders are always on the lookout for any signs of financial instability, and large deposits or withdrawals in your bank account can raise eyebrows.
✔️ An unexpected withdrawal can indicate potential new debts or reduced funds for a down payment, while a sudden deposit might suggest borrowed money, impacting your debt-to-income ratio.
This delicate balance is crucial, as even a minor shift in your DTI could jeopardize your loan approval.