Yezmin Manzur Real Estate

Y me subí al camello 😄👍

Miami tiene siempre algo nuevo que ofrecer

305 510 2946 informes Yezmin Manzur

Bonita casa, llame si está interesado 305 510 2946

2315 NE 191st St, Miami, FL 33180 $715,000 | 5 Beds 3 FBths - ***A UNIQUE WATERFRONT LUXURY SINGLE FAMILY HOME IN ENCHANTED LAKES*** LOCATED IN AVENTURA. A SPECTACULAR CUL_DE_SAC. A HUGE 5 BEDROOM AND 3 BATH ALL REMODELED, BRAND NEW ROOF, NEW STAINLESS STEEL APPLIANCES, FULLY PRIVATE FENCE AROUND THE HOUSE. NEW ELECTRICAL, A/C, PLUM...

Celebrando la vida con amigos y compañeros realtors

Bonita casa en venta,

FL 33176 Beautiful home nestled in a family-oriented neighborhood Very spacious layout Open concept kitchen offers beautiful exotic granite counters wood...

Call for information 305 510 2946

Call for more information 305 510 2946

Miami les espera para conocer, invertir, hacer compras en nuestros Malls, disfrutar de las mejores playas y restaurantes y mucho mas, aqui les presento una oportunidad en vivienda con la ultima tecnologia. Contactenme para detalles

Ver esta Pre Construcción - Miami Florida 33130 Smart Brickell - From US$ 318,000 to US$ 726,000

YezminManzur PA en Lifestyle International Realty

Lifestyle Internarional Realty

https://thecalibergroupfl.us10.list-manage.com/track/click?u=0b19c79ab85044315bd6acf4d&id=b52dfd5381&e=a8b3da1e6a

Luxury condo in Miami 5959 Collins Ave Unit #1607 Ladies and gentlemen. My colleagues and I would love to share with you a vibe filled feature film presentation. The following feature involves three totally ...

Lifestyle International Realty con presencia en varias ciudades de Miami Fl. y yo para ayudarles en cualquier servicio de Bienes Raices

¿Necesito vender primero para entonces poder comprar? El agente de bienes raíces te hará preguntas al momento de su contratación y para que estés preparado te comparto unos ejemplos

El proceso de venta paso a paso La venta de una propiedad es un proceso complejo así que te comparto a continuación una explicación breve y simplificada del proceso de venta...

¿Vender o no vender?, he allí el dilema "Voy a vender mi casa" parece fácil decirlo y hacerlo pero no es nada más lejos de la realidad Vender una propiedad es un proceso complejo que...

En 6 tips: ¿Cómo vender tu casa más rápido? Una casa no se vende sólo por su tama

Aumenta el valor de tu propiedad El acondicionamiento de tu propiedad juega un rol muy importante en su valoración visual así que necesita estar acondicionada para impresionar a...

ADA Website Compliance: A Webinar for Realtors Presented by Florida Realtors and Promet Source, this webinar guides Realtors through the legal aspects of Americans With Disabilities Act requirements for websites as well as what you need to do to bring your website into ADA compliance.

Nuevas reglas y soporte, acerca los animales de servicio Emocional

Legal Update: New Laws Regarding Service & Emotional Support Animals Here's a look at new and revised laws regarding service and emotional support animals that just went into effect, plus answers to three common questions we g...

15726 SW 138th Ter, FL 33196 Don

Condo en MIami Beach 1/1 frente al canal, muy buen ubicado informes Yezmin Manzur 305 510 2946

7900 Tatum Waterway Dr #413, FL 33141 Spacious bedroom bathroom waterfront home in the heart of Miami Beach The unit is completely tiled throughout nice size kitchen are...

Espero que esta información les sirva

Aumenta el valor de tu propiedad El acondicionamiento de tu propiedad juega un rol muy importante en su valoración visual así que necesita estar acondicionada para impresionar a...

Informes Yezmin Manzur PA 305 510 2946

Informes Yezmin Manzur PA 305 510 2946

600 NE 36th Street #323 Spacious 2 bedroom, 2 bathroom Condo in Edgewater. This corner unit is located in a great area with easy access to I-95 and US1. Get to the beach, Miami International Airport, Shops at Midtown and restraunts, quickly. Building has amenties such as pool, tennis court, excercise room and amazing water...

What Credit Score Do You Need to Buy a House?
By Kerry Smith
A high credit score usually qualifies for a lower interest rate, but what’s the minimum score to get a loan at all? Buyers trying to boost their score should aim for 620 on a conventional loan and 580 (3.5% down) on an FHA loan. Lender requirements vary for jumbo or VA loans.
SAN JOSE, Calif. – Interest rates are at rock-bottom, and it’s a great time to buy a house if you can find one. But it’s also a tricky time to get a loan as some lenders worry about an uptick in foreclosures during a recession.

As a result, buyers should create a credit-score goal. If their score already qualifies for a loan, they should consider working toward a higher score so they can qualify for a lower interest rate, according to myFICO.com.

Typical minimum FICO credit score requirements

Conventional loan: Minimum FICO score required – 620
A conventional mortgage is a loan that Fannie Mae or Freddie Mac considers eligible for them to purchase, guarantee or securitize. Since the lender can sell the loan after closing, it makes them more affordable to borrowers. Conventional loans fall into two categories: conforming and non-conforming. A conforming loan is one in which the amount falls within the maximum limits of the two government agencies that back most mortgages. Loans that don’t fall within these limits are non-conforming but generally called “jumbo” loans.
Jumbo loan: Minimum FICO score required – None (but 680 for most lenders)
The size of a jumbo loan exceeds limits set by the Federal Housing Finance Agency (FHFA) for purchase by Fannie Mae or Freddie Mac. Lenders can keep these loans in their portfolio or sell them to other entities.
FHA loan: Minimum FICO score required – 500 (10% down) or 580 (3.5% down)
An FHA loan is for borrowers with limited down payment ability and whose credit history is higher risk. An FHA loan requires two mortgage insurance premiums: one is paid upfront, and the other is paid annually for the life of the loan if you put down less than 10%.
VA loan: Minimum FICO score required – None (but 620 for most lenders)
A VA (Veteran Affairs) loan is a zero-down-payment mortgage issued by private lenders and partially-backed or guaranteed by the Department of Veteran Affairs (VA). Eligible borrowers can use a VA loan to purchase property as their primary residence or refinance an existing mortgage.
How FICO scores influence mortgage interest rates

A higher credit score can make a big difference in the cost of a mortgage loan. Lenders usually look at a FICO score “range” when quoting mortgage rates to a buyer. With each point that bumps a buyer into a higher FICO credit score range, a mortgage’s interest rate goes down.

On July 9, 2020, for example, a Florida buyer with the lowest credit score range of 620-639 could expect to pay $1,021 each month to the bank (4.564% rate). But a buyer in the top 760-850 range would only pay $835 (2.922%).

Know Your FICO Scores and Credit Reports | myFICO 90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.