James Brophy Myrtle Beach Real Estate

🌟 **Open House Alert!** 🌟

🏡 **Join us this Saturday, 8/31, from 1:00 PM to 3:00 PM** for an exclusive tour of your dream condo in the heart of Carolina Forest! 🌳✨

Imagine waking up in this **stunning top-floor corner unit**, where **1,274 sq. ft.** of beautifully renovated space invites you to experience the best of coastal living. With **2 spacious bedrooms**, **2 private baths**, and a **bright, open layout** that floods with natural light, this condo is perfect as a primary residence, a vacation spot, or a savvy investment property. 💼🏖️

Sip your morning coffee ☕️ or unwind with a glass of wine 🍷 on the **large screened porch** overlooking a peaceful lake and lush golf courses—pure serenity! 🏞️

✅ **Prime Location** near shopping, dining, golf, and the stunning Myrtle Beach coastline.
✅ **Move-in Ready** with Samsung stainless steel appliances, including in-unit washer & dryer.
✅ **Community Perks**: Pool, playground, and clubhouse for your enjoyment.
✅ **Investment Potential**: Long-term and short-term rentals allowed + a low rate assumable loan available for qualified buyers! 💸

Don't miss out on this **Carolina Forest gem**! 🌟 **Mark your calendar** and come see it for yourself this Saturday. Let’s turn your dream into reality! ✨

📍 Address: 4910 Windsor Green Way #303, Myrtle Beach, SC
📅 Date: Saturday, 8/31
⏰ Time: 1:00 PM - 3:00 PM

4910 Windsor Green Way, Myrtle Beach, SC, 29579 Welcome to your dream home in the heart of Carolina Fores...

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2025 Housing Market Forecasts: What To Expect

Looking ahead to 2025, it's important to know what experts are projecting for the housing market.

Mortgage Rates Are Projected To Come Down Slightly

Mortgage rates play a significant role in the housing market. The forecasts for 2025 from Fannie Mae, the Mortgage Bankers Association (MBA), the National Association of Realtors (NAR), and Wells Fargo show an expected gradual decline in mortgage rates over the course of the next year.

And many experts believe these signs will encourage the Federal Reserve to lower the Federal Funds Rate, which tends to lead to lower mortgage rates.

Expect More Homes To Sell

The market will see an increase in both the supply of available homes on the market, as well as a rise in demand, as more buyers and sellers who have been sitting on the...

2025 Housing Market Forecasts: What To Expect Looking ahead to 2025, it's important to know what experts are projecting for the housing market.

Here’s what you should know about the minimum credit score for a VA .

The Minimum Credit Score for a VA Loan | CreditStrong The minimum credit score for a VA loan is usually between 580 and 660, but it depends on the lender. Here’s what you should know about how it all works.

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Wondering if the election is going to have an impact on the housing market? Here’s your answer. Usually, it only has a small and temporary effect.

Sales usually slowdown briefly, but rebound fast.

Prices tend to stay on their current trajectory for your market.

And mortgage rates often trend down in the months leading up to the election.

DM me if you want to learn more.

Learn the pros and cons of balloon payments with these expert tips.

What Is a Balloon Payment? - Experian Balloon payments can be good borrowing options in some circumstances. But they don’t come without risks.

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What's the Impact of Presidential Elections on the Housing Market?

If you’ve been considering buying or selling a home this year, you’re probably curious about what the election might mean for the housing market – and if it’s still a good time to make your move.

Home Sales

In the month leading up to a Presidential election, from October to November, there’s typically a slight slowdown in home sales.

Some consumers will simply wait it out before they make their purchase decision. However, it’s important to know this slowdown is small and temporary.
Historically, home sales bounce right back and continue to rise the following year.

Home Prices

You may also be wondering about home prices. Do prices come down during election years? Not typically.

Home prices generally rise over time, regardless of an election cycle...

What's the Impact of Presidential Elections on the Housing Market? It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead.

Some of the most common questions about FHA are answered in this article.

FHA Home Loan Questions, FHA Home Loan Answers - FHA News and Views First-time home buyers looking for an affordable home loan often turn to the FHA mortgage. The low down payment requirement for those who financially qualify is an option worth looking into. Many first time FHA borrowers have questions, here are some of the most frequently asked.

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Did you know? The supply of homes for sale has grown significantly this year.
Here’s what that growth means:
More options for your move
More negotiation power for you
More likely sellers will make some repairs
More moderate price growth
DM me if you want to talk more about how this benefits you when you buy a home.

Is porting a a good idea? Here's help for deciding.

How to port a mortgage Ever wonder how to port a mortgage? Porting a mortgage can be a cost saving procedure, we'll show you all the steps involved.

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The Number One Mistake Sellers Are Making: Overpricing Their House

In today's housing market, many sellers are making a critical mistake: overpricing their houses. This common error can lead to a home sitting on the market for a long time without any offers. And when that happens, the homeowner may have to drop their asking price to try to re-ignite buyer interest.

If you’re thinking about making a move yourself, here’s what you need to know. The best way to avoid making a costly mistake is to work with a trusted real estate agent to find the right price. Here’s a look at what’s at stake if you don’t.

Not Paying Attention To Current Market Conditions

Understanding current market conditions is key to accurate pricing.

Real estate agents stay updated on market trends and how they impact the pricing strategy for...

The Number One Mistake Sellers Are Making: Overpricing Their House In today's housing market, many sellers are making a critical mistake: overpricing their houses.

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Today’s Biggest Housing Market Myths

Have you ever heard the phrase: don’t believe everything you hear? There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important.

1. I’ll Get a Better Deal Once Prices Crash

If you’ve heard home prices are going to come crashing down, it’s time to look at what’s actually happening. While prices vary by local market, there’s a lot of data out there from numerous sources that shows a crash is not going to happen. So, if you think waiting will score you a deal, know that data shows there’s not a crash on the horizon, and waiting isn’t going to pay off the way you’d hoped.

2. I Won’t Be Able To Find Anything To Buy

If this nagging fear about finding the right home if you move is still holding...

Today’s Biggest Housing Market Myths Have you ever heard the phrase: don’t believe everything you hear?

Determine how often a savings account can earn interest.

How Does Interest Work on a Savings Account? - Experian Savings accounts offer either simple interest or compound interest on your deposits. Here's how interest works on a savings account.

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Thinking about buying a home? It’s important to know how mortgage rates can affect your monthly payment. Because even a slight change in rates can have a big impact.

Overall, rates have been trending down lately. So, this could be your chance to make your move a reality. Send me a message today if you want to talk about starting your search.

Do you need comprehensive car insurance? Find out here.

How comprehensive car insurance works and what it covers Comprehensive coverage is a type of auto insurance that is usually optional and covers damage to your car caused by events outside of traffic accidents, such as theft or hail. Your lender may require it, but states do not.

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If you’re thinking about buying a home, there are 3 reasons you may want to make your move this fall.

1) Inventory is growing, giving you more options
2) Newly built homes may be more budget-friendly than you’d expect
3) Mortgage rates have come down from their peak last October

Want to talk about what this means for your move? DM me.

Everything you need to know about the costs and benefits of pet insurance.

Is Pet Insurance Really Worth It & How Much Can You Save? Is pet insurance worth the cost? Learn about the drawbacks and benefits of pet insurance so you can decide if it makes sense for you.

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3 Reasons To Move in Today’s Shifting Market

The housing market is in a transition. And that gives you 3 key opportunities going into the fall. There are more homes actively for sale. Builders are motivated to sell, so a newly built home may be more achievable than you think. And mortgage rates have come down from their recent peak. If you’re ready and able to buy, you may find the housing market this fall a bit easier to navigate. Let’s connect to get started.

3 Reasons To Move in Today’s Shifting Market The housing market is in a transition. And that gives you 3 key opportunities going into the fall.

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What Credit Score Do You Really Need To Buy a House?

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says:

"Good credit scores communicate to lenders that you have a track record for properly managing your debts. For this reason, the higher your score, the better your chances of qualifying for a mortgage."

The trouble is most buyers overestimate the minimum credit score they need to buy a home. According to a report from Fannie Mae, only 32% of consumers have a good idea of what lenders require. That means nearly 2 out of every 3 people don’t.

So, here’s a general ballpark to give you a rough idea...

What Credit Score Do You Really Need To Buy a House? When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

Here's what to keep in mind when it comes to interest rate.

APY vs Interest Rate: What's the Difference? - NerdWallet The difference between APY and interest rate is compound interest. A given APY depends on both the interest rate and the compound frequency.

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Where Will You Go After You Sell?

If you’re planning to sell your house and move, you probably know there’s been a shortage of options available. But here’s the good news: the supply of homes for sale has grown in a lot of markets this year – and that’s not just existing, or previously-owned, homes. It’s true for newly built homes too.

So how do you decide which route to go? The choice is yours – you just need to figure out what’s most important to you.

Here are some benefits of buying a newly built home right now:

>>Have brand new everything with never-been-used appliances and materials
>>Use energy efficient options to save money and leave a smaller footprint
>>Minimize the need for repairs and benefit from builder warranties
>>Take advantage of builder concessions that can help with affordability

Ralph...

Where Will You Go After You Sell? If you’re planning to sell your house and move, you probably know there’s been a shortage of options available.

Need some ideas for creating decor from wood pallets? This guide has some fantastic ideas.

60 DIY Wood Pallet Upcycling Projects DIY Wood Pallet Projects are wonderful for your wallet. Pick from our list of 60 whopping pallet project ideas, to revamp your home today.

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Affordability has been a challenge for a while now.
There are three main factors that impact it: mortgage rates, home prices, and wages.
Here’s the good news. There are early signs that all three are starting to improve. Mortgage rates are coming down, home price growth is moderating, and wages are going up.
If you’re thinking about kicking off your search, DM me.

Make your own fire starters using supplies from the great outdoors.

How to Make a Pinecone Fire Starter With supplies straight from the Great Outdoors, such as beeswax and pinecones, you can create this handy fire starter.

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Are There More Homes for Sale Where You Live?

One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Recent data from Realtor.com shows that nationally, there are 36.6% more homes actively for sale now compared to the same time last year. That’s a significant improvement. It gives you far more options for your move than you would’ve had just a year ago. And with supply improving, you’re also regaining a bit of negotiation power. So, if you’re someone who thought about buying a home over the last few years but were discouraged by how limited inventory was, this should be welcome news.

As Lawrence Yun, Chief Economist at NAR, says, “Increased housing supply spells good news for consumers who want to see more properties before making...

Are There More Homes for Sale Where You Live? One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Looking to spruce up your closet doors? Check out these ideas for closet doors.

3 Closet Door Ideas You Can DIY! Have old, ugly closet doors? I'm sharing three creative closet door ideas you can DIY on a budget! See which one is best for you!

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Have you heard the good news?

Mortgage rates are down a full percent from their recent peak.

And if higher rates were the biggest thing keeping you on the sidelines, this may be exactly what you were waiting for.

If you’re ready to jump back into the market, DM me.

Take a look at this and let me know what you think...

Caught between caring for your kids and aging parents? Here’s some good news.

In a recent survey, 1 in 3 people in this same situation find it actually makes it easier to afford a home.

That’s because a multi-generational home has big financial perks like sharing expenses and built-in childcare.

If you want to talk about whether this type of home is right for you, DM me.

Put your skills to good use by taking on one (or more) of these quick fixes.

HGTV Quick Fixes For Your DIY Home Projects | HGTV Canada From a kitchen must-have, to final touches, these HGTV Quick Fixes will take your house across the home improvement finish line!