Financial Future Services

Consumer Goods & Materials: The PCE Price index (YoY) (Jul) stayed steady at 2.5%, and Core PCE (YoY) (Jul) also remained unchanged at 2.6%. Both numbers came in just lower than expected. The Core PCE Price Index is the Fed’s preferred inflation gauge. Read more LIW here at https://ffsinv.com/liw0388/
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Leading Indicator Watch | August 30, 2024 | Financial Future Services Consumer Goods & Materials: The PCE Price index (YoY) (Jul) stayed steady at 2.5%, and Core PCE (YoY) (Jul) also remained unchanged at 2.6%. Both numbers came in just lower than expected. The Core PCE Price Index is the Fed’s preferred inflation gauge.

As summer comes to a close, we can reflect on the good memories and fun vacations with family and friends. Have a great holiday weekend! Welcome September!

Expecting the arrival of a baby? Impending parenthood would require some preparation with selecting the best car seats, cribs, stocking up on diapers etc., but are you financially prepared to start this journey. Read this article from LeTian D**g, CFP® on steps to ensure you are financially ready for parenthood.

Planning for the Arrival of a Child: Embracing Life’s Surprises and Financial Preparedness The journey to parenthood is unpredictable, but embracing change and staying adaptable can make the experience more manageable and enjoyable. As you prepare for the arrival of your little one, remember that no financial plan is foolproof.

Markets ascended higher this week surrounded by optimism on a change in monetary policy and rate cuts. Will the trail down be smooth, or will we need to proceed with caution?
Check out more Market Thoughts at...
https://ffsinv.com/careful-descent-august-23-2024/

Careful Descent | August 23, 2024 | Financial Action Inc. Markets ascended higher this week surrounded by optimism on a change in monetary policy and rate cuts. Will the trail down be smooth, or will we need to proceed with caution?

The S&P 500 rose 80.35 points, closing at 5,634.61 (up 18.13% YTD), largely helped by the Federal Reserve speech on Friday. Market volatility, as measured by The CBOE Volatility Index (VIX), remained near 16 this week.

Leading Indicator Watch | August 23, 2024 | Financial Future Services The S&P 500 rose 80.35 points, closing at 5,634.61 (up 18.13% YTD), largely helped by the Federal Reserve speech on Friday. Market volatility, as measured by The CBOE Volatility Index (VIX), remained near 16 this week.

Understanding if your Social Security benefit will be adequate to either supplement or solely provide a secure retirement depends on a variety of key factors. Check out this article by Scott Ward® on tips on how to maximize your social security benefits when you retire.

Mastering Social Security Unlock Your Path to a Secure Retirement Understanding if your Social Security benefit will be adequate to either supplement or solely provide a secure retirement depends on a variety of key factors. However, research from Fidelity estimates many retirees will likely need to rely heavily on their personal savings and pension income to repl...

Markets accelerated away from correction territory this week. Is the economic flame dimming or will there be more fuel for the fire? Read more Market Thoughts here at...https://ffsinv.com/stoking-the-fire-august-16-2024/

Stoking the Fire | August 16, 2024 - Financial Future Services 08|20|2024 Stoking the Fire | August 16, 2024 Author: Kerry Hilsabeck, CFP® Title: Investment Adviser Representative Tags: S&P 500, Producer Price Index, Consumer Price Index, Retail Sales Markets accelerated away from correction territory this week. Is the economic flame dimming or will there be m...

Retail Sales (MoM)(Jul) increased 1.0%, beating expectations with the largest monthly increase since February of 2023. This indicates consumer spending and overall economic activity are currently on the rise. Check out more leading indicators at https://ffsinv.com/leading-indicator-watch-august-16-2024/

Leading Indicator Watch | August 16, 2024 - Financial Future Services 08|19|2024 Leading Indicator Watch | August 16, 2024 Author: Brandon Ridenour, CFP® and CRPC® Title: Investment Adviser Representative TAGS: Jobs, CPI, Retail Sales, Housing, Yields, S&P 500 Retail Sales (MoM)(Jul) increased 1.0%, beating expectations with the largest monthly increase since Februa...

When you are self-employed, you have several options in tax sheltered retirement plans. Here are 3 key benefits of using a Solo 401(k), also known as an Individual 401(k):

3 Benefits of a Solo K | Investor Education | FFS | Monument, CO When you are self-employed you have several options in tax sheltered retirement plans. Here are 3 key benefits of using a Solo 401(k)

Single women may face more challanges to prepare for retirement vs having a partner. Check out this article by Bridget Grimes, CFP® on how to plan ahead for yourself.

Retirement Planning for Single Women and Having Enough Money For Retirement Single professional women may have unique challenges when it comes to planning for retirement. By having a plan of action and a knowledgeable guide in a CERTIFIED FINANCIAL PLANNER® professional, single women can have a personalized retirement plan and a resource who can help you navigate complex f...

Markets swung like a pendulum this week. Was the early selloff an overdone reaction or a sign of more volatility to come?
Read more Market Thoughts here at...https://ffsinv.com/swing-and-a-miss-august-9-2024/

Swing and a Miss... | August 9, 2024 - Financial Future Services Markets swung like a pendulum this week. Was the early selloff an overdone reaction or a sign of more volatility to come?

The S&P 500 fell -2.04 points, closing at 5,344.16 (up 12.04% YTD). Market volatility, as measured by The CBOE Volatility Index (VIX), rose to 24.3 from 21 last week. The so-called "fear gauge" traded as high as 65.73 on Monday, the highest level since March of 2020. Check out more Leading Indicators here at....https://ffsinv.com/liw0385/

Leading Indicator Watch | August 9, 2024 - Financial Future Services 08|12|2024 Leading Indicator Watch | August 9, 2024 Author: Brandon Ridenour, CFP® and CRPC® Title: Investment Adviser Representative TAGS: Jobs, Housing, Yields, Services, S&P 500 The S&P 500 fell -2.04 points, closing at 5,344.16 (up 12.04% YTD). Market volatility, as measured by The CBOE Volati...

The markets appeared to be weak throughout July. Did the story on the monitor get it all wrong for the month?

For review of July 2024 market activity and a look ahead, read on in our Monthly Market Monitor at https://ffsinv.com/mmm0001/.

Monthly Market Monitor | July 2024 | Jason Roque, CFP® The markets appeared to be weak throughout July. Did the story on the monitor get it all wrong for the month?

This was another week of down markets. Will things get more turbulent or are we in the clear for now? Read this week's Market Thoughts at https://ffsinv.com/mt0560/.

In the Clear? | August 2, 2024 | Market Thoughts | Monument, CO This was another week of down markets. Will things get more turbulent or are we in the clear for now? With little to report for

Jobs data jolted markets on Friday with the Nonfarm Payrolls (Jul) falling well short of forecasts. Only 114k jobs were added compared to an estimated 176k. The unemployment rate rose to 4.3%.

Be sure to check out the other leading indicators this week at https://ffsinv.com/liw0384/. Stay tuned to Market Thoughts!

Leading Indicator Watch | 8/2/2024 | FAi DBA Elevated Financial Planning Jobs data jolted markets on Friday with the Nonfarm Payrolls (Jul) falling well short of forecasts. Only 114k jobs

Hope you are enjoying the summer months so far, and have a view like this. Have a great weekend. Happy Friday!

Families face challenges of raising children with disabilities. Read this article by Nicky Amore, CFP® on tips for families to help establish a secure financial foundation for their loved ones. https://letsmakeaplan.org/financial-topics/articles/special-needs/addressing-financial-planning-challenges-of-families-raising-children-with-disabilities.

Financial Planning Challenges of Families Raising Children With Special Needs Work with your CFP® professional to ensure you have assembled a team of professionals and support networks that includes the appropriate medical professionals, therapists, social workers and legal advisors with an eye to special needs. Family members, particularly those involved in daily care or de...

Markets pulled back for a second straight week. Will markets continue to cool or will they look to turn up the heat after the recent selloff?

Read on in this week's Market Thoughts at https://ffsinv.com/mt0559/.

Cooling Effect? | July 26, 2024 | Market Thoughts | Financial Action inc Markets pulled back for a second straight week. Will markets continue to cool or will they look to turn up the heat after the recent selloff?

Consumer Goods & Materials: The Core Personal Consumption Expenditure (PCE) Price Index (MoM)(Jun) increased slightly from 0.1 to 0.2%, meeting expectations. The YoY (Jun) reading held firm at 2.5%. Core PCE is the Federal Reserve’s preferred inflation gauge, with a target of 2%.
Check out more Leading Indicator Watch at...https://ffsinv.com/liw0383/

Leading Indicator Watch | July 26, 2024 | Financial Future Services Consumer Goods & Materials: The Core Personal Consumption Expenditure (PCE) Price Index (MoM)(Jun) increased slightly from 0.1 to 0.2%, meeting expectations. The YoY (Jun) reading held firm at 2.5%. Core PCE is the Federal Reserve’s preferred inflation gauge, with a target of 2%.

Your 50s typically represent your peak earning years, making it the ideal time to get your financial affairs in order and take action to achieve financial freedom at retirement. Check out the following article by Elaine King Fuentes, CFP® on how to take steps to achieve financial freedom.

Achieving Financial Freedom in Your 50’s While Planning For Retirement and Expenses It’s important to take proactive financial steps now, such as eliminating debt including credit card debt and any other significant debt that could get in the way of arriving at your retirement savings number (the amount of savings you will need to cover your projected retirement expenses).

Markets swung midweek but showed resilience in other asset classes. Is it cause for alarm or a sign of opportunity ahead?
Read more Market Thoughts here at....https://ffsinv.com/mt0558/

Cause for Alarm? | July 19, 2024 | Financial Action Inc. Markets swung midweek but showed resilience in other asset classes. Is it cause for alarm or a sign of opportunity ahead?

Our leading indicators this week focused on the S&P 500 which fell by 110.35 points, closing at 5,505.00 (up 15.41% YTD). Market volatility as measured by The CBOE Volatility Index (VIX) jumped from 12.4 to 16.5. Coming corporate earnings reports will help the market determine a direction for Q3.

Be sure to check out more of last week’s leading indicators at https://ffsinv.com/liw0382/. Stay tuned for Market Thoughts! 🤩

Leading Indicator Watch | July 19, 2024 | Financial Action Inc Our leading indicators this week focused on the S&P 500: The S&P 500 fell by 110.35 points, closing at 5,505.00 (up 15.41% YTD).

Discussing estate planning with aging loved ones can be challenging. Whether it’s a parent, an adult child, or a friend, the sensitive nature of the topic can create uncertainty about where to begin. Read this article by By Laura LaTourette, CFP® about how to talk to your aging loved ones on the topic.

How To Discuss Estate Planning And Wills With Aging Loved Ones In Our Family To ensure a productive conversation, preparation is key. Whether you plan to initiate the conversation privately with family or with the support of a CERTIFIED FINANCIAL PLANNER® professional, approach these conversations with sensitivity, respect and a willingness to support.

Markets were mostly positive with a blip later in the week. Is it all downhill from here or will there be some climbing ahead?
Read more Market Thoughts here at...https://ffsinv.com/mt0557/

Downhill from Here? | July 12, 2024 | Financial Action Inc. Markets were mostly positive with a blip later in the week. Is it all downhill from here or will there be some climbing ahead?

Consumer Goods & Materials: The Consumer Price Index (CPI)(MoM)(Jun) fell 0.1%, the first decline since June 2020. From the consumer's perspective, prices of goods and services appear to be easing. However, the Producer Price Index (PPI)(MoM)(Jun), rose 0.2%. Check out more leading indicators here at....https://ffsinv.com/liw0381/

Leading Indicator Watch | July 12, 2024 | Financial Future Services Consumer Goods & Materials: The Consumer Price Index (CPI)(MoM)(Jun) fell 0.1%, the first decline since June 2020. From the consumer's perspective, prices of goods and services appear to be easing. However, the Producer Price Index (PPI)(MoM)(Jun), rose 0.2%.

Check out our Investor Education Series on Social Security.

4 Social Security Considerations This is not your parent's Social Security! Tread lightly before pulling the trigger. Here are four considerations before

Social media has greatly impacted our lives in several ways, including how we look at our spending habits and finances...check out this article by Spencer Betts, CFP®
on how to understand these new trendy "buzzwords" in the social media world.

Trends and Buzzwords: A Modern Glossary for Your Finances Budgeting Joining the FIRE Movement In this trend, people share online their journey to becoming debt-free, whether through working a second job or spending less and saving more, with the ultimate goal of being part of the “FIRE” movement. Participants in the FIRE movement, or the “Financial Independence, Retire Early” strateg...

Manufacturing & Services: ISM Non-Manufacturing PMI (Services)(Jun) fell to 48.8 from 53.8 (May), the lowest number since March of 2020. More data may be needed to reveal if this is truly a trend of contraction in the services sector. 50 marks contraction/expansion. Read more Leading Indicator Watch at https://ffsinv.com/liw0380/

Leading Indicator Watch | July 5, 2024 | Financial Future Services Manufacturing & Services: ISM Non-Manufacturing PMI (Services)(Jun) fell to 48.8 from 53.8 (May), the lowest number since March of 2020. More data may be needed to reveal if this is truly a trend of contraction in the services sector. 50 marks contraction/expansion.

Markets were moving all over last week and thankfully landed in the green. Should this volatility be expected going forward?
Read more Market Thoughts here at...https://ffsinv.com/mt0555/

Expect Volatility? | June 28, 2024 | Financial Future Services Markets were moving all over last week and thankfully landed in the green. Should this volatility be expected going forward?

This week our focus is on & Materials: The core personal consumption expenditures ( ) price index, which is the Fed’s preferred measure of , slowed to an increase of .1% (MoM) (May), down from .3% in April (MoM).

Be sure to check out more of last week’s leading indicators at https://ffsinv.com/liw0379/. Stay tuned for Market Thoughts.