Sandra Ulloa Capital Partners Mortgage Services LLC

Do not accept any friends request. My acct has been hacked

You don’t need a large salary to reach your savings goals! Start today with 13 tips to save money on a low income.

13 Ways To Save Money On A Low Income You need to find ways to save more money on a low income. We share actionable tips to help you start saving more money today!

Feel ready to buy your first home but aren’t sure if you’re actually prepared? Consider these 4 signs that you’re ready to buy a home.

4 Signs You're Finally Ready to Buy a House The steps to buying a house may be many, but the final result is worth the effort. If you meet these requirements, you may be ready to start house-shopping.

Wouldn’t it be great if budgeting was as easy as filling in a template? Well, it can be! Take advantage of this monthly budgeting template to visualize your income and expenses before choosing the best budget for your goals

Here’s the Monthly Budget Template You’ve Been Searching For Psst…you can have this template.

We’re halfway through but summer is still in full swing! Keep your summer activities budget-friendly with these 5 tips!

5 Ways to Keep Your Summer Spending in Check As the days get longer and the temperatures start to rise, you know summer is around the corner. Summertime is all about fun in the sun and enjoying life with friends and loved ones. And there’s no shortage of things to do either. There are music festivals everywhere you look, backyard BBQs, campi...

An essential step before purchasing a house is the home inspection. Use this extensive home inspection checklist while you’re house hunting so that you’re well informed before making an offer.

Home Inspection Checklist [80+ things to check] ❤️ 2021 You’ve finally found the home of your dreams, and now you’re ready to sign the contract. But, there is one essential step before making the purchase final – getting a home inspection. The freshly painted walls, hardwood floors, and granite countertops are superficial touches. What you don’t ...

Buying a home is one of the biggest purchases you will make in your lifetime, and your home loan will help you achieve that. Check out this beginner’s guide to understand the basics, and contact me when you’re ready to discuss specifics!

A Beginner’s Guide to Home Loans Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender.

There’s no time like the present, especially when it comes to saving for a house! Check out this quick guide on saving to purchase a home.

Ready to Buy a Home? Here's What You Need to Know Before You Start Saving A down payment isn’t the only expense that should be on your radar.

Moving in with your partner is an exciting step in your relationship! Use these four pointers to ensure that you’ve set yourselves up for financial success when taking the leap into cohabitating.

It’s Always Better When We’re Together: How To Cohabitate With Financial Success Living with your partner before getting married has large implications legally, financially, and emotionally. Here are some tips that focus on the financial side of things that can transform one of the biggest stressors in a relationship into a key part of a successful and blissful relationship!

Stay ahead of the curve by keeping in mind these 5 lessons from a first-time home buyer before you make an offer on your first home.

https://www.realtor.com/advice/finance/financial-lessons-learned-about-paying-for-my-first-home/?utm_source=NewRez&utm_campaign=78db91f314-EMAIL_CAMPAIGN_2017_12_20_COPY_01&utm_medium=email&utm_term=0_ed15611be0-78db91f314-526961265 Read More...

There is no time like the present – even in a hot housing market. Here are several reasons why now is still a great time to buy a home.

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons U.S. home values in 2021 increased faster than any time in history due to COVID and a generational housing supply shortage. But it's still a great time to invest in the American Dream of homeownership. Here are 5 reasons why

Stay in control of your debt using four simple ways to manage it effectively.

Urbanwallet How To Successfully Manage And Be In Control Of Debt When it comes to managing your finances, it is important to stay on top of your debt. Even if you only have a small amount of debt, it is crucial that you monitor it and not let it get out of hand.

Home buying is a journey, but just how long does that journey take? Use this guide to get a general idea of what your timeline could look like.

Understanding the Homebuying Timeline Learn the general timeline to expect when buying a home – from looking at homes to closing on one.

Your credit score plays a big part in determining your home loan. This breakdown will show you how your credit score affects your mortgage, and how you can utilize your current score.

What Credit Score Is Needed to Buy a House? | MYMOVE Your credit score is one of the main factors that lenders consider when determining your eligibility for a home loan. Here’s what you need to know.

What is your LTV and how does it impact your loan? Learn that and more in this informative quick-read.

https://www.realtor.com/advice/finance/what-is-loan-to-value-ratio/?utm_source=NewRez&utm_campaign=417e1aa418-EMAIL_CAMPAIGN_2017_12_20_COPY_01&utm_medium=email&utm_term=0_ed15611be0-417e1aa418-526961265 Read More...

Summer is road trip season! Have your summer fun while also sticking to your budget using these tips.

How to Save Money on a Road Trip Shut up...budget...and drive.

Didn’t qualify for a home loan on your first try? No sweat! Here are some ways to improve your eligibility so that you’re approved next time.

What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future.

Be proactive in your home buying journey! Consider these steps to make purchasing your first home more attainable.

Thinking About Buying Your First House? FDIC Consumer News - June 2022

Summer is officially here! Make sure your summertime spending stays within your budget with these quick tips.

7 Ways to Keep Your Summertime Spending in Check Without skipping that vacay.

When looking into hiring movers, there are so many companies out there it can be hard to figure out which ones are legitimate. Protect your budget and belongings with these tips on how to avoid moving fraud.

How to Spot Moving Fraud and What to Do if You’re a Victim Don’t let fraud spoil your move. Learn what moving fraud is, best practices to avoid it and resources to report it.

Debt can feel like an unavoidable part of life, but becoming debt-free doesn’t have to be a distant goal. This advice from a financial planner may help you get your debt under control sooner rather than later!

The best habit you can get into if you want to become debt-free, according to a financial planner Overall credit card debt has dropped more than 15% during the pandemic. Experts say the real trick is going to be making those good financial habits stick.

With all the charm of an older home and the freedom to customize a brand new home, buying a fixer-upper could be the best of both worlds! Check out this guide to see if this may be the kind of home for you.

Why You Should (or shouldn't) Buy a Fixer Upper Read on for some arguments on why you should or shouldn't buy a fixer upper! Before you think about home renovations, ask yourself a few things.

Turn your setbacks into comebacks with these 8 tips on recovering from common financial missteps.

The 8 Worst Financial Decisions And How To Recover From Them When it comes to the worst financial decisions, there are several. Here are the top ones plus tips on how to avoid or recover from them.

Depending on the type of loan you get and how much of a downpayment you put down, you may be required to pay for private mortgage insurance. Learn how much PMI costs and more in this quick read!

What Is Private Mortgage Insurance? In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI).

A buyer’s agent is there to put your interests and homebuying goals first. Check out this article to understand what their job is and how having one can help you!

Learn the Pros and Cons of a Buyer's Agent Learn about the advantages and disadvantages of hiring a buyer's agent when looking to purchase a new home.

Whether you’re ready to buy or getting ready to buy your first home, this beginner’s guide to homebuying is a great checklist to ensure you’re all set to kick off your journey!

Buying a House: A Guide for First-Time Homebuyers Buying a home takes a lot of preparation and planning. In this article, we take an in-depth look at the house buying process.

We tend to treat bills like they’re set in stone, but that’s not always the case! Use these negotiation tips to potentially put some money back in your wallet

How to Negotiate Bills Because Everything Else Is Getting More Expensive Prices on just about everything are on the rise. And sometimes the only way to lower your bills is to ask.

One of the terms you will keep running into during your home buying journey is “escrow.” This helpful article breaks down the different types of escrow and how it applies to you.

What is Escrow and How Does It Work? | MYMOVE If you’re in the middle of the house-buying process, chances are you’ve heard the term “escrow.” Don’t let the term confuse you. Here’s what escrow means and how it works.

Establishing a weekly budget is one of the best ways to stick to your money goals! Consult this guide to create one for yourself.

How to Plan a Weekly Budget Creating a weekly budget is a good way to keep track of your income and expenses. Find out about budget strategies, and all our top tips.

Thinking outside the box could be the key to getting out of a financial rut. Shake things up a bit with these 10 ideas for achieving financial success.

10 Ways To Do Things Differently For Financial Success Stuck in a financial rut? Get out of it by learning how to do things differently! You can achieve financial success with these tips!