Nicolas Duque- NMLS 839110

Ready to begin searching for your dream home? In today's low-supply marketplace, you need a competitive edge... and loan pre-approvals are the perfect solution. Less than 50% of the other "home shoppers" will be pre-approved, so contact us today and stand out in any bidding war as a qualified borrower.

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Getting caught up in the hot housing market could have a dire impact on your finances. Follow these tips to stay within your budget.

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How to avoid overspending in this hot housing market You have to have a clear plan in place before you start looking for your next home, experts say.

Any man can be a father, but it takes a special person to be dad! Happy Father’s Day!

Are you at a crossroads in deciding whether to buy or rent your next home? There's a LOT to consider, some of which you may not even realize! For an honest discussion about your options (and which may actually be right for you), give me a call and let's talk!

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Home | Nicolas Duque Nicolas knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well educated and active participants in the transaction.

Do you ever dream of buying a second home? We are here to help you through the process to ensure your second home is a wise investment. Contact us today to learn more!

Honoring all who have served. Happy Memorial Day!

You might want to avoid charging these 5 expenses on a credit card. https://brev.is/AKHMw

Financial experts share the 5 expenses you should avoid charging on a credit card Car payments, mortgage or rent, and tuition can get you in trouble if you charge them to a card and can't pay them off in a reasonable amount of time.

Happy National Bike Month! Riding a bike has so many benefits for our physical and mental health. Get out there and ride! 🚴‍♂️

Family is everything! 💖

We’re here to tell you the truth, not sell you the world. That’s why we offer no-pressure loan consultations to help you find the type of mortgage that will honestly suit your needs. Our customers are family to us, so if you are considering a home purchase or refinancing now or in the future, reach out to us and let’s figure out your best course of action when the time is right.

Wishing love and joy to all mothers! We hope you have a very happy Mother’s Day! 🌷

Have a great day everyday everyone! 🏠

Pop quiz: what's the smarter choice for home seekers - renting or buying? 🧠💭

Answer: It really depends on you. Do you need more space and privacy? Do you plan to stay in the area long-term? Do you want your monthly payments to be a long-term investment in your future? If you are even THINKING about whether to buy or rent, let's discuss your options!

Two million former renters can't be wrong. What's holding you back from making that leap into home ownership?

Are you on the fence about renting vs. buying a home? With mortgage rates still relatively low, you definitely want to consider the financial benefits of home ownership sooner rather than later. Contact us and we'll help calculate how much you can save each month with a fantastic interest rate today!

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Looking to get a mortgage? Here’s a guide to how they work and the types that you can choose from.

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What Is a Mortgage? Yes, a mortgage is a big deal, but it's probably not as complicated as you think.

Speedy Underwriting & Processing – AnnieMac handles the loan process in-house so we can leave every customer satisfied and smiling.

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Did you know that you can “lock in” today’s best interest rates until closing so you don’t miss out on the lowest mortgage payments possible? Rates could be rising across the board soon, so let’s talk today about setting you up with a mortgage rate lock that will keep you smiling until you sign on the dotted line!

When you buy or refinance a mortgage, you may be required to show proof of mortgage and home insurance. Learn more about them and what they cover here.

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Mortgage insurance vs. home insurance: What’s the difference? When you buy or refinance a home, your lender may ask you for proof of mortgage insurance and homeowners insurance. Although they sound related, mortgage insurance is not the same as homeowners insurance. [...]

Come and knock on our door… we’ve been waiting for you to buy or refinance your home with a historically-low interest rate. These rates have already started to rise back to their former levels, so contact me today so I can still lock you into a mortgage that can save you a ton of money!

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You’ve probably heard that 2020’s historically-low interest rates are already starting to rebound. The good news is that you still have time to lock in a great rate for your home purchase or refinanced loan and save hundreds per month (and MUCH more over the life of your loan). Touch base with me today and let’s discuss your options!

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Timing is everything! ⌚

Stack the deck in your favor by scoring a fantastic interest rate for your next home purchase or refinance. Rates are already on the rise, so contact me today so I can help deal you a winning hand before it’s too late. Game on!

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The housing market is hot right now. Follow the steps in this guide to get preapproved for a mortgage and ahead of other homebuyers.

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How to Get Preapproved for a Mortgage From the documents you’ll need to how long it's good for, everything you need to know about getting pre-approved for a home loan.

When does the spring housing market start? In most regions, this season lasts from April to June. It's important to do your research and prepare to enter the buyer's market. Follow us for more tips and tricks!

The process of qualifying for a loan isn't hard to understand, especially when you know all of the steps needed to get to the closing table. Check out this at-a-glance guide to the stages of the typical loan process!

We all know that we can find hundreds of mortgage lenders on Google, but how do you find a mortgage lender you can trust? Choosing a lender is a long-term commitment. Be sure to take your time when searching for the best lender. You should feel comfortable asking key questions.
We all know that we can find hundreds of mortgage lenders on Google, but how do you find a mortgage lender you can trust? Choosing a lender is a long-term commitment. Be sure to take your time when searching for the best lender. You should feel comfortable asking key questions.

We strive to make every customer experience as comfortable as possible. Our team takes pride in helping you every step of the way - before AND after your closing. Reach out to us, even after your loan is signed, sealed and delivered!

Looking to buy a home this year? Here’s what you should consider first.

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Don't Buy a House Without Asking Yourself These Questions First Consider your financial history and plans for the future before you decide to start shopping for a home.

Thank you for giving me the opportunity to serve you!

Refinancing to a 15-year mortgage may cost you more up front, but the long-term savings is worth it. Here’s how to get the deal.

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How to get the lowest rate on a 15-year mortgage for your refinance History's lowest mortgage rates have made the shorter-term mortgages more affordable.

Short-term goals are smaller financial targets that take under a year to achieve. Here’s a roundup of helpful examples.

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30 smart short-term financial goals to set 30 smart short-term financial goals to set

Happy Valentine’s Day! Take some time today to do something nice for yourself and for those you love! 💖

2020 was a year we'll always remember - not just for its challenges, but also for its success stories. Here's an at-a-glance look at some of AnnieMac's bright spots from the past year!

Waiting to refinance your mortgage could be a costly mistake. Here’s why you should act now.

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3 reasons you shouldn't wait to refinance your mortgage If you've been holding off on refinancing your mortgage, it's time to stop waiting and get started on a refinance today.

Make today a great one!

The housing market is on fire and interest rates are still at all-time lows. If you even THINK that this might be the right time for you to buy a new home, give me a call! I'm happy to discuss your loan options, run some numbers and prequalify you for the loan you’ll need. Let me help you make your move in 2021!

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Nicolas Duque 305.879.8113

Family supports each other, no matter what. In Annie-Mac you are family.

Let me help you achieve your real estate goals. DM or call me to discuss further 305.879.8113