Somer Barchini - Guild Mortgage

This week, the Fed wrapped up a two-day meeting, and key economic reports were released. Watch this week's Market Minute to get the latest insights on the economic data for the week of July 29th. 📊🏡

Looking for the latest mortgage market updates? Check out this weeks market minute highlighting what you need to know about the economic data this week. 📈 🏡

Celebrating the official arrival of summer with a fun fact about homes with pools. ☀️Cheers to endless sunshine and perfect pool days!

Looking for the latest mortgage market update? Check out this weeks "Market Minute" highlighting what you need to know about the economic data this week. 📈 🏡

Are you curious what home renovations can deliver the best return on investment?

You can also check out Guild Mortgage's blog post, "The best home renovations that increase the selling price" for more information on home improvements.

It’s HOT out there! In honor of our steamy summer temps, let’s bring back the age-old AC temperature debate. What temperature do you keep your home to stay comfortable and cool.

🎆Happy Fourth of July! As we celebrate the land of the free and the home of the brave, we're here to help you achieve your American Dream of homeownership.

Wishing everyone a fun and safe Independence Day! 🎇🏡

The Stonewall riots were more than protests – they were a powerful catalyst for change. Let’s remember the heroes whose bravery continues to inspire us and keep the flame burning bright.

Homeownership statistic for June: Real estate sales in May, June, July, and August make up 40% of the volume for annual home sales.

According to Bankrate ( https://bit.ly/4bpmiCS )

Many families need to be in their new home by the start of the school year, and house-hunting is easier when days are warmer and longer.

Fall and winter typically see the lowest amount of homebuying activity.

As homeowners give gratitude for extra daylight, we're sending a special shout-out to our partners who bring brightness into the lives of aspiring homeowners every day. Thanks to all our real estate agents, title companies, inspectors, builders and appraisers who work long days (and often, nights) to make dreams come true!

Happy Juneteenth! As we honor the triumph of freedom and justice, our company stands firm in our dedication to equity in homeownership. Together, let's forge opportunities, tear down barriers and envision a future where everyone has a place to call home.

Today, we honor the memories, the love shared, and the bonds that continue to inspire us. Happy Father's Day to all the dads, father figures, and those who fill the role with warmth and care.

Comment if you believe everyone deserves a place to call home. ​

We're welcoming in Pride Month with open arms--and open doors--because we're committed to helping everyone achieve their dreams, no matter who they love.

Let's celebrate the American dream of owning a home and recognize the advantages for you, your family and your future. If you're looking for expert guidance on your journey home, connect with us today.

Say CHEESE, and cue the pearly whites. After all, today is National Smile Day and we're beaming with pride at all the glorious grins we help create by supporting our customers, fostering trust with our partners and providing an environment where our teams can thrive.

Puzzled by all the mortgage acronyms? Let us help you decode the language of loans:

APR (Annual percentage rate): Your total yearly cost of borrowing, including interest and fees. APR helps you compare mortgage offers and choose the most cost-effective option.

LTV (Loan-to-value ratio): This compares the loan amount to the appraised value of a property. A lower LTV ratio may lead to lower interest rates and reduced fees.

DTI (Debt-to-income ratio): It measures your monthly debt payments compared to your gross monthly income. A lower DTI ratio is a sign of financial stability and may improve your chances of loan approval and a lower interest rate.

These are just a few of the many mortgage abbreviations--but don't worry, we're here to help you make sense of it all. Reach out anytime.

We're eternally grateful for those who gave everything for our nation. Today, we honor their courage and sacrifice.

Fact check: When you cosign a loan you're making a financial commitment with no rights to the property. It's important to understand your responsibility in this scenario and we're here to offer clarity amidst the confusion. Reach out to learn more.