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The best things in life are free! Especially when it’s free college tuition for seniors. Here are free and cheap tuition offers by state.

Senior Citizens Can Go to College for Free or Cheap in All 50 States Every state has cheap or free college courses for senior citizens. Some institutions only allow auditing, but many let you earn credits toward a degree.

Want to make your hard-earned dollars stretch even further in retirement? Downsizing can do that and help you live more comfortably.

9 Ways to Downsize When You Retire - The Financial Word Make your retirement fund last, and even add to it by downsizing. Check out the 9 best ways to downsize and enjoy your retirement to the fullest.

If where you retire affects your happiness, you better choose wisely! Check out the top cities to retire in before deciding where to settle.

The Best Places To Retire In 2017 Annual Forbes list highlights 25 attractive locations in 20 states, with a focus on cost and value.

Ever wonder what states you should AVOID retiring in? These should be last on your retirement radar for a host of money and health reasons.

This Is the 1 State You Probably Don't Want to Retire In Which states will do the most harm to your retirement savings and laid-back lifestyle? If you're in one of these 15, you might want to move.

Pop quiz! What amount should you have saved in an emergency savings account? If you said 3-6 months’ worth of income, you’re on the right track! An emergency fund ensures you have funds available when you need them most. Here are some tips to get there!

How Much Money Should You Have in Your Emergency Fund? The amount you should have in your emergency fund will depend on your situation. Find out how to build an emergency fund to fit your needs.

How do you choose the right bank account? Each account has its purpose, so choose the right one based on your needs. Here are the different kinds of bank accounts and the pros and cons of each!

Learn About 5 Different Accounts Your Bank Offers Different accounts do different things. Choose between savings, checking, money market, CDs, and retirement accounts. See the pros and cons of each.

The first step to reaching your financial goals is to create a budget… and stick to it! Check out these tips for creating a budget to help keep your eye on the prize!

Budgets: Everything You Need To Know Budgets track finances and help control spending. Learn the types of budgets, how to start budgeting, and how to stick to a budget.

Women face unique obstacles in their paths to prosperity and retiring comfortably. Knowing what these challenges are will allow you to find ways to proactively work around them! Here’s how.

This is what women must do to overcome the retirement savings shortfall, says a financial pro A financial pro shares her top tips to to shore up a long-term plan and close the retirement savings gap, once and for all.

Concerned about your investments and inflation? Your financial professional may be able to help. U.S. News has the story. https://money.usnews.com/financial-advisors/articles/advisors-urge-clients-to-plan-ahead-for-possibility-of-inflation

What does it mean when the U.S. dollar is "strong," and how does this help you make financial decisions? U.S. News breaks down the specifics:

What a Strong U.S. Dollar Means for You Here's what a slew of economists say about a strong dollar and how it may hurt or help you.

How do the Fed rate hikes affect your finances? AP News has the story:

How steep Fed rate hikes affect your finances NEW YORK (AP) — Mortgage rates have jumped , home sales have slumped and credit cards and auto loans have gotten pricier.

The Fed has raised the rates another 75 basis points, with forecasts that rates will climb as high as 4.6% in the coming months to curb inflation. CNBC has the latest:

Fed raises rates by another three-quarters of a percentage point, pledges more hikes to fight inflation The Federal Reserve concluded its two-day meeting Wednesday, with markets widely expecting a 0.75 percentage point interest rate increase.

2023 could see the highest COLA on record, as inflation batters recent social security measures. CNBC has the details: #2023

There could be a record high Social Security cost-of-living adjustment in 2023, but it's not set in stone: 3 things to watch An 8.7% Social Security cost-of-living adjustment could be possible in 2023, according to a new estimate based on government inflation data released on Tuesday.

Annuities can be an integral part in a retirement strategy by providing a regular income stream while living in retirement. Like any investment, there are pros and cons. Work with a professional to be sure it’s the right fit for you. Learn more here!

What Is an Annuity? An annuity is a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.

Many investors grapple over the decision of whether to invest in their employer-sponsored traditional 401(k) or a Roth 401(k). The answer comes down to the preferred timing of taxes: now or later? And for many the answer is an even split.

Is the Roth 401(k) Right for You? If your company offers a 401(k) retirement savings plan, one of the big questions you may have to answer is this: Traditional or Roth? Here's how to decide.

Use your Health Savings Account (HSA) as a retirement account? Absolutely! Unlike all other retirement accounts, HSA contributions AND withdrawals are never taxed. And any unused funds can be used in retirement to pay for medical expenses.

Retirement Uses for Your Health Savings Account (HSA) Thanks to unique tax advantages, an HSA may be the best retirement option you never knew you had. Here's how to take advantage if you qualify for one.

One of the investment vehicles that can be used to address your investment goals are exchange-traded funds (ETFs). They can offer the flexibility of stocks with the diversification benefits of mutual funds. Here’s a closer look.

Exchange Traded Fund (ETF) Definition - NerdWallet An exchange traded fund, or ETF, is a basket of securities — stocks, bonds, commodities or a mix — that offers diversification and easy trading.

Mutual funds provide a diversified way to invest in the stock market. They essentially pool your money together with other investors, so you can purchase a collection of securities and realize potential market gains while adding protection against losses.

A Guide to Mutual Funds Learn the basics: Mutual funds are a great way for millions of people to invest in stocks, bonds, and more, without having to master finance.

We can’t prevent the unexpected, but we can plan for it! Insurance provides financial safeguards for what we can't see coming down the road. Here are types of insurance to consider. Not sure what's right for you? We can help!

4 Types of Insurance Everyone Needs Here are four forms of insurance that are vital to have.

No one plans to get hurt or sick, but things happen to even the healthiest. Don’t let a health-related event put you in crippling debt! Health insurance is part of a sound financial strategy; it's all about finding the right plan for you.

Do You Need to Have Health Insurance? Everyone needs health insurance. It protects you if you have a serious illness, and takes care of treatment costs so you don't suffer financially.

Bonds can play a big role in well-balanced investment portfolios. Why? Because they can help balance out risk over time. But there are many to choose from and their risks vary. Test your bond knowledge!

Bond A bond is a fixed-income investment that represents a loan made by an investor to a borrower, ususally corporate or governmental.

Let’s change living “paycheck to paycheck” to living “budget to budget!” It’s a lot easier said than done, and everyone’s situation is different, but spending less than you make lets you plan for important financial achievements down the road.

Freedom From Debt Starts with This One Thing: Can You Do It? It can be hard at first, but with some sacrifice and self-discipline, you can learn to live below your means.

While stocks introduce different level of risk to a portfolio, they can be integral part to a sound investing strategy. There are different kinds of stocks to invest in, so which is right for you? Learn more about the different stock types here!

A Beginner’s Guide to Stock Investing From the minimum amount of money needed to open an account to what types of investments to choose, this guide will help you start investing.

The best things in life are free – plus tax, of course! Taxes can be complex, but these tips and principals can make April 15th easier to navigate!

Understand the Basics of Income Tax Laws Taxes can be intimidating. Fortunately, there are some fundamentals that can help you understand what taxes are all about.

It’s the age-old debate; do you pay down debt or put money towards savings? The answer may be both! Take a look at these tips for getting a handle on high interest debt while also planning for your financial future. When in doubt, reach out to us!

Should You Pay Off Debt Or Save For Retirement? It’s the Coke vs. Pepsi debate of personal finance. When you have extra money at the end of the month, should you pay down debt or bulk up your retirement savings? Ask this question at a party of financial advisors and you’ll get as many different answers as there are attendees. That’s good, b...

Unlike traditional IRAs and 401(k)s, withdrawals from Roth IRAs are tax-free. This can give you tax-free income in retirement! Check out the benefits of Roth IRAs and how they could help you reach retirement goals.

5 Top Benefits of a Roth IRA - NerdWallet Here are five top Roth IRA benefits, including being able to withdraw contributions early without penalty and take tax-free distributions in retirement.

Bottom line: the earlier you start saving for retirement, the more options you’ll have later in life. No matter how far off retirement seems, the time to start saving for retirement is NOW. Take advantage of time... and compound interest.

Retirement Planning 101: Your Guide to Saving for the Future Start retirement planning by contributing to an IRA or other account, setting goals for your retirement savings, better understanding Social Security benefits, and more.

Credit cards are a double-edged sword. A beneficial tool if used correctly, but they can create a world of financial hurt if they're abused. These tips can help to recognize the benefits credit cards bring while avoiding the pitfalls. Check it out!

Eight Tips to Make Credit Cards Work for You, Not Against You A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt.

If your employer offers a 401(k), chances are you should use it to maximize your earnings through significant tax benefits. And if they offer a match on contributions, it’s an even better opportunity! Here’s why 401(k)s are essential.

Understanding Your 401(k) Benefits Learn how a 401(k) works, about 401(k) benefits, and what is a Roth 401(k).

Don’t think you have enough money to start investing? Think again! Starting early means lots of time to let your money grow. The best time to start is now! Here are some tips to getting started and utilizing your most valuable asset, TIME!

How to Start Investing: A Guide for Beginners - NerdWallet You can get started investing by choosing an investment account, setting a budget and picking the investments that fit your goals. We'll take you through four simple steps.