Rob Elder Loans - Wallick & Volk, Inc.

Happy birthday to my Sara Barnes - Mortgages and Mutts! Thank you for taking such great care of The Elder Team Realtor partners. I appreciate your dedication, hard work, and attention to detail. I hope you have a wonderful time celebrating! 🥳

Happy birthday and thanks again for everything you do for The Elder Team, we appreciate you!

https://business.gilbertaz.com/events/details/glowball-golf-presented-by-the-veterans-business-council-foundation-6605

Who doesn't like some Glow-ball golf while supporting Veterans? Need help filling all remaining spots.

Glowball Golf, presented by the Veterans Business Council (FOUNDATION) Join the Glow Golf event, hosted by the Veterans Business Council, for a unique nighttime golfing experience with glowing equipment and neon lights. Enjoy an evening of camaraderie, friendly competition, and networking while supporting veterans' initiatives within the business community.

5.0 star review received on Experience.com for Rob Elder by Angela R - The communication and service exceed expectations every time. We have been impressed at the level of care and professionalism with each interaction.

New ★★★★★ 5 Star Experience.com Review by Angela R Click to see all 90 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

There is a common misconception that you need 20% down to purchase a home and it’s not true!

The common down payment ranges anywhere from 0-5% depending upon loan type you qualify for. While putting 20% down does allow you to avoid mortgage insurance (with a conventional loan product), it is by no means required.

Keep in mind I also have access to down payment assistance programs that can assist you with your down payment and/or closing costs. If buying or refinancing has been on your mind, please reach out. 307-631-1200

https://business.gilbertaz.com/events/details/glowball-golf-presented-by-the-veterans-business-council-foundation-6605

Glowball Golf, presented by the Veterans Business Council (FOUNDATION) Join the Glow Golf event, hosted by the Veterans Business Council, for a unique nighttime golfing experience with glowing equipment and neon lights. Enjoy an evening of camaraderie, friendly competition, and networking while supporting veterans' initiatives within the business community.

Realtors, these are just a few of the many tools I have available to help simplify and automate your business.

If you feel there is something missing in your business whether that be one of the tools listed or a lender partner that will truly pour into you, please reach out to me. I would love the opportunity to chat with you and get to know you better.

Reach out to me today! 307-631-1200

5.0 star review received on Experience.com for Rob Elder by Lauren H - Rob and his team put in the extra effort to help us achieve short and changing timelines. Rob can always be reached and provides excellent insight. We will always use Rob for our real estate ventures!

New ★★★★★ 5 Star Experience.com Review by Lauren H Click to see all 89 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

Friendly reminder there is a lot of misinformation on the internet. If you need a little help with your credit but not sure where to start, please reach out to me.

I can let you know exactly what you need to do in order to increase your FICO score to prepare for homeownership. Arizona and Wyoming, reach out to me today! 307-631-1200

5.0 star review received on Experience.com for Rob Elder by Fetuao M J - Rob and his team were highly responsive to my needs. They went above and beyond to help my family and I. I would recommend their team to anyone looking to buy or refinance a property.

New ★★★★★ 5 Star Experience.com Review by Fetuao M J Click to see all 88 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

Friendly reminder, forbearance does not equal forgiveness! When you have revolving debt go into forbearance such as your student loans or your mortgage, you still owe that money back (often with interest).

It’s important that you know all the terms of your forbearance like when those payments will become due and if you are thinking of purchasing real estate in the future, how that can affect your qualification. Late payments show up on your credit report and negatively affect your score so make sure you know when your payments will be due to ensure you come out of forbearance on the right foot!

As always, if you have any questions about preparing to purchase or refinance, please do not hesitate to reach out! 307-631-1200

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As a Veteran myself, here are 4️⃣ things you need to know about VA home loans:

🇺🇸You CAN in fact have two VA loans at one time
🇺🇸If you currently have a VA loan, you can do a VA IRRL (Interest Rate Refi Reduction Loan) when rates drop for very minimal fees.
🇺🇸There is no funding fee for disabled Veterans.
🇺🇸There is no down payment and no mortgage insurance with VA home loans.

Arizona & Wyoming, don’t gamble with another lender! 307-631-1200

If you are a company looking to add another benefit to your employees, look no further than Wallick & Volk’s Simple Benefits!

Designed to help your employees reach their homeownership goals through on-site education, discounted mortgage services, and extended benefits to family and friends.

Enrolling in the Simple Benefits program is just that, simple! Are you ready? Reach out to me today! 307-631-1200

Have you considered maybe throwing some extra 💰 at your mortgage?

Here are a few benefits about making an extra payment:

-You pay less interest over the course of your loan
-Build equity faster which is great to have in case of a financial concern
-Own your home sooner because you are shortening the length of your loan term

You can do this by making a lump sum payment towards your mortgage or you can do it on a smaller scale every month. The main thing to remember is you need that money to be applied to the principal balance of your loan.

Keep in mind that if you have other high-interest debts, it may be wiser to pay those off first before making extra mortgage payments. Want to chat about it further? Don’t hesitate to reach out! 307-631-1200

Yesterday, I received the award for Foundation Volunteer by the Gilbert Chamber of Commerce. I am so honored to have received this award. I pride myself on being involved and pouring back into my community. Thank you Gilbert Chamber for this honor, it means a lot!

5.0 star review received on Experience.com for Rob Elder by Jesse M - Rob always puts 100% into our transactions. Always pleasant to work with Rob!

New ★★★★★ 5 Star Experience.com Review by Jesse M Click to see all 85 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

Have you considered these 3️⃣ financial benefits of making extra payments towards the principal on your mortgage?

-Interest savings
-Shortened loan term
-Most equity in a shorter time period

Overall, paying extra towards the principal on your mortgage can lead to significant financial saving and provide you greater flexibility in the long run! 307-631-1200

The Gilbert Chamber of Commerce wants to recognize Rob Elder Loans - Wallick & Volk, Inc. for his incredible leadership as Chair of the Veterans Business Council this past year.

His hardwork in planning events for the veterans in our community has not gone unnoticed. His dedication and efforts helped create strong bonds and connections with veterans and business leaders of this community.

Thank you for everything Rob; we appreciated all the work you've done!

I want to wish my Marketing Coordinator a happy 7-year anniversary with Wallick & Volk! If you are a business partner of mine, chances are you have met with Sara and experienced what a marketing guru she is! She handles all of my social media and marketing needs in addition to helping my Realtors with theirs! Sara, thank you for all you do for The Elder Team, I appreciate you! Cheers to many more years together! 👏🏻

June is National Homeownership Month! 🏡❤️

If you are a homeowner, I would love to know what age you bought your first home. Drop it in the comments below!

If you are still saving or working on that credit so that you can buy in the future, keep pushing! The equity, financial security, and stability are worth all of the sacrifices you are currently making. If you need some extra guidance, please don’t hesitate to reach out. I would be more than happy to assist you! 307-631-1200

5.0 star review received on Experience.com for Rob Elder by JENNIFER N - Rob is a great communicator. He stayed in touch with me from the time I asked for a Pre-qual, (multiple), all the way through to closing day. I have never had another Mortgage Advisor be so involved in a great way. Also, Rob and his team were always on top of what was needed and always there for my Buyer's. I will be telling all my clients and co-workers about Rob. He is easy to refer!

New ★★★★★ 5 Star Experience.com Review by JENNIFER N Click to see all 84 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

Happy 3-year anniversary to my dear friend and Jr. Mortgage Advisor Rylee Anderson! Rylee Anderson Loans - Wallick & Volk, Inc. you never hesitate to go above and beyond. You work hard for The Elder Team clients, business partners, and I know I can count on your 100%. I am so thankful for you and look forward to many more years of changing lives together! Happy Anniversary! 🍾

5.0 star review received on Experience.com for Rob Elder by Craig I M - It was like working with a friend and not just some lender. Rob went above and beyond to make it a very comfortable experience, which is rare these days. Will not hesitate to recommend Rob to anyone friends. Thank you Rob for everything.

New ★★★★★ 5 Star Experience.com Review by Craig I M Click to see all 83 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

5.0 star review received on Experience.com for Rob Elder by Lindsay S M - Rob was wonderful. He walked us thru every step of loan process and was very patient when it took many months to finish off our loan.

New ★★★★★ 5 Star Experience.com Review by Lindsay S M Click to see all 84 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

5.0 star review received on Experience.com for Rob Elder by Robert A F - It was a stress free experience by great people. They treated my wife and I just like family.

New ★★★★★ 5 Star Experience.com Review by Robert A F Click to see all 81 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

As we gather with family and friends this Memorial Day, let us take a moment to honor and remember the brave men and women who made the ultimate sacrifice for our freedom.

Gone but never forgotten! 🇺🇸

5.0 star review received on Experience.com for Rob Elder by Lynna M F - Rob was very tentative. Always replied to any questions immediately. He made the process easy with very little stress. Would recommend him to family and friends.

New ★★★★★ 5 Star Experience.com Review by Lynna M F Click to see all 80 reviews of Rob Elder, Sr. Mortgage Advisor | NMLS #1758090

Thank you ALL for your kind words and birthday wishes. I am truly blessed for so may friends and family who reached out via text, email , FB and messages. Thank you all !! I am greatfull and humble.

Hey everyone, this is Sara, Rob’s Marketing Coordinator and today is his birthday! 🥳 Drop a comment below wishing him a happy birthday and/or something you love about him. Mine will be in the comments! ⬇️

Please help me wish my Jr. Mortgage Advisor a happy birthday! Rylee Anderson Loans - Wallick & Volk, Inc. is the definition of friends that turn family. I hope you have the best day celebrating, miss you and so proud to have you be part of The Elder Team! 🥳