Rich Hallman Group-Mortgage Loan Originations

Did you know that you can use the equity in your home to get access to cash? True story. It's called a cash-out refinance and the money you take out is rolled into your new home loan amount. Want to know more? Reach out today!

Time to move? I always say the best time to buy a home is when you're ready. If your family is growing, let's talk about getting you pre-approved for a home loan! Upsize to the home of your dreams!

Mortgage points can help you save on the overall cost of your mortgage loan, and also may help lower your monthly mortgage payments.

Mortgage points are a form of prepaid interest available when securing a mortgage. In exchange for a lower interest rate, these fees are directly paid to the lender at closing. Ask me more about how mortgage points might help you!

Lots of people think their interest rate is their APR (Annual Percentage Rate) but they're actually different amounts. Your interest rate is the annual cost of your loan (expressed as a percentage) and your APR is the annual cost including fees (also expressed as a percentage). Your APR can include things like mortgage insurance, origination fees and even closing costs. Confused about other mortgage terms? Just ask me!

A pre-approval means that you have been approved by a lender for a loan of a specified amount. It provides you, as well as sellers, an idea of exactly what you can afford. A pre-approval offers a comprehensive look at your finances to calculate the maximum home price you can afford to pay, which is why it is so important in the homebuying process. How has a pre-approval helped you in your homebuying journey? Tell me in the comments below!

Do more than dream of your next home, make it happen! In today's market, you're going to need the best of the best on your side to help you through every step of the transaction. I have the necessary resources that can help you get started on purchasing your next . DM me, let's chat!

Tired of hotels not meeting your vacation expectations? Consider investing in a vacation home so that next time, you know exactly what to expect! If you're curious about what a second home loan might entail, contact me and we can go over more details!

We all have different communication preferences. Whether you like to call, text, email or send smoke signals- I'll meet you where you're comfortable! Your satisfaction is my #1 priority. Reach out however you'd like. I look forward to hearing from you!

A home is one of the most important purchases you’ll ever make. Homebridge offers the loan programs you need to make the experience seamless and stress-free. Whether conventional, FHA or VA lending, you can count on us to provide funding that fits your needs! Contact us today to learn more. Zoom Casa offers its clients easy homeownership through its Cash Buyer + program. Let them win the competition for your new home with an all-cash offer, then sell it to you! To learn more, call 833-966-6227.

We're faced with tough decisions day after day. I'm here to help take one of them off your plate. If you need some guidance when it comes to the mortgage process or if you're ready to get started on a , I'm here! Let's work together to help you get into your next home! DM me.

If you're trying to buy a home and your offers keep getting rejected, it might be time for Plan B! Putting your existing to work sounds like way more fun than continuous rejection! Turn plan B into an upgraded home that provides you with exactly what you were looking for. The best part? The application process for a is quicker than the buying process. DM me today to see how your home equity can work for you!

It's a dog-eat-dog world out there right now. If trying to buy your next home has got you jumping through more hoops than you care to, you might consider a instead to upgrade your existing residence. You can add more space or finally fix those old squeaky pipes that have been bothering you for years. DM me and let's talk about the possibilities of a renovation loan.

Shopping for a home without being first makes about as much sense as running a marathon without training. You wouldn't get very far, and you would tire out easily. Don't let this happen to you during the . Let's chat to see what you need to do to get prepared for a !

With all the things our homes do for us, it might be time that we give your home the much-needed TLC it deserves. Whether your roof is due for a replacement, your kitchen has been working overtime and needs new appliances, or it’s time to finally give your basement a facelift, renovations are a great way to add value and get your home to where it needs to be.

What does home mean to you? Fill in the blank in the comments!

As interest rates change, even a percentage point can make all the difference in affordability for your potential homebuyers. Our Spec Lock program allows you to lock-in a low rate on a new home for up to 120 days and then market those savings to customers! Convert model home traffic to sales and grow your business. Message me today to learn more!

When it comes to mortgages the classic “chicken before the egg” scenario does NOT apply. In fact, to buy a home, you should be speaking to a BEFORE contacting your realtor. Why? Because working with a professional like me on a loan only strengthens your offers when you set out on your quest! DM me today to see how we can get the process started!

This be sure to spend some time remembering those who gave their lives serving our country. Today is about honoring them and keeping their legacy alive.

Are you struggling with figuring out how you’re going to sell your home, and buy a new home all at the same time? The first step is figuring out what you may qualify for and estimating your current equity. Tell me what advice you need in the comments or shoot me a DM!

is right around the corner! Is your home ready for hotter weather? An outdoor patio cover or new windows might keep you cool as things heat up! can help you pay for these . Send me a message and I can dive deeper into how this all works!