GBI

We know inflation has affected every part of American life, but did it really need to touch our morning coffee, too?

Recent inflation statistics show that the price of coffee rose 14.3% this last year and 38.8% over the last three years.

What else will continued high inflation and economic volatility change about our day-to-day lives or investment portfolios?

With the looming recession and ever-increasing interest rates, now is the time to take an active approach to portfolio diversification.

And we don’t discuss these concerns regarding high inflation and the U.S. economy without having done our due diligence and research.

This is why we, at GBI, have made our entire Resource Library free and accessible to investors.

Click the link below and gain access to more data and research that will help you make informed decisions about the diversification of your client’s portfolios.

https://go.pardot.com/l/967593/2022-12-08/38ldb

Sources: Fox News, CNN, Mashed; data from December 2021 - December 2022 and December 2019 - December 2022

Inflation has been a continuous concern for investors despite The Fed’s eighth consecutive rate hike.

Throughout 2022, we examined how inflation has impacted consumer spending and what it has done to consumer purchasing power.

If you're wondering when the reprieve from inflation will come…

Patrick Hogan,the Chief Executive Officer of the Federal Reserve Bank of Philadelphia, stated: “This period of inflation could end by the middle of 2023.”

Like millions of other Americans, we hope this to be true.

However, there are no guarantees.

This is why diversifying your portfolio with hard assets like gold and silver could prove beneficial to your client’s wealth preservation strategy.

Not only do these physical precious metals have a history of hedging inflation, but they are also powerful preservers of purchasing power.

Want access to more data and research that will help you make informed decisions about the diversification of your client’s portfolios? Click the link to get our GBI Resource Library for free now!

https://go.pardot.com/l/967593/2022-12-08/38ldb

Sources: USDA, Fox News, CNBC, Forbes

Patrick Hogan, the chief executive officer of the Federal Reserve Bank of Philadelphia, stated: “This period of inflation could end by the middle of 2023.”

Last December’s 6.5% inflation rate may not be as shocking when compared to June of 2022's 9.1%. However, when looking at the year-over-year (YoY) percent change in food, it’s quite alarming.

Just last month, the average cost for a pound of butter was $3.18 - up 31.4% from the year before.

With high inflation continuing into 2023, the cost of groceries is expected to not just remain high, but climb.

The USDA has predicted food prices will increase between 4.2% and 10.1% in 2023.

In no uncertain terms, inflation is actively diminishing the buying power of the Dollar. Even though people are making more money overall, they're able to purchase less due to rising prices.

Guard your client’s wealth from the effects of inflation and consider diversifying with a safe-haven asset like physical gold.

Want access to more data and research that will help you make informed decisions about the diversification of your client’s portfolios? Click the link to get our GBI Resource Library for free now!

https://go.pardot.com/l/967593/2022-12-08/38ldb

Sources: USDA, Fox News, In2013Dollars; Data from December 2021- December 2022

Can you believe that New York City didn’t rank for the Top 5 Cities Influenced by Inflation in 2022?

NYC came in at the 10th place with a CPI increase of 6.3% while Miami topped the list with a year-over-year (YoY) inflation increase of 9.9%!

The other top four metro areas that came in after Miami include:

Tampa - St. Petersburg - Clearwater, FL, up 9.6%.
Dallas - Ft. Worth - Arlington, TX, up 8.4%.
Riverside - San Bernardino - Ontario, CA, up 7.5%.
Seattle - Tacoma - Bellevue, WA, up 8.4%.

Precious metals like gold and silver have historically hedged inflation by either appreciating in value or reducing portfolio drawdowns during high inflationary periods.

By the end of 2022, the S&P 500 was down 19.4%, whereas silver was up 2.95% and gold only down by .13%!

Your clients trust that you will manage their wealth in a way that provides a return on their investment as well as protects their nest eggs during times when the market is volatile and inflation is high.

Precious metals like gold and silver are often used by investors as a strategic asset class that helps protect wealth during times of market volatility and high inflation.

Get free access to our investor resource library where you can find a collection of comprehensive data and research that will help you diversify your client’s portfolios for success!

Click the link to register and be instantly redirected: https://go.pardot.com/l/967593/2022-12-08/38ldb

Sources: Yahoo Finance, Fox Business, CPM Group

After a long, cold winter felt across America, Punxsutawney Phil is making his debut today!

Groundhog Day is a special day of meteorological folklore that combines weather prediction, animals, and superstition.

If the groundhog sees its shadow, it will come back into its den - meaning six more weeks of winter.

If the groundhog does not see its shadow then spring is on the way.

So keep an eye out for whatever little furry creature emerges from its burrow today – you could learn something about the season ahead!

Here's to a winter of celebrations or a speedy transition to spring!

Do you think Punxsutawney Phil will see his shadow today?

Black History Month is an important time for us to reflect on the resilience and courage of African-Americans who have helped shape our societies.

We, at GBI, recognize and celebrate the success of talented, dedicated African-American entrepreneurs throughout history whose amazing achievements have helped change our society, culture and industry in innumerable ways.

Black culture and stories deserve to be heard, celebrated and uplifted, this month and beyond.

Daily life involves many economic decisions, from consumer purchasing choices, to investing and saving for retirement.

With an ever-changing market and new macroeconomic circumstances emerging all the time, knowledge of the economy can help you make sound decisions that set you up for financial success.

With Hug an Economist Day upon us, let us all take a moment to be grateful for the men and women that work day-in and day-out crunching numbers so we can make informed financial decisions that not only affect us, but future generations.

We know that financial education is key to building wealth and financial security. That is why we, at GBI, provide investors with access to a free library of research, and data compiled by industry experts so that you can make informed decisions about you and your clients' portfolios.

Click the link to get free access to our GBI Resource Library now!

https://lnkd.in/gPdnpFEH

How do you ensure you’re getting investment grade precious metals at the best price?

Why investors choose GBI:

GBI sources gold and silver for clients by bidding each client order out to a network of institutional dealers and refiners who compete to achieve the lowest possible purchase price for the client.

GBI’s wealth offering is made up of three coins produced by sovereign mints and varied bars of all sizes. All the bars are LBMA (London Bullion Market Association) recognized brands.

GBI’s client metal is stored in third-party, non-banking vaults where the metal appears on the client’s statement, is insured through Lloyds of London, and is physically audited by an outside accounting firm on a quarterly basis.

GBI’s network of dealers and refiners are some of the largest firms in the U.S. precious metals market, it provides clients with access to deep liquidity without any conflicts of interest that could be associated with a proprietary model.

If this wasn’t compelling enough, we also provide clients with our collection of physical precious metals research, data, and resources to help you make informed decisions about you and your clients diversification strategy.

Get FREE access by clicking the link below now!

https://lnkd.in/gPdnpFEH

Is the 60/40 portfolio a practice of the past?

For the last half a century, the 60/40 portfolio has been the standard for many investment portfolios.

But with an increasingly uncertain economic climate, this traditional mix might not be as effective as it once was.

An independent survey conducted by Mercer of RIAs, financial advisors, alternative asset managers, and other industry professionals revealed that 85% of respondents said their clients were looking to invest in new products or structures within alternative investments.

The survey also indicated that:

- 88% of financial advisors intend to increase their allocations to alternative asset classes over the next two years;

- 52.6% are considering raising their alternative asset allocations to over 15%; and

- 20.6% estimate that their alternative asset allocations will exceed 25%.

By investing in physical precious metals such as gold and silver, investors are able to build an additional layer of portfolio insurance with physical assets that have stood the test of time.

Are you looking for sources of data and research to make informed decisions about the diversification of your clients' portfolios? Click the link to get our GBI Resource Library for free now!

https://lnkd.in/gPdnpFEH

Sources: Ruffer, RIA Intel

The 1,200 Ultra-High-Net-Worth individuals part of the Tiger 21 network are ditching stocks this year and putting their bets on the real estate, tech, and healthcare sectors in 2023.

Worth a collective $130 billion dollars, these investors and entrepreneurs have a reputation for preserving their wealth.

However, something they might want to consider adding to their investment portfolios as they divest from stocks is physical precious metals, especially gold, which historically has been a safe hedge against markets in times of turmoil.

As we head into recessionary waters, it’s important to note how gold has performed over the last six recessions. Take a look at the chart above.

During the 2020 recession, gold appreciated 5.6% while the S&P 500 ended the year down by 1.4%.

In 2007-2008, while the S&P 500 lost 37.4% of its value, gold prices surged by a whopping 16.3%.

During the market downturn of 2001, gold appreciated by 5% while the S&P 500 lost almost 2% of its value.

And although during 1981 and 1990 recessions gold underperformed the S&P 500, it still appreciated in value.

So as these ultra-high-net-worth investors look to protect their portfolios from a recessionary environment, there is historical evidence which shows that gold can be a compelling asset class for wealth preservation.

Are you a high-net-worth individual or do you represent clients who are and wondering how physical precious metals can help during this volatile economic period?

Get free access to our collection of physical precious metals research, data, and resources that can help you make informed decisions about your diversification strategy by clicking the link below now.

https://lnkd.in/gPdnpFEH

Source: Fortune

It’s no secret that physical gold is a safe-haven asset investors flock to during times of market dislocation.

But have you seen its performance against stocks, bonds and real estate over the last 22 years?

Gold appreciated in value by 524.8% whereas the S&P 500, Case-Shiller Home Price Index, and Vanguard Total Bond Index only appreciated by 304.6%, 202.5%, and 134.5% respectively.

With long-term returns like that, should investors really only consider gold as portfolio insurance?

Let us know what you think in the comments below!

Chinese New Year is one of the most important social and economic holidays in Chinese culture.

Always accompanied with red and gold hues, the colors of joy, wealth, and prosperity, these shades often adorn envelopes filled with luck-invoking cash.

However, what often accompanies these different papers is physical gold.

For centuries, gold has been a symbol of prosperity and strength in Chinese culture.

During the Lunar New Year festivities, it is believed that these tokens not only help represent their homage to past emperors, but also signify passing good luck and fortune on to the receiver for the year to come.

The demand for gold during this time of year is astronomical, with average monthly retail sales as high as $2 Billion USD in the month of December in preparation for the Lunar New Year.

This holiday is one of the many reasons why gold is seen as a great investment.

It's this deep seeded traditional and inherent value of gold that makes it the historical store of value used as portfolio insurance.

From our GBI family to yours, this Chinese New Year we wish you a year of luck, prosperity and abundance.

All average monthly data between Jan 1998 and Dec 2019 in USD

Sources: Global Times, WGC, The Royal Mint, Gold Hub

Today is Own Your Own Home Day, a day dedicated to celebrating the amazing accomplishment of becoming a homeowner!

We know it wasn’t an easy journey; with interest rates on the rise and home prices higher than ever, accomplishing homeownership in the last few years certainly took hard work and dedication.

We would like to extend congratulations and huge kudos to those out there who've battled through the obstacles and achieved what very few these days can.

Owning a home is no small feat; so today is the perfect occasion to take some time and really honor that accomplishment!

While you’re out there acquiring hard assets that can be passed down for generations, you might want to consider investing in physical gold.

Gold has historically preserved wealth across centuries and is both a powerful portfolio diversifier, as well as a beautiful and unique store of value that your children and loved ones would be honored to inherit.

If you’re ready to grow your investment portfolio and hedge today’s volatile markets with gold, click here to invest now:

https://direct.bullioninternational.com/

The national debt ceiling is $31.4 trillion, and as of January 19th, the national debt is sitting at $31,416,438,567,504.

But what is the debt ceiling and what does hitting it mean for the economy and investors?

The national debt ceiling is a hard limit on the amount of money that our federal government is legally allowed to borrow.

When we hit it, the government can no longer issue more bonds to raise more cash and must meet its obligations with the resources already available.

This raises doubts about whether Washington can cover the bills and pay lawmakers, Social Security recipients, veterans, soldiers and other federal beneficiaries on time.

The resulting economic uncertainty causes a ripple-effect across financial markets and creates potentially negative implications for international trade partners.

Moreover, there would likely be drastic cuts in spending on important social services as well as reductions in investments into infrastructure projects and other public programs.

Even if Congress votes for an increase in the ceiling, it does nothing about changing the underlying dynamic - we simply put off confronting our unsustainable debt crisis until later.

Furthermore, if the U.S. is unable to pay its existing debt, the loss of confidence in the market can drag down stock prices world-wide, lead to a weaker dollar, result in even higher inflation, and push the U.S. into a recession.

In short, investors need to stay informed and diversify.

We, at GBI, provide investors with access to a free library of research, and data compiled by industry experts so that you can make informed decisions about you and your clients' portfolios.

Click the link to get free access to our GBI Resource Library now!

https://lnkd.in/gPdnpFEH

Sources: New York Times, Reuters, CNN

The first few trading days of every January are seen as a critical indicator for what lies ahead in the U.S stock market throughout the year.

Yet, economist Mark Hulbert believes: "Regardless of how the market performs over the first days of this month, the intelligent bet is that the stock market will rise this year."

How can this be true when economists spent the majority of 2022 stating that the U.S. will likely go into a recession in 2023?

With so many contradictory ideas being shared by major financial media outlets, it is important for investors to ensure their portfolios are prepared for whatever lies ahead this year.

That’s why many investors are flocking to gold.

Physical gold has been known to perform well during periods of economic volatility and has historically been a powerful portfolio diversifier, especially during bear markets.

With so much uncertainty on the horizon, using gold as portfolio insurance can help your client’s hedge market dislocation and preserve their purchasing power.

Want access to more data and research that will help you make informed decisions about the diversification of your clients portfolios? Click the link to get our GBI Resource Library for free now!

https://lnkd.in/gPdnpFEH

Source: Marketwatch

Today, we recognize the legacy of Dr. Martin Luther King Jr., a trailblazing leader whose work and sacrifice helped to expand civil rights across the United States.

His courage and his fight for equality will forever be celebrated and commemorated through his leadership and inspirational messages of hope.

Let us honor Dr. King's dreams and continue to strive for equality in our nation by contributing towards progress in the pursuit of equal rights for all.

The U.S. Dollar was one of the strongest major currencies in 2022, returning a whopping 9% at its peak.

This performance was due to a number of factors that were unique to the U.S. economy:

Rising interest rates
A sell-off in U.S. stock markets
The relative stability of the US economy

But just because the U.S. Dollar saw returns, it doesn't mean that it outpaced inflation.

With the Dollar positioned to remain strong in 2023, this could present an opportune time to diversify investment portfolios with gold.

Along with being a historical protector of purchasing power and hedger of inflation, gold has also been known to be inversely correlated with the U.S. Dollar.

As predicted by some economists, the price of gold is projected to be around $4,800 per ounce by the end of the 2020's. Purchasing gold today could prove to be a wise investment over the next few years.

Now is the time to learn how you could capitalize and benefit from gold's inverse correlation to the U.S. Dollar. Click the link to get access to our free resource library for more:

https://lnkd.in/gPdnpFEH

Source: Forbes, Nasdaq, Gold Price

If you’ve had the chance to look through our CPM Quilt Chart of Investment Returns (Including Gold and Silver) you may have noticed that gold appreciated 24.8% in 2002, more than any other asset class.

But why?

Since Ancient Egypt, Gold has been used as a store of value, but in modern times, its historical ability to hedge market dislocation has driven investors to flock to it during periods of economic turmoil.

In 2002:

• It was the bottom of the dot-com bubble crash.

• Americans were fearful of additional terrorist attacks after then-vice-president Dick Cheney said it was a matter of “when, not if”.

• America was at war with Afghanistan after 9/11.

• The uncertainty in the markets contributed to a falling Dollar.

As a result of the economic conditions in 2002, investors diversified their portfolios with gold to help protect their wealth – and it shined.

For the rest of the decade, from 2002-2010, gold provided an average return of 20.16%.

So, what does this mean for investors today?

Since 2002, gold has appreciated 444.91% and is still an integral part of a well-diversified portfolio. As the U.S. economy continues to be battered by high inflation, supply chain issues, global wars, and a looming recession, the time to diversify with this precious metal is now.

Want access to more data and research that will help you make informed decisions about the diversification of your client’s portfolios? Click the link to get our CPM Quilt Chart of Investment Returns (Including Gold and Silver) for free now!

shorturl.at/joEKT

On behalf of the community and our GBI family, we extend our utmost appreciation to all law enforcement officers across America.

Your unremitting commitment and resilience in keeping our communities safe doesn’t go unnoticed.

From the bottom of our hearts, thank you.

Happy Law Enforcement Appreciation Day!

Have you spoken with your clients about their 2023 wealth goals?

January is a great time to look at the year ahead and devise a plan that aligns with your client’s vision and prepares their portfolio for what’s in store.

Here are 4 questions to ask yourself:

What are your client’s financial goals for this year and are you currently positioned to achieve them?

Are there any new opportunities that are available in 2023 that you haven’t considered before?

What risks or challenges could present themselves this year that might get in the way of your goals and how can you plan ahead to avoid them?

How can you optimize your investment strategy to ensure you’re protecting your client’s interests?

Your clients trust that you will manage their wealth in a way that provides a return on their investment as well as protects their nest eggs during times when the market is motivated by fear. This is the time of the year when you should evaluate if there are ways you can create a strategy that better protects their wealth.

Precious metals like gold and silver are often used by investors as a strategic asset class that helps protect wealth during times of market dislocation.

Get access to our investor resource library where you can find a collection of comprehensive data and research that will help you position your client’s portfolios for success!

Click the link to register and be instantly redirected: https://bit.ly/3WTfMy9

We at GBI encourage everyone this Financial Wellness Month to think about how you and your clients are positioned for the economic environment in 2023.

Our free resource library is a comprehensive collection of the latest data and research so that investors can make informed decisions about their wealth.

Click the link below to discover the diversification power of physical precious metals and get access to GBI’s free resource library now!

https://bit.ly/3WTfMy9

As we turn the page on 2022, let's look forward to our brightest year yet!

Happy New Year!

With a myriad of events and activities scattered across New York, it's hard to choose just one to celebrate New Years’ Eve.

However, if catching a glimpse of the iconic ball drop is on your list, these five spots are worth considering!

Times Square
Since 1907, Times Square has become synonymous with New Year's celebrations and remains a top destination for those seeking to ring in the New Year.

Brookfield Place
In the heart of Downtown Manhattan, Brookfield Place provides beautiful views of the Statue of Liberty from its waterfront terrace and balconies, as well as a breathtaking view of the fireworks from Battery Park.

Rockefeller Center
Located on Fifth Avenue between 49th and 50th Streets, you can view Times Square from a prime spot with everything from heated outdoor terraces to an abundance of restaurants and attractions.

The New York Public Library
If you want a breathtaking view and an unforgettable experience, the library offers beautiful outdoor views of ball drop events while avoiding the hustle and bustle of Midtown Manhattan.

Grand Central Terminal
Grand Central Terminal offers a wide array of food vendors, shops and entertainment!

From our GBI family to yours, we wish you a safe and fun New Year’s Eve!

#2023

Though the price of being in Times Square for the ball drop is technically $0, not everyone is able to be on their feet for twelve hours in the frigid cold with no ability to use the bathroom.

If you’re looking to escape the weather in a restaurant, bar, or other celebration venue, the prices can run anywhere from $100 to $1,999 per entry, with a private table for 2 in Bar 54 at the Hyatt Centric Times Square costing $6,450.

A sharp 6% surge in the expense of eating out, a rise in hotel rates, and the overall increase in consumer goods prices can make a brief N.Y.E. get-away extremely costly. Potentially to the tune of thousands of dollars.

As the cost of living continues to rise, are your investment returns keeping up?

In the last 12 months the Chained Consumer Price Index for All Urban Consumers (C-CPI-U) increased by a shocking 6.9%.

With the S&P 500 down 15% YTD (as of Dec. 19) and a looming economic recession in 2023, investors should look outside of traditional investments to help protect their client’s portfolios.

Did you know that physical precious metals can be a powerful store of value and an effective hedge against inflation and market dislocation?

GBI just published a CPM Report that covers what investors can expect from both the economy and physical precious metals in 2023. Click the link below to discover the diversification power of physical precious metals and get access to our free resource library now.

shorturl.at/joEKT

Source: BallDrop.com, Bureau of Labor and Statistics, Forbes

#2023

Kwanzaa is a special time of year and a great way to honor African American heritage, culture and customs.

Throughout this week-long celebration, may you continue to find joy and peace with family and friends, remembering the shared history and unity of this holiday.

Wishing you all a safe and festive time.

Happy Kwanzaa!

Merry Christmas!

This is a special time of year when we're able to slow down and enjoy the company of our family and friends.

It's a chance to recharge and get ready for a new year full of possibilities.

We have all experienced a lot this last year, so it's important that we use this time off to relax and do something we enjoy. Something other than the main hobby you get paid for; finance. (laugh crying face)

May you experience an abundance of joy, peace and love this holiday season!

Wishing you all of the best from our GBI family to yours.

We at GBI want to take a moment on this beautiful Christmas Eve to say thank you.

Thank you to all the finance professionals for the long hours, “3-meals-in-the-office” kind of days, and for working as hard as you do to serve your clients and protect their wealth.

We hope that this special day is filled with joy, happiness and lots of eggnog.

Merry Christmas Eve!

Inflation seems to be in everyone’s stocking this year…

With the prices of consumer goods continuing to steepen, a recent Harris Poll uncovered that 60% of Americans plan on cutting the cost of their Christmas shopping, while a third of Americans are skipping gift-giving altogether!

Though 40-year-high inflation may not impact the lives of high-net-worth investors in the same way it affects the everyday American, it does chip away at their wealth.

With a recession looming on the horizon, high-net-worth and ultra-high-net-worth investors need to evaluate the risk exposure of their portfolios. The global economy is heading toward more turbulent times and it is essential that investors are diversified in assets that can historically outperform other asset classes during a recession.

An asset like gold.

Gold has helped investors protect their wealth, retain their liquidity, and has provided risk-adjusted returns during some of America’s biggest recessions.

Take a look at the chart below.

Gold is a safe-haven asset that acts as portfolio insurance, but just like the policy you take out on your house, insurance is most effective before disaster strikes.

Schedule a time to speak to our alternative investment specialists and discover the diversification powers of gold today.

www.gbi.co

Source: Bloomberg

Gold has served as a symbol of wealth and power for centuries, but its importance in society goes far beyond that.

Gold has numerous modern applications in technology, medicine, industry and the environment, including medical diagnostic test kits and even space exploration.

Furthermore, the gold mining industry provides jobs and tax revenue to the communities it is located in across the globe. Beyond providing revenue, the gold mining industry invests in local infrastructure such as healthcare centers and schools, providing much-needed access to essential community services.

When you invest in gold, you are not just investing in a physical asset that is a powerful store of value and can smooth out volatility in a portfolio. By having an allocation of this precious metal, you are also helping to improve the lives of the people living in gold mining communities.

Invest in gold today.

www.gbi.co

Source: World Gold Council