The Ralph Mortgage Team
Dedicated to service! Every client, every time!
โ๐ง๐๐๐ ๐ช๐ข๐ฅ๐ divides the task, and ๐๐๐๐๐๐๐๐๐๐ the ๐๐๐๐๐๐๐.โ ๐ก
When we are their favorite lender ๐๐ผ
โข THE RALPH MORTGAGE TEAM โข on Instagram: "We canโt help but be ๐๐๐๐๐๐๐ over here! ๐คท๐ปโโ๏ธ๐คท๐ปโโ๏ธ #TGIF #RedFridaySupportOurTroops #FairwayNation #RMT #ralphmortgageteam #yourfavoritelender #fairwaymortg โข THE RALPH MORTGAGE TEAM โข shared a post on Instagram: "We canโt help but be ๐๐๐๐๐๐๐ over here! ๐คท๐ปโโ๏ธ๐คท๐ปโโ๏ธ ...
Being open minded about the things that get thrown at us is KEY to growth. It may not always come pretty, wrapped up with a bowโฆbut itโs how we choose to handle these situations that determine the rest. ๐๐ผ
โTestimonials describe what has been, and are a promise of what is to comeโ ๐ฅ๐๐ผ๐
โ๐ง๐๐๐๐ก๐ง wins games, but ๐ง๐๐๐ ๐ช๐ข๐ฅ๐ and ๐๐ก๐ง๐๐๐๐๐๐๐ก๐๐โฆwin ๐พ๐๐ผ๐๐๐๐๐๐๐๐๐๐.โ -Michael Jordan ๐ฅ
Dedicated to service! Every client, every time ๐๐ผ ๐
๐ฅ ๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐ ๐ฅ
The ๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐ program is officially available! This is a Down Payment Assistance program sponsored by the State of Florida and is available to over 50 Occupations. Those who qualify can receive a maximum of $25,000 to use towards the purchase of their first home.
Assistance is available for Conventional, FHA, VA and USDA loans. (Eligible Veterans and their spouses do not have to be first time home buyers)
Each county does have its own limits on loan amount and income.
To find out more and a obtain a complete list of those who qualify, reach out, we are ready to help!
๐ฒRalph Almodovar | 305.978.5050
๐ง [email protected]
Infinite gratitude for the ones that made the ultimate sacrifice for us.
๐บ๐ธ
๐๐๐ข๐ฆ๐๐ ๐๐ก ๐ญ๐ฌ ๐๐๐ฌ๐ฆ - ๐๐ฟ๐ผ๐บ ๐๐๐ฎ๐ฟ๐ ๐๐ผ ๐ณ๐ถ๐ป๐ถ๐๐ต ๐ถ๐ป๐ฐ๐น๐๐ฑ๐ถ๐ป๐ด* ๐ฎ๐ฝ๐ฝ๐ฟ๐ฎ๐ถ๐๐ฎ๐น! ๐ฅ๐
๐จ ๐๐๐๐๐๐ ๐๐ ๐๐๐๐โฆ ๐จ
โข Paid medical debt that was inย collectionsย will no longer be included on consumer credit reports
โขYouโll have more time before unpaid medical debt is reported on your credit report: Unpaid medical debt that is currently in collections for one year will be reported on credit reports. This is an increase from six months that was enacted in 2017.
โขStarting in the first half of 2023, Equifax, Experian and TransUnion will no longer include medical debt in collections under $500 on credit reports
โโ
Training for our realtor partners - Part 1: DONE โ
Topic? Our new ๐๐๐ฆ๐ ๐๐จ๐๐ฅ๐๐ก๐ง๐๐ ๐ฃ๐ฅ๐ข๐๐ฅ๐๐ ! ๐๐ผ
At Fairway Independent Mortgage Corporation, we understand the importance of being the most favorable deal on the table. The winning combination of a Fairway Cash Guaranteeโข and a Fairway Advantageยฎ Pre-Approval will give you the buying power you need to compete with cash!
In fact, Fairway is so confident we will close that we will buy the seller's home if we cannot close for a financing reason by the contracted date.
๐๐๐๐ฅ๐ช๐๐ฌ ๐๐๐ฆ๐ ๐๐จ๐๐ฅ๐๐ก๐ง๐๐ ๐๐๐ฉ๐๐ก๐ง๐๐๐๐ฆ:
โข Seller will receive a cash guarantee.
โข Buyer can compete with cash offers.
โข Borrower does not have to pay any additional fees to use this program.
โข If the guarantee is triggered, the seller may opt for Fairway to NOT buy their home, and instead walk away from the deal with $10,000 paid by Fairway, and the contract will be terminated.
๐๐๐๐๐ง๐๐ข๐ก๐๐ ๐ฅ๐๐ค๐จ๐๐ฅ๐๐ ๐๐ก๐ง๐ฆ/๐๐๐ง๐๐๐๐ฆ:
โข Borrower must have a Fairway Advantageยฎ Pre-Approval
โข Borrower must be financing with an FHA, VA or Conventional loan
โข Borrower must be purchasing a town home, condo, or single family residence
Let us walk you through + get you pre-approved ๐๐ก๐
๐ ๐ฐ
Omar Diaz gets that 2 for 2 feeling on this awesome Friday! ๐ฅ Congrats to the families that entrusted in Omar & our team to get them closed! ๐
You can call usโฆTHE MORTGAGE WHISPERERS! ๐ The does it again. Another one for this week! Youโre already paying a mortgage! Itโs just not yoursโฆwhat are you waiting for? Give us a call ๐ค๐ผ
๐ฒ Ralph Almodovar | 305.978.5050
๐ก Fairway Independent Mortgage Co.
๐ง [email protected]
๐ ralphalmodovar.com
Back at it with another ๐๐ผ
๐ชง Renting vs. Buying ๐
๐ฅ When you got a team like ours, how can you not have the time of your life? Annual award ceremony on employee appreciation day! ๐๐ผ๐ฅ๐
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๐ฅโ๐ผ ๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ โ๐ผ๐ฅ
โโโโโโโโโโโโโโโโโโโโ
The does it again! Itโs their satisfaction that makes what we do THAT much more worth it! Grateful to say the least! ๐
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Our client came to us after having a ๐ก๐ข๐ง ๐ฆ๐ข ๐ฃ๐๐๐๐ฆ๐๐ก๐ง experience with her 1st lender. She felt completely lost in the and didnโt have a clear understanding of how it all works. ๐ช๐๐ข ๐ฌ๐ข๐จ ๐ช๐ข๐ฅ๐ ๐ช๐๐ง๐ ๐ ๐๐ง๐ง๐๐ฅ๐ฆ! You can bet our mortgage advisors will always take the time to thoroughly explain the process from ๐ฆ๐ง๐๐ฅ๐ง ๐๐ผ ๐๐๐ก๐๐ฆ๐!๐ฅ๐
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โข
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๐ ๐ฝ๐๐๐๐๐๐ ๐๐๐ข๐ โ๐ธ ๐๐๐๐ ๐ข๐๐โ ๐๐๐๐ ๐ ๐น๐ถ ๐ข๐๐๐ ๐๐๐๐๐๐๐๐ ๐ ๐๐๐ ๐๐๐ ๐๐๐๐ ๐๐ ๐๐โฆ๐ ๐ท๐๐๐๐ข ๐ ๐๐๐๐๐๐๐๐โ๐ ๐ณ๐๐ข! ๐
๐ | CREDIT TIP OF THE DAY | ๐
When you wake up to that email from your lender. ๐๐๐๐๐๐๐ ๐๐๐๐: ๐๐ผ๐ฅ Happy Tuesday, everyone! ๐๐ผ
Get in touch with usโฆ ๐๐
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๐๐๐๐๐ ๐๐๐๐๐๐๐๐ to our teammate .diaz_lender ๐ฅณ๐ Grateful to have you as part of the & wishing you nothing but continued success! ๐ฏ๐ฅ Enjoy it my friend!! ๐๐ผ
๐๐ซ๐๐๐ญ ๐ญ๐ก๐ข๐ง๐ ๐ฌ ๐ข๐ง ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐๐ซ๐ ๐ง๐๐ฏ๐๐ซ ๐๐จ๐ง๐ ๐๐ฒ ๐จ๐ง๐ ๐ฉ๐๐ซ๐ฌ๐จ๐ง. ๐๐ก๐๐ฒโ๐ซ๐ ๐๐จ๐ง๐ ๐๐ฒ ๐โฆ๐ฅ๐๐๐ ๐ ๐ ๐ก๐๐ ๐ก๐๐ โจ๐ฉ๐ปโ๐ป We are ๐ฅ Self employed borrower came to us denied by their lender 1 day before closing!!! We got them a lower interest rate & a in 9 calendar days! WOW ๐คฉ๐ฅโจ
๐ ๐ท๐ฐ๐ฟ๐ฟ๐ ๐ฑ๐ธ๐๐๐ท๐ณ๐ฐ๐ ๐๐พ ๐๐ท๐ด ๐ถ๐พ๐ฐ๐ ๐
Our team lead, the master of all things mortgages with a heart of gold. We are eternally grateful to have such an amazing mentor on this team. Hoping this year brings you everything you wished for & many many more blessings!
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๐ฅณ ๐ ๐
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