Joe Vilcan, NMLS #200615, PrimeLending

📢 Attention Veterans! The VA is authorizing a temporary local variance effective 8/10/24, allowing you to pay reasonable and customary amounts (up to 3%) for any buyer-broker charges, including commissions and other broker-related fees.* This change is designed to offer you greater flexibility and support in your home-buying process. 🏡✨

Veterans, seize the opportunity to utilize your home’s equity with a 100% VA cash out refinance!* 💵
Whether it's for home improvements, debt consolidation, or pursuing new ventures, this exclusive benefit is tailored to support your goals.
Reach out today and unlock your financial potential!

Product info as of 3/11/24, subject to change.
*Down payment waiver is based on VA eligibility. All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan. **Additional restrictions apply. Contact your PrimeLending loan officer for more details.

Hey Veterans and active military members!
Did you know that you could get the lender fees on your VA loan waived?*
If you qualify for a VA home loan, you could get benefits like:
No🚫 lender fees
No🚫PMI (private mortgage insurance)
No🚫 down payment
Flexible✔️ credit requirements
And more!

Connect with me today to start your home loan journey.
Home Loans Made Simple ✔



*While lender closing costs will be waived, borrower is responsible for third party fees. Down payment waiver is based on VA eligibility. First mortgage purchase or refinance transactions only; not available or brokered loans. Cannot be combined with any other offer. Other restrictions may apply. Offer current as of 3/22/24 and is subject to change.

Discover the magic of home renovation with PrimeLending's renovation loan options. Transform your space, create new memories, and make your house the home of your dreams. 🛠️✨ Home Loans Made Simple ✔ Keeping it Simple for You. ❤
Phone me 504-451-2758
Apply on Line: www.JoeVilcan.com
NMLS #200615

Whether it's a modern kitchen, a cozy backyard oasis, or a complete home makeover, we've got the tools to bring your dream to life. 💡🏠 Home Loans Made Simple ✔ Keeping it Simple for You. ❤
Call for the details. 504-451-2758
Apply on line. www.joevilcan.com
NMLS 200615

2022 HOMEOWNER TAX CREDIT
Homeowners! You know what's even better than owning a house? Getting to save big bucks on your taxes! Here's the lowdown on all the ways you can receive mortgage tax deductions and credits:

Mortgage Interest Deduction: Did you know that you can deduct the interest you pay on your mortgage from your taxable income? Up to $750,000!

Property Tax Deduction: Don't forget to include those property taxes you paid! They're deductible too!

Energy-Efficient Upgrades: If you made your home more eco-friendly in 2022, you may be eligible for a tax credit! The Residential Energy Efficient Property Credit can help offset the cost of installing solar panels, insulation, and more.

So, there you have it! Make sure to chat with a tax pro to figure out which deductions and credits you're eligible for and to get the most out of your return. If you want to get in on all of these homeowner savings, let’s get you into a home this year! Contact me today!

When Needing Mortgage Loans! Lets Chat www.JoeVilcan.com

I can help you in all 50 States click the link below to find out more. www.JoeVilcan.com