The Ralph Mortgage Team

Dedicated to service! Every client, every time!

10/31/2022

โ€œ๐—ง๐—˜๐—”๐—  ๐—ช๐—ข๐—ฅ๐—ž divides the task, and ๐™ˆ๐™๐™‡๐™๐™„๐™‹๐™‡๐™„๐™€๐™Ž the ๐’๐”๐‚๐‚๐„๐’๐’.โ€ ๐Ÿก

โ€ข THE RALPH MORTGAGE TEAM โ€ข on Instagram: "We canโ€™t help but be ๐€๐–๐„๐’๐Ž๐Œ๐„ over here! ๐Ÿคท๐Ÿปโ€โ™‚๏ธ๐Ÿคท๐Ÿปโ€โ™€๏ธ #TGIF #RedFridaySupportOurTroops #FairwayNation #RMT #ralphmortgageteam #yourfavoritelender #fairwaymortg 10/20/2022

When we are their favorite lender ๐Ÿ™๐Ÿผ

โ€ข THE RALPH MORTGAGE TEAM โ€ข on Instagram: "We canโ€™t help but be ๐€๐–๐„๐’๐Ž๐Œ๐„ over here! ๐Ÿคท๐Ÿปโ€โ™‚๏ธ๐Ÿคท๐Ÿปโ€โ™€๏ธ #TGIF #RedFridaySupportOurTroops #FairwayNation #RMT #ralphmortgageteam #yourfavoritelender #fairwaymortg โ€ข THE RALPH MORTGAGE TEAM โ€ข shared a post on Instagram: "We canโ€™t help but be ๐€๐–๐„๐’๐Ž๐Œ๐„ over here! ๐Ÿคท๐Ÿปโ€โ™‚๏ธ๐Ÿคท๐Ÿปโ€โ™€๏ธ ...

09/01/2022

Being open minded about the things that get thrown at us is KEY to growth. It may not always come pretty, wrapped up with a bowโ€ฆbut itโ€™s how we choose to handle these situations that determine the rest. ๐Ÿ™Œ๐Ÿผ

08/16/2022

โ€œTestimonials describe what has been, and are a promise of what is to comeโ€ ๐Ÿ”ฅ๐Ÿ™Œ๐Ÿผ๐Ÿ˜‰

08/03/2022

โ€œ๐—ง๐—”๐—Ÿ๐—˜๐—ก๐—ง wins games, but ๐—ง๐—˜๐—”๐— ๐—ช๐—ข๐—ฅ๐—ž and ๐—œ๐—ก๐—ง๐—˜๐—Ÿ๐—Ÿ๐—œ๐—š๐—˜๐—ก๐—–๐—˜โ€ฆwin ๐˜พ๐™ƒ๐˜ผ๐™ˆ๐™‹๐™„๐™Š๐™‰๐™Ž๐™ƒ๐™„๐™‹๐™Ž.โ€ -Michael Jordan ๐Ÿ’ฅ

06/07/2022

Dedicated to service! Every client, every time ๐Ÿ™Œ๐Ÿผ ๐Ÿ”

06/01/2022

๐Ÿ’ฅ ๐“๐Ž๐ƒ๐€๐˜ ๐ˆ๐’ ๐“๐‡๐„ ๐ƒ๐€๐˜ ๐Ÿ’ฅ

The ๐™ƒ๐™Š๐™ˆ๐™€๐™๐™Š๐™’๐™‰ ๐™ƒ๐™€๐™๐™Š๐™€๐™Ž program is officially available! This is a Down Payment Assistance program sponsored by the State of Florida and is available to over 50 Occupations. Those who qualify can receive a maximum of $25,000 to use towards the purchase of their first home.

Assistance is available for Conventional, FHA, VA and USDA loans. (Eligible Veterans and their spouses do not have to be first time home buyers)

Each county does have its own limits on loan amount and income.

To find out more and a obtain a complete list of those who qualify, reach out, we are ready to help!

๐Ÿ“ฒRalph Almodovar | 305.978.5050
๐Ÿ“ง [email protected]

05/30/2022

Infinite gratitude for the ones that made the ultimate sacrifice for us.

๐Ÿ‡บ๐Ÿ‡ธ

Photos from The Ralph Mortgage Team's post 05/23/2022

๐—–๐—Ÿ๐—ข๐—ฆ๐—˜๐—— ๐—œ๐—ก ๐Ÿญ๐Ÿฌ ๐——๐—”๐—ฌ๐—ฆ - ๐—™๐—ฟ๐—ผ๐—บ ๐˜€๐˜๐—ฎ๐—ฟ๐˜ ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ถ๐˜€๐—ต ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ถ๐—ป๐—ด* ๐—ฎ๐—ฝ๐—ฝ๐—ฟ๐—ฎ๐—ถ๐˜€๐—ฎ๐—น! ๐Ÿ”ฅ๐Ÿ”

05/23/2022

๐Ÿšจ ๐“๐‡๐ˆ๐๐†๐’ ๐“๐Ž ๐Š๐๐Ž๐–โ€ฆ ๐Ÿšจ

โ€ข Paid medical debt that was inย collectionsย will no longer be included on consumer credit reports

โ€ขYouโ€™ll have more time before unpaid medical debt is reported on your credit report: Unpaid medical debt that is currently in collections for one year will be reported on credit reports. This is an increase from six months that was enacted in 2017.

โ€ขStarting in the first half of 2023, Equifax, Experian and TransUnion will no longer include medical debt in collections under $500 on credit reports

โ€”โ€”

Photos from The Ralph Mortgage Team's post 05/10/2022

Training for our realtor partners - Part 1: DONE โœ… Topic? Our new ๐—–๐—”๐—ฆ๐—› ๐—š๐—จ๐—”๐—ฅ๐—”๐—ก๐—ง๐—˜๐—˜ ๐—ฃ๐—ฅ๐—ข๐—š๐—ฅ๐—”๐— ! ๐Ÿ™Œ๐Ÿผ

At Fairway Independent Mortgage Corporation, we understand the importance of being the most favorable deal on the table. The winning combination of a Fairway Cash Guaranteeโ„ข and a Fairway Advantageยฎ Pre-Approval will give you the buying power you need to compete with cash!

In fact, Fairway is so confident we will close that we will buy the seller's home if we cannot close for a financing reason by the contracted date.

๐—™๐—”๐—œ๐—ฅ๐—ช๐—”๐—ฌ ๐—–๐—”๐—ฆ๐—› ๐—š๐—จ๐—”๐—ฅ๐—”๐—ก๐—ง๐—˜๐—˜ ๐—”๐——๐—ฉ๐—”๐—ก๐—ง๐—”๐—š๐—˜๐—ฆ:
โ€ข Seller will receive a cash guarantee.
โ€ข Buyer can compete with cash offers.
โ€ข Borrower does not have to pay any additional fees to use this program.
โ€ข If the guarantee is triggered, the seller may opt for Fairway to NOT buy their home, and instead walk away from the deal with $10,000 paid by Fairway, and the contract will be terminated.

๐—”๐——๐——๐—œ๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—ฅ๐—˜๐—ค๐—จ๐—œ๐—ฅ๐—˜๐— ๐—˜๐—ก๐—ง๐—ฆ/๐——๐—˜๐—ง๐—”๐—œ๐—Ÿ๐—ฆ:
โ€ข Borrower must have a Fairway Advantageยฎ Pre-Approval
โ€ข Borrower must be financing with an FHA, VA or Conventional loan
โ€ข Borrower must be purchasing a town home, condo, or single family residence

Let us walk you through + get you pre-approved ๐Ÿ”‘๐Ÿก๐Ÿ˜‰

04/17/2022

๐Ÿ’š ๐Ÿฐ

04/15/2022

Omar Diaz gets that 2 for 2 feeling on this awesome Friday! ๐Ÿ”ฅ Congrats to the families that entrusted in Omar & our team to get them closed! ๐Ÿ”

04/13/2022

You can call usโ€ฆTHE MORTGAGE WHISPERERS! ๐Ÿ˜‰ The does it again. Another one for this week! Youโ€™re already paying a mortgage! Itโ€™s just not yoursโ€ฆwhat are you waiting for? Give us a call ๐Ÿค™๐Ÿผ

๐Ÿ“ฒ Ralph Almodovar | 305.978.5050
๐Ÿก Fairway Independent Mortgage Co.
๐Ÿ“ง [email protected]
๐Ÿ“ ralphalmodovar.com

03/29/2022

Back at it with another ๐Ÿ™Œ๐Ÿผ

03/10/2022

๐Ÿชง Renting vs. Buying ๐Ÿ”‘

03/05/2022

๐Ÿฅ‡ When you got a team like ours, how can you not have the time of your life? Annual award ceremony on employee appreciation day! ๐Ÿ™Œ๐Ÿผ๐Ÿ”ฅ๐Ÿ˜œ

๐Ÿ’š

02/24/2022

๐Ÿ’ฅโ˜๐Ÿผ ๐“๐„๐’๐“๐ˆ๐Œ๐Ž๐๐ˆ๐€๐‹ ๐“๐‡๐”๐‘๐’๐ƒ๐€๐˜ โ˜๐Ÿผ๐Ÿ’ฅ
โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”
The does it again! Itโ€™s their satisfaction that makes what we do THAT much more worth it! Grateful to say the least! ๐Ÿ˜‰
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02/16/2022

Our client came to us after having a ๐—ก๐—ข๐—ง ๐—ฆ๐—ข ๐—ฃ๐—Ÿ๐—˜๐—”๐—ฆ๐—”๐—ก๐—ง experience with her 1st lender. She felt completely lost in the and didnโ€™t have a clear understanding of how it all works. ๐—ช๐—›๐—ข ๐—ฌ๐—ข๐—จ ๐—ช๐—ข๐—ฅ๐—ž ๐—ช๐—œ๐—ง๐—› ๐— ๐—”๐—ง๐—ง๐—˜๐—ฅ๐—ฆ! You can bet our mortgage advisors will always take the time to thoroughly explain the process from ๐—ฆ๐—ง๐—”๐—ฅ๐—ง ๐˜๐—ผ ๐—™๐—œ๐—ก๐—œ๐—ฆ๐—›!๐Ÿ’ฅ๐Ÿ
โ€ข
โ€ข
โ€ข

02/14/2022

๐Ÿ’š ๐™ฝ๐š˜๐š๐š‘๐š’๐š—๐š ๐šœ๐šŠ๐šข๐šœ โ€œ๐™ธ ๐š•๐š˜๐šŸ๐šŽ ๐šข๐š˜๐šžโ€ ๐š•๐š’๐š”๐šŽ ๐šŠ ๐Ÿน๐Ÿถ ๐šข๐šŽ๐šŠ๐š› ๐š–๐š˜๐š›๐š๐š๐šŠ๐š๐šŽ ๐š ๐š’๐š๐š‘ ๐š‘๐šŽ๐š› ๐š—๐šŠ๐š–๐šŽ ๐š˜๐š— ๐š’๐šโ€ฆ๐Ÿ˜‰ ๐™ท๐šŠ๐š™๐š™๐šข ๐š…๐šŠ๐š•๐šŽ๐š—๐š๐š’๐š—๐šŽโ€™๐šœ ๐™ณ๐šŠ๐šข! ๐Ÿ’š

02/09/2022

๐Ÿ“Œ | CREDIT TIP OF THE DAY | ๐Ÿ“Œ

02/01/2022

When you wake up to that email from your lender. ๐’๐”๐๐‰๐„๐‚๐“ ๐‹๐ˆ๐๐„: ๐Ÿ‘Š๐Ÿผ๐Ÿ’ฅ Happy Tuesday, everyone! ๐Ÿ™Œ๐Ÿผ

01/31/2022

Get in touch with usโ€ฆ ๐Ÿ“ž๐Ÿ˜‰
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Photos from The Ralph Mortgage Team's post 01/31/2022

๐‡๐€๐๐๐˜ ๐๐ˆ๐‘๐“๐‡๐ƒ๐€๐˜ to our teammate .diaz_lender ๐Ÿฅณ๐ŸŽ‚ Grateful to have you as part of the & wishing you nothing but continued success! ๐Ÿ’ฏ๐Ÿ”ฅ Enjoy it my friend!! ๐Ÿ™๐Ÿผ

01/31/2022

๐†๐ซ๐ž๐š๐ญ ๐ญ๐ก๐ข๐ง๐ ๐ฌ ๐ข๐ง ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐š๐ซ๐ž ๐ง๐ž๐ฏ๐ž๐ซ ๐๐จ๐ง๐ž ๐›๐ฒ ๐จ๐ง๐ž ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง. ๐“๐ก๐ž๐ฒโ€™๐ซ๐ž ๐๐จ๐ง๐ž ๐›๐ฒ ๐šโ€ฆ๐•ฅ๐•–๐•’๐•ž ๐• ๐•— ๐•ก๐•–๐• ๐•ก๐•๐•– โœจ๐Ÿ‘ฉ๐Ÿปโ€๐Ÿ’ป We are ๐Ÿ”ฅ Self employed borrower came to us denied by their lender 1 day before closing!!! We got them a lower interest rate & a in 9 calendar days! WOW ๐Ÿคฉ๐Ÿ”ฅโœจ

Photos from The Ralph Mortgage Team's post 01/31/2022

๐ŸŽˆ ๐™ท๐™ฐ๐™ฟ๐™ฟ๐šˆ ๐™ฑ๐™ธ๐š๐šƒ๐™ท๐™ณ๐™ฐ๐šˆ ๐šƒ๐™พ ๐šƒ๐™ท๐™ด ๐™ถ๐™พ๐™ฐ๐šƒ ๐ŸŽˆ
Our team lead, the master of all things mortgages with a heart of gold. We are eternally grateful to have such an amazing mentor on this team. Hoping this year brings you everything you wished for & many many more blessings!
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๐Ÿฅณ ๐ŸŽ‚ ๐ŸŽˆ

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๐Ÿ’ฅ ๐“๐Ž๐ƒ๐€๐˜ ๐ˆ๐’ ๐“๐‡๐„ ๐ƒ๐€๐˜ ๐Ÿ’ฅThe ๐™ƒ๐™Š๐™ˆ๐™€๐™๐™Š๐™’๐™‰ ๐™ƒ๐™€๐™๐™Š๐™€๐™Ž program is officially available! This is a Down Payment Assistance program spons...
๐Ÿšจ ๐“๐‡๐ˆ๐๐†๐’ ๐“๐Ž ๐Š๐๐Ž๐–โ€ฆ ๐Ÿšจโ€ข Paid medical debt that was inย collectionsย will no longer be included on consumer credit reports โ€ขYo...
#WORKHARDPLAYHARDER ๐Ÿฅ‡ When you got a team like ours, how can you not have the time of your life? Annual award ceremony o...
Our client came to us after having a ๐—ก๐—ข๐—ง ๐—ฆ๐—ข ๐—ฃ๐—Ÿ๐—˜๐—”๐—ฆ๐—”๐—ก๐—ง experience with her 1st lender. She felt completely lost in the #ho...
When you wake up to that email from your lender. ๐’๐”๐๐‰๐„๐‚๐“ ๐‹๐ˆ๐๐„: #CLEARTOCLOSE ๐Ÿ‘Š๐Ÿผ๐Ÿ’ฅ Happy Tuesday, everyone! ๐Ÿ™Œ๐Ÿผ #ralphmortg...

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8100 Oak Lane, Suite 405
Miami Lakes, FL
33016

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