Stephanie Umberger Banker's Life

According to our recent poll, 68% of consumers selected food and grocery as a factor creating financial pressure. Are you feeling it too? Gather a few tips to save at checkout here.

6 Tips to Reduce Grocery Bills - Bankers Life Blog The grocery store is hitting wallets hard this year. According to our recent poll, 68% of consumers selected food and grocery as a factor creating 68% of people say the grocery store is hitting their wallets hard this year. Take a look at a few ways you can reduce your grocery bill this week.

Prepaid funerals can provide peace of mind for loved ones. Here are some tips to help you plan.

What to Know About Prepaid Funerals Thinking about your funeral or that of a loved one is oven the last thing most people want to discuss. However planning and paying for funeral and burial

Are you looking to purchase life insurance? Two common types of policies you may encounter are term life insurance and whole life insurance. Check out this article for information that will help you decide if either of these policies is right for you.

What's the difference between term and whole life insurance? - Bankers Life Blog Wanting to secure the financial future of your loved ones with life insurance is an obvious choice, but selecting the best type of life insurance for your Learn about the differences between term and whole life insurance, including advantages and considerations of each type of policy.

Many people who face a critical illness like cancer or heart disease end up with medical debt due to high out-of-pocket costs. Critical illness insurance can help with direct cash benefits that can be used for any purpose. Learn more here: https://bit.ly/3YyRrPB

Life insurance beneficiaries can be a confusing topic. But they’re important to understand so that you or your loved ones can get the financial payout you need. Learn more here.

What to Know About Life Insurance Beneficiaries - Bankers Life Blog It’s never easy to deal with a loved one passing away. The grief and sadness can be overwhelming, and it’s physically and emotionally exhausting trying to Naming a life insurance beneficiary can help you provide for loved ones after you pass away—and if you’re a beneficiary, you can receive ...

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40% of insured individuals wish they would have purchased life insurance sooner. Learn more about how life insurance works, when you need it and more here.

How Does Life Insurance Work? - Bankers Life Blog Working toward financial security looks different for everyone. Some stash money away while others invest in stocks and real estate. Life insurance comes Learn more about how life insurance works, why you should consider it and when to get it…

Are you building or buying your forever home? If you want to age in place, it’s up to you to make sure this is possible in the house you choose.

Your Guide to Building A Forever Home For Aging in Place - Bankers Life Blog A “forever home” is a concept that describes a home where your family will live and grow for the rest of your life. For 81% of people who are moving, If you want to stay in your home as you age, your “forever home” needs to be accessible for any future needs you may have.

Choosing the right life insurance policy is an important financial decision. Check out our blog for a simple comparison of term life insurance versus whole life insurance.

What’s the Difference Between Term Life vs. Whole Life Insurance? Deciding to secure the financial future of your loved ones with life insurance is an easy decision. What’s not so easy is deciding which type of life

Do you know the signs of heat stroke? Find this and 12 ways to protect yourself during this summer’s heatwave.

12 Tips to Cope with Heatwaves - Bankers Life Blog This summer’s scorching temperatures are making quite the headlines as more than 150 million people are under heat advisories in July. Some scientists say Discover these 12 stress-reducing tips to cope with this season’s heatwave.

The internet is a helpful way to learn about our health, but it can get dangerous fast. Learn how to stay safe and healthy online.

Should I Google My Symptoms? Health Research on the Internet: How to Beware - Bankers Life Blog For many of us, it’s an ingrained habit that we no longer even think about: We feel sick to our stomach, our shoulder is stiff, or we have a sniffle — and Reading health information online is helpful, but can get dangerous fast. Follow these tips to stay safe and healthy.

Coinsurance—the percentage of a medical bill that you’ll pay after you exceed your deductible for the year—can be a confusing concept. Here’s a breakdown of what you need to know.

What Is Coinsurance? - Bankers Life Blog Are you confused about coinsurance and how it differs from your copay or deductible? It can be hard to understand all of the different terminology that Learn about how coinsurance works and how it compares to your health insurance copay and deductible.

If you have a beneficiary on Medicaid (or you are a beneficiary on Medicaid) it can impact your inheritance. Understand the impact of this situation in our latest blog…

Is Your Beneficiary on Medicaid? Learn What it Means for Inheritance Terms like beneficiary, Medicaid and inheritance can be confusing. If you have a beneficiary on Medicaid (or you are someone else’s beneficiary and you’re

76% of people have concerns that rising costs of living will prevent them from enjoying retirement. Here are four steps to ensure inflation doesn’t rain on your retirement plan.

4 Ways to Prepare for a Seamless Retirement - Bankers Life Blog With rising inflation and recession concerns, a recent pandemic, and widespread workplace adjustments, the concept of retirement seems a little more 68% of people are concerned they haven't saved enough money for retirement. Read these four ways to prepare for a seamless retirement transition.

Looking for an adventure before the summer ends? How about exploring some of the U.S. National Parks? We’ve got details about five must-visit parks!

Top National Parks in the US to Visit Before Summer Ends Looking for adventure this summer? How about exploring United States National Parks? Our National Park System has 424 national park sites, including 63

Aging in place often means utilizing mobility aids to ensure your home stays accessible as you get older. Check out this article for helpful information on six types of mobility aids.

6 Types of Mobility Aids To Help You Maintain Your Freedom of Movement Seniors can maintain freedom of movement and enjoy active lives with help from these six mobility aids.

You can enjoy your golden years at home. Let’s get started!

Aging in Place: Living Comfortably at Home - Bankers Life Blog As you plan for your retirement, you should consider where you want to live and how much support you may need to be as independent as possible as you grow Many retirees would prefer to live at home, yet they aren’t sure how to make aging in place a reality. These tips will help you to get started!

Retired and have a pet? We’ve got six tips for making caring for pets during retirement easier!

6 Tips for Caring for Pets in Retirement Retirement is a time to relax and enjoy life whether you decide to be fully retired or just cut back on your hours and work part-time to keep some extra

Everything is expensive these days so read our 5 tips to save money on groceries and essentials. With a little extra planning and our tips and tricks you’ll have a happy wallet.

5 Tips to Save Money on Groceries & Household Essentials It seems everywhere you go prices are up. At the gas pump and especially at the grocery store. But don’t fret just yet! We’ve got some tips and tricks to

With 85% of people concerned about their personal financial situation, we’ve created quick read to help you prepare for unexpected medical events. Read on for four steps you can take to protect your family.

How to Avoid Surprise Medical Expenses in Four Simple Steps - Bankers Life Blog One measly unforeseen medical event can easily derail your financial progress if you are not careful. According a recent CNO survey, 85% of respondents Take these four steps to be prepared for medical expenses and to keep your budget on track for the future...

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Feeling discouraged about your retirement savings? You are not alone. 64% of retirement savers are concerned about outliving their retirement income. Take a look at some trends you can use to help supercharge your retirement plan.

3 Retirement Trends in 2023: How Can They Help Each Generation? - Bankers Life Blog Retirement has been a hot topic lately as Americans navigate economic uncertainty and increasing inflation. The average retirement age has already Read to explore three retirement trends emerging in 2023 that can aid Millennials, Generation X, and Baby Boomers in their investment journey.

On a budget and need to save money on food but still want to make healthy choices? Read our 7 foods to buy that are cheap and healthy!

7 Nutritious Foods That Won’t Break the Bank Many of us are on budgets but with inflation, the cost of food has soared. This means shopping even smarter and focusing on foods that give you the best

Are you concerned about how deductibles, copays and coinsurance may impact your budget? Check out our blog to learn how supplemental health insurance can help!

What is supplemental health insurance? - Bankers Life Blog Are you seeking ways to help protect your budget from medical expenses and wondering if supplemental health insurance may be right for you? Check out this Supplemental health insurance helps protect you from out-of-pocket costs associated with serious illness or hospitalization. Read our blog to lea...

You may receive an Advance Beneficiary Notice of Noncoverage (ABN) if Medicare won’t pay for what your medical provider recommends. Here's how these notices work, the reasons you'd receive one, and your options to manage one.

What Is an Advance Beneficiary Notice of Noncoverage An Advance Beneficiary Notice warns patients when Medicare might not cover a bill. Here's how an ABN works, when it applies and ways patients can respond.

June is Homeownership Month and what better time than the beginning of summer to get some important things done around your house to keep it in tip-top shape all year long? Check out 6 tasks to do now!

6 Tasks to Do Around the House for Summer 6 Tasks to Do Around the House for Summer By myHealthPolicy Updated Jun 14 2023 2 to 3 mins read Summer is the perfect time to get things done around the house both inside and out so we've got six tasks to keep your home in tip top shape all year long. June is National Homeownership Month and is the...

June is Alzheimer’s & Brain Awareness Month. Join us by sharing your story and taking action. Together, we can end Alzheimer’s! Learn more from the Alzheimer’s Association at alz.org/abam.

For older adults, the benefits of stretching daily are significant. Staying flexible can help you maintain and improve your mobility, keeping you healthy in retirement. Here's how to start your own daily stretching routine and stay limber in retirement.

Benefits of Stretching Daily for Older Adults Stretching isn't just important for yogis and athletes. For older adults, the benefits of stretching daily can help promote long-term health.

Owning a home as you enter retirement gives you options that may help improve your financial security. Head to our blog for four ways to leverage home equity in retirement!

4 ways to leverage home equity in retirement - Bankers Life Blog Are you nearing retirement and wondering how the equity in your home can help you enjoy a more financially secure retirement? Your home is a large part of Are you wondering how the equity in your home can help improve your retirement plan? Here are four ways you may be able to leverage your home’s...

Learn the signs of caregiver fatigue and make sure you aren’t being affected by this phenomenon.

Caregiver Fatigue - Bankers Life Blog As the boomer generation continues to age, the sandwich generation — people in their 30s or 40s who are bringing up their own children while also caring Caregiver fatigue and burnout can affect the health and wellbeing of someone who cares for a parent and/or child.

Seasonal allergies typically mean a runny nose and itchy eyes but for a number of people they show as other symptoms that you might not expect like stomach troubles, muscle aches and more. Read on for more.

Feeling Achy or Off? 6 Seasonal Allergy Symptoms You Need to Know About Are you feeling off? Brain fog? Headaches? Tight muscles? Stomach feeling weird? Did you know that it could be due to seasonal allergies? If you’re a

Does the thought of retirement stress you? It’s the fear of the unknown. However, once you’ve lived it for a bit, you get to know how to manage your money, what to do each day, and how to provide yourself some happiness along the way.

Why Some Individuals Struggle With Retirement Sure, we all fear the unknown, but it’s much more than that.

Learn how to broach the end of life planning conversation and make the right decisions about long term care.

Your Guide to End of Life Planning - Bankers Life Blog End of life planning is a difficult conversation to have. Whether you’re broaching the subject with your parents, your spouse, or somebody else, thinking Follow our tips and checklist to make the difficult end of life planning conversation a little easier.

Do you get life insurance through work, but it’s not enough to protect your family’s financial security? I can help! Relia𝘵𝘦𝘳𝘮 from Bankers Life features affordable premiums and face amounts starting at $100,000. Contact me to learn more or get started by visiting: bankerslife.com/life-insurance/term-life-insurance/

Over-55 communities are popular but what do you know about them? We’ve got the lowdown for you here!

Over 55 Communities: What You Need to Know Over-55 communities may seem like a new trend, but it may surprise you to know that the first age-restricted communities were formed in Arizona in the

Join us as we remember and honor those who served and made the ultimate sacrifice.

Everyone should prepare for their future long-term care needs, but there are some groups of people who are statistically more likely than others to need professional long-term care services. Find out who on our blog.

Long-term care: Who needs it and how much does it cost? - Bankers Life Blog Have you ever tried to imagine what your life will be like when you reach your 70’s, 80’s and 90’s? What if you live to be become a centenarian? If you Women and LGBTQ adults are more likely to need long-term care services than others. Find out how long-term care insurance can help.

Social Security and retirement age are often hot button topics as we’ve seen in France and their protests. Here’s what to know about the phase-in of our full benefits age from 65-67 for certain groups based on your year of birth.

Social Security’s Full Benefits Age is Moving from 65 to 67: What to Know - Bankers Life Blog Many Americans know that turning 65 is a milestone not just because it’s an important birthday but it’s when most Americans plan to start collecting their Social Security’s age to collect benefits is moving from age 65 to age 67. Here’s what to know and how to plan.