Ernesto Cortez - A Mortgage Loan Originator

Don’t let your plastic get the best of you. Mistakes with your credit cards, such as making late payments or closing accounts, can keep you from qualifying for a home loan. We can help! Call us to see if your credit score is on track so you can get into your dream home faster.

Homebuying can seem like trying to solve a Rubik's Cube blindfolded, but with a mortgage broker, there's no need to worry. We'll guide you through every twist and turn. Contact us!

Still saving for that down payment? I can help you get into the home of your dreams with no down payment required upfront. Call me today!

June is National Homeownership Month. Ever dreamt of yelling I'm home in a place that's truly yours? Buying a house is like Monopoly, but better because it's for real! Let's unlock the next level together and find a mortgage that fits your needs. Game on!

It’s national — get a little closer to this milestone each month by freeing up some cash with a refinance and investing that as you see fit. Call us today to get started!

Did you know that the average net worth of homeowners compared to renters is vastly different? Check out this article for 40x more reasons to consider buying a home this year! https://cnb.cx/3zu0RS6

Happy Mother's Day to all you wonderful mommy's!

Feliz Cinco De Mayo! Take a break from the everyday routine and enjoy today's celebration!

With rent prices climbing higher and higher, it could be the ideal time to purchase your own home. Let's talk about your options!

Real estate agents — because we’re mortgage experts, we close on most home loans in as little as 20 days and provide constant communication throughout the loan process. Work with us to give your buyer a seamless experience from start to finish. Call us today.

It feels great to get a healthy refund on your taxes. What feels even better? Putting it toward a home of your own! Call me today to talk about turning your windfall into a wise investment.

Need more running room for your furry friend? Let us walk you through the pre-approval process so you can get into a new home fast and stress-free!

We're not kidding: A mortgage broker has more options and are experts who know your area. Contact me today and let's have a great conversation (honest!)

We know how much you love your furry friends. But if you're tired of pet fees and no access to a yard, it may be time to say goodbye to renting. Owning a home not only creates an oasis for you, but also for your best friend. Don't wait until the next Leap Year, message me today!

Presidents Day is a reminder that hard work pays off. Fortunately, we do that hard work for you. As you search for your perfect home, I'll search for competitive loan options to ensure a fast and easy homebuying process for you. Let's get started today!

Love is in the air! We love helping borrowers like you every day. Spread the love and refer me to a friend or family member looking for a home.

No matter which team you're rooting for in the Big Game, you'll come out the winner when you work with us for your home loan. Call me and let's come up with a game plan to get you into your dream home.

Real Estate Agents — give your clients a fast, worry-free experience every time. Schedule closings immediately upon Clear to Close/final approval for same-day closings. Call today to learn more.

Happy Groundhog Day! Here's to hoping Spring is around the corner and the Winter woes disappear.

How does saving $9,407* on your next home loan sound? That's the average that borrowers save when they go through an independent mortgage broker, rather than a big bank. Call me and I'll tell you more!

No one wants to wait for a funding authorization at the closing table … avoid the awkward small talk and get your new keys in your hands faster when you work with us.

Escrow waivers give you the freedom to pay your taxes and insurance separate from your monthly mortgage payment. Ready to choose the option that sounds best to you? Check out what I'm cooking & call me today!

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

You can always recycle your tree after Christmas, but why not do something a little more clever with it? Try one of these 5 suggestions.

Can you imagine purchasing your dream home AND having a low monthly mortgage payment!?! When you work with independent mortgage brokers like us, you can have both! We shop wholesale rates from dozens of lenders, so we can pass these savings along to you and find you a loan most suited for you. Call us today to get started!

No tricks – I work with dozens of lenders to ensure you get a customized mortgage solution for your exact needs. I will treat you with the Red Carpet treatment.

No tricks – I work with dozens of lenders to ensure you get treated to a customized mortgage solution for your exact needs.

Think fall is a bad time to buy? There's actually less competition from other buyers — plus, sellers who may have been overpriced are more willing to negotiate in order to sell by the holidays. Contact us to learn more reasons why fall home shopping is no tricks, just treats!

As an independent mortgage broker, you're my #1 priority. We'll shop around for you to find the right loan for your needs. Partner with me today!