Macie Gatlin, NMLS #2173755

Thinking of buying a new home? Prepare for these unexpected costs.

6 Unexpected Homebuying Costs If you're buying a home, being aware of these often-overlooked expenses can help you prepare a realistic budget and not get overwhelmed by unexpected costs.

Preapproval is the next in our series on “Navigating the Hot Housing Market”.

Supply and demand continue to create a very competitive purchase market. So, before you ever consider making an offer, get preapproved for a mortgage, which is more important than ever. Preapproval helps you better understand your current financial status with no requirement to purchase a home or use a particular loan program. A preapproval helps all homeowners get better prepared for their house search. SWBC Mortgage can help you begin the preapproval process, so contact me today!

Macie Gatlin
251-232-6328
[email protected]

The current housing market is a challenge for buyers. Follow our series of posts as we help you “Navigate a Hot Housing Market." A great place to begin is to use our mortgage calculator to determine how much home you can afford. Visit this website and in a matter of minutes, you’ll have a snapshot of your homebuying budget before you get preapproved. https://bit.ly/2SD2Znq

Looking for budget-friendly family activities? Try building your own outdoor movie screen!

Create a Cool Outdoor Movie Screen DIY ingenuity is all you need to create this easy backyard movie screen.

Could adding these 6 things into your morning routine make you more successful?

6 Things Successful People do Before 9 a.m. Doing something useful when you feel least like doing anything almost guarantees a productive day.

Do you have trouble concentrating sometimes? You're not alone. Multitasking and our connected digital world aren't the only culprits. Learn some surprising tips based on science and psychology than can help you keep your brain sharp and focused.

9 Ways to Focus a Wandering Mind (Infographic) Staying focused isn't always easy. Here are some tricks to help.

Are you an introvert or an extrovert? Here are the best career options for each one.

The Best Jobs for Introverts and Extroverts Here are the best career options for introverts and extroverts, according to a career expert.

Working and spending more time at home has created significant demand for remodeling, especially in our all-important kitchens. Read more about the latest kitchen design trends for 2021 and beyond.

Good Riddance to Open Floor Plans and Cabinets Galore: Top Kitchen Trends of 2021 Homeowners stuck inside their abodes because of the coronavirus pandemic are remodeling their kitchens with an eye toward these top kitchen trends of 2021.

SWBC Mortgage Corporation understands military culture and the importance of each individual’s wants and needs when purchasing or refinancing a home. Call me today for any questions you may have on using your VA home loan.

251-232-6328
maciegatlin.com

May today be a symbol of prosperity, joy, and happiness to all. Happy Fourth of July!!

Congrats to these first time home buyers🎉🎉So glad I was able to be apart of the process. Y’all definitely deserve it & I hope y’all have many happy memories to come!!! Welcome home 🏡
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If you are in the process of looking for a home & need financing, don’t hesitate to reach out 📞

Macie Gatlin
251-232-6328
Maciegatlin.com
[email protected]

When your home no longer meets your needs, consider a renovation to breathe new life into your home and potentially add value.

Are you looking for your next project? Check out this cute outdoor bar that won't break the bank!

How to Make an Outdoor Bar + Planter for Less Than $100 Transform your backyard into a go-to summer party spot.

A spotless doesn't have to take weeks! Here are 10 projects that are easy to tackle.

10 Spring Cleaning Projects to Tackle This Weekend Welcome warmer weather with a spotless home (in just one weekend).

Happy Monday! Increase your productivity with these 12 office desk hacks and get the most out of your day!

12 Office Desk Hacks to Improve Your Productivity (Infographic) A few slight modifications to your space could change your productivity and focus.

Happy Father's Day! We hope all the dads enjoy their day!

Taking a vacation doesn't mean you have to leave your home...

8 Budget-Friendly Staycation Ideas for Families Keep your wallet happy with these budget-friendly and kid-friendly staycation ideas! Have a great summer without leaving your hometown or even your backyard

Want to be more productive? Add this one habit to your daily routine to see a major boost in your productivity.

To Boost Your Productivity 1,000 Percent, Practice This One Habit Daily for One Year Getting up an hour earlier and making good use of the time is the surest way to make every day far more productive.

Today we celebrate the origin of the American flag, fondly known as the "Stars and Stripes." It is the strongest symbol of democracy and freedom that unites us all. We proudly honor Flag Day!

In today’s real estate market, a buyer’s offer has to be extremely competitive to get accepted by the seller! Our Certified Pre-Approval Letter gives an edge over the competition because it's fully underwritten pre-approved. Which means that the majority of the underwriting process is complete before the offer is even submitted. Reducing the time to close the loan, with fewer financing conditions than a standard pre-approval. If you want to stand out from the crowd, contact me today for more details! -Approval

Have some spare time on your hands this summer? Grab a bucket of white paint, and update these items in your home for a farmhouse style makeover!

Copy Joanna's Farmhouse Style: 30 Things to Paint White Now White may be the most definitive neutral color, but Joanna Gaines from HGTV's Fixer Upper understands the design power of this seemingly basic hue. Check out all of the ways she uses white paint to create a classic farmhouse look.

Are you house hunting soon? Take these 4 topics into account: safety, surrounding area, school districts, and commute.

If you're self-employed and living the American dream, you can still live the American dream of owning your own home—you'll just need to ensure you're properly prepared with the right documentation.

Self-Employed? Here's the Documentation You Need to Buy a Home While the actual homebuying process is essentially the same for both self-employed and employed homebuyers, the documentation aspect of the process is relatively different.

Thank you to the brave men and women who have made the ultimate sacrifice.

If you’ve been following our series on preapprovals, you now know the importance of understanding your financial situation when looking to purchase a home.

Reason #3/3: If you’re still searching for a new home, staying-in-place doesn’t mean you have to pause your process. Getting preapproved means you’ll be in the best position to make an intelligent buying decision and extend an offer to the seller more quickly. Call us today to get started.

Ready to dive into a pool upgrade? These dreamy before-and-after transformations will inspire you to jump into remodeling your pool this summer!

24 Before-and-After Swimming Pool Transformations Need inspiration for your pool remodel? See how these pools were transformed from unsightly messes to beautiful oases.

It’s tough to predict what will happen in the housing market. If you’re wondering if now is a good time to buy a home, or to prepare for when you’re ready to shop, learn about why you should consider getting preapproved.

Reason #2/3: Getting preapproved is a great way to get a picture of your current financial status with no requirement to purchase a home or use a particular loan program. Give us a call today to see how getting preapproved can get you prepared.

Staying-in-place has caused a unique – and unforeseen – situation for most people across the country, especially those of you on the homebuying journey. Depending on your situation, now may actually be a good time to prepare for purchasing a home and the best way to begin is by getting preapproved. Follow our next few posts as we explain the reasons for getting preapproved now.

Reason #1/3: The market is changing rapidly and it’s impossible to know which direction the housing market will go. If you’ve been in the market to buy, and don’t see that changing any time soon, then it’s essential to find out how much you can afford by getting preapproved. You may be able to take advantage of historically low interest rates. Call us today to get started.

The little things can add up when it comes to impacting your credit score. Here are several innocuous activities that can actually drive your credit score lower.

7 Ways You Can Harm Your Credit Score Without Knowing It These seemingly harmless behaviors can have big consequences.

Keller Williams Realty Mobile Thanks for having us today for RED DAY! We enjoyed hanging out to support Eagle's Landing - Veteran's Community with some good food, games, & music by Scott Williams Realtor - Keller Williams Mobile!!! ❤️❤️❤️

We've all been there. You have a growing to-do list but just don't feel motivated to start marking items off. Here are some tips on how to move forward. Get going and make today awesome!

Just Do It: How to Work When You Really Don't Feel Like It Avoiding daily tasks can crush our happiness, hurt our bank accounts, and even damage our health -- but you can learn how to move forward.

Unexpected cost 6 of 6: Appliances and furnishings.

You’re finally moved in! If you’ve moved to a larger property or if it’s your first home, you might find yourself in need of new furniture or appliances. This cost will all be dependent on what you need to settle in your new . Creating a priority list or finishing room-by-room might help with your budget.

Happy Mother's Day! We hope everyone has a great day full of joy and happiness.

Unexpected cost 5 of 6: Closing costs.

Your closing costs include a variety of expenses in additional to the purchase price of your property. These expenses vary based on the lender, real estate agent, seller, inspector, etc. Typically, closing costs run between 2.5-5% of the purchase price.

Put on your dancing shoes, its !

Unexpected cost 4 of 6: Your homeowners insurance.

Homeowners insurance protects your against damage from theft, hail, and fires. According to Zillow, the cost is usually $35 for every $100,000 of home value. That rate may also vary by city and state. Try speaking to your insurance carrier about ways to lower your cost, such as installing a security system.

Unexpected cost 3 of 6: Property taxes.

These taxes vary by location and are dependent on items such as neighborhood security, appearance, school district, etc. It’s important to remember that the cost of your property taxes are tied into your monthly payment, so you won’t have to budget for a separate tax payment.

Unexpected cost 2 of 6: A property appraisal.

lenders require home appraisals to ensure you’re making a sound investment. Appraisals typically cost $300-$600, but that cost is usually included in closing fees.

Unexpected cost 1 of 6: A home inspection.

This cost could range from $250-$500, but that cost is small compared to the cost of discovering issues in your after you’ve closed.

Cleaning out your closet may seem like a hassle, but it can be easy if you follow these 5 tips!

5 Tips to Declutter Your Closet in a Day Streamline your wardrobe, and help others at the same time.