Unified Reliance Wholesale

Is your current lender leaving you high and dry when it comes to self-employed borrowers, borrowers with multiple jobs, and other variables that can make for a tough transaction?

Then it's time to come experience the URW way! We have an array of loan products to help you close the deal.

Contact a URW Account Executive to learn more or to become an Approved Broker click here https://bit.ly/URWpartnership

Our office will be closed Monday, January 15th in honor of Martin Luther King, Jr. Day. Normal business operations will resume Tuesday.

What does it mean to be 100% employee-owned?

It means when one employee-owner wins, we all win. We’re all invested and everyone has a seat at the table. We bring our best selves to work and we take pride in what we do. We put our brokers and their clients first, we’re go-getters, and we’re making a difference in our industry.

If we sound like the right team for you, let’s talk.

To discuss opportunities, contact Dave Pilotte at 951-440-1199.

"The team over at URW was fantastic to work with. We love working with them and will continue sending our loans to them." - Lori L.

"The key to success is to focus on goals, not obstacles."

Are you watching the market for your clients, waiting for rates to fall? Our team of service-oriented AEs and experienced Underwriters are ready to handle your refis with speed and precision.

Contact your URW Account Executive to learn more or visit https://bit.ly/URWpartnership to become an approved broker.

Looking to elevate your career this year? Be more than just an AE. Come join the ranks of our service-oriented employee-owners!

URW can provide you with the consistent, outstanding service levels you expect and deserve. Our AEs are backed by experienced Underwriters with more than 25 years in the industry, as well as a dedicated operations team committed to closing on time, every time.

Experience the URW difference. Contact Dave Pilotte at 951-440-1199 to learn more.

Cheers to a safe and happy New Year!
Our office will close early today and will reopen on Tuesday, January 2, 2024.

"Team URW would like to wish all of our partners a very merry holiday season. We truly value our relationships and the trust you have given us throughout 2023. We look forward to continuing to grow together in 2024, as the Year of the Dragon looks to be setting up for a very strong mortgage cycle." - Dave Pilotte, EVP Unified Reliance Wholesale

"Chantel and her team were great! We had a pretty tough file and they did everything they could to go above and beyond!" - Jessica C.

Wishing you and yours a joyful, festive holiday season.

Our office will close early today and will reopen on Tuesday, December 26th.

The URW team has more than 70 years of combined Executive Management experience in the mortgage industry. We’re looking 👀 for seasoned account executives nationwide.

We are a 100% employee-owned company, which is unique in our industry. An employee-owned company provides many immediate benefits and offers great financial security for your future.

Click to view all Career Opportunities ➡️ https://bit.ly/URWcareers

“The future is literally in our hands to mold as we like. But we cannot wait until tomorrow. Tomorrow is now.” – Eleanor Roosevelt

“You don’t need to see the whole staircase, just take the first step.” – Martin Luther King Jr.

“For last year’s words belong to last year’s language and next year’s words await another voice. And to make an end is to make a beginning.” – T.S. Eliot

Your Clients are in Good 👐 Hands with Team URW on your side!

Contact your URW Account Executives for complete details or click here to become an approved broker ➡️ https://bit.ly/URWpartnership

"Joe Embree is an amazingly knowledgeable and helpful AE. He assisted in renegotiating a rate lock that resulted in both buyers and agents being very happy! We appreciate your partnership." - Teena B.

ATTENTION VALUED PARTNERS!

Qualified ITIN borrowers are now eligible for Conventional financing with URW!

Contact your URW Account Executive to learn more, or to become an approved broker ➡️ https://bit.ly/URWpartnership.

"Accept no one's definition of your life; define yourself." - Robert Frost

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ATTENTION VALUED PARTNERS!
URW is pleased to announce that 3-2-1 Temporary Buydowns are now available for FHA and VA loans!

Contact your URW Account Executive for complete details, or to become an approved broker ➡️ https://bit.ly/URWpartnership.

We are proud to say our team understands that "Time is of the Essence" when closing your borrower's loan! Become an approved broker today and experience this commitment for yourself!

Contact your URW Account Executive to learn more or to become an approved broker ➡️ https://bit.ly/URWpartnership.

Fannie Mae has increased the maximum loan-to-value (LTV) requirement to 95%! This means buyers who want to purchase and occupy a multi-unit property as their primary residence, while providing rental opportunities, can do so with a smaller down payment.

Contact your Account Executive for more information!

Using SMART goals can help ensure that your objectives are attainable within a certain time frame.

Goal Setting
S pecific
M easurable
A chievable
R ealistic
T imely

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"Joe and team always take great care of us, especially with files which need extra attention to detail. Always appreciative for all the hard work!" - Pedro

Shout out to Vicki Rivera! Vicki loves her role as JR Underwriter and it shows in her positive attitude and commitment to excellence! Thank you, Vicki, for all you do!

Attention Valued Partners! New FHA loan limits have been announced, effective January 1st of next year, increasing the amount of financing available to homebuyers and homeowners.

The new "floor" and "ceiling" loan limits for one-unit properties are $498,257 and $1,149,825, respectively.

Contact me today for more details and to discuss scenarios!

Attention Valued Partners! New Conforming loan limits have been announced for 2024, effective January 1st of next year, increasing the amount of financing available to homebuyers and homeowners.

The new loan limits for one-unit properties include: Contiguous U.S.: $766,550, Alaska & Hawaii: $1,149,825.

Contact your Account Executive today for more details and to discuss scenarios!

"The biggest room in the world is the room for improvement." - Jeremiah Say

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The team at URW wishes you a Happy Thanksgiving!

We can't let National Gratitude Month go by without expressing how grateful we are for all our partners. May this holiday weekend be one filled with joy, love, and appreciation for our many blessings.

Please be advised that our offices will be closed on Thursday, November 23rd, and Friday, November 24th. We will resume regular business hours on Monday, November 27th.

Are you tired of having deals fall through because of an inexperienced Underwriter?
Did you know that URW's Underwriters have 20+years of experience?

Make URW your Lender of Choice. Partner with us today!

Contact a URW Account Executive to get started or click 🖱➡️ https://bit.ly/URWpartnership

Shout out to Jason LaCross! Jason leads our JR UW Team with an eye for accuracy and efficiency and is dedicated to providing superior customer service for our broker partners. Thank you, Jason, for all you do!