Black Swan Financial Group LLC

Everybody deserves the opportunity to enjoy life. What was a time that brought you joy?

RISE The Empowerment Plan initiative embodies New York Life’s commitment to help create financial stability, economic opportunity, and multigenerational wealth for African American families and communities. Contact me to learn how I can help you start your journey to financial empowerment.

Protection when you need it most isn't a benefit you should have to live without. If you're a federal employee, you may have noticed a recent reduction in the benefits you receive. The good news is you have alternative options. Reach out, and I'll explain how New York Life can provide you with the coverage to secure your financial future, no matter what.

The reality is, it's never too late to work on your retirement dreams. Read this interesting article to find out more. Read about 3 general reasons you can still successfully plan for retirement, no matter when you start.
For more about information on the topics mentioned in the article and your personal retirement strategy, please feel free to contact me.
https://bit.ly/4cvYGgW

How do you show discipline in your daily life?

Less than half of women own life insurance, and 8 out of 10 overestimate the cost of insurance - which leads to them owning less life insurance than men. But the good news is, there’s a policy to fit any budget. Let’s talk to get the facts about life insurance and find out what’s right for you.

Why Do I Need to Get Life Insurance? | New York Life Are you curious why you need life insurance? Learn from New York Life six reasons why buying life insurance is about protecting the ones you love.

Have you considered the impact that caring for aging parents has on your financial strategy? Tell us your thoughts.

Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.

What’s a goal that you need to start working on?

We’ve got some answers to questions like what is inflation, really? What causes it? And how will it affect your personal finances? Read this insightful article to find the answers to some of the most frequently asked inflation-related questions.
If you like to talk about how today’s inflation may be affecting your own personal finances and what you can do about it, please reach out.

Inflation explained: Everything to know in 3 minutes or less. What does inflation actually mean? And how can it impact your financial situation?

Life is difficult, but it’s all about perseverance. When was a time you were knocked down and how did you respond?

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!

Baby Budgeting: Financial Tips for New Parents | New York Life As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.

Saving for retirement while saving for your child's education isn't impossible—it just may take a little creativity. For instance, did you know you can use Uniform Gifts to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) accounts to help pay for college? Click here for more tips and reach out if you want to chat.

How to Save for Retirement & Your Child's College | New York Life Learn more about the best ways to save for your child's college education while also meeting your retirement goals.

Describe a time you had an idea and put it into action.

Over 65% of Americans worry they will run out of money in retirement.* What are your thoughts?

*https://bit.ly/4bB05CS

There is more than one way to make an impact. Share a time where you’ve been the candle and one where you’ve been the mirror.

Running a business is no small feat. At New York Life, we understand the value of having talented employees. Help reward and retain your employees with a custom life insurance plan for your business.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

Grief Reach grants provided by the New York Life Foundation and supported by the National Alliance for Children’s Grief are helping local bereavement organizations in our community reach more families in need. Learn more here.
https://bit.ly/4bO0Kk3

In today’s economic landscape, financial stability is becoming more elusive than ever. But there is a solution – diversifying your income. What does that mean and is it a right strategy for you? Read this interesting article to find out more.
For more about income diversification and your personal financial strategies, please feel free to contact me.
https://bit.ly/4btRba7

Share something you worked hard on in the past week.

Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality.

How to Pay for College | New York Life Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

I can help reinforce your company’s foundation by providing comprehensive life insurance coverage to protect your business if something happens to a key executive. Let’s talk today!

Key Person Insurance | New York Life Retaining top talent is critical to business success. Learn from New York Life how to preserve your executive team with key employee life insurance coverage.

Challenging how things are done can be scary but also rewarding. When was a time you dared to do something differently or in an entirely new way?

Establishing strong goals is crucial for the success of businesses. Learn how to set short and long- term goals that are specific, trackable, and measurable at the link below.

Setting Business Goals & Objectives | New York Life When planning out business objectives, it's important to have short and long term goals in mind. Read about how to define your company's goals.

Over 90% of Gen Zers and millennials said they were considering changing jobs in 2024.

Young people are working up the courage to start switching jobs again — and that's a good thing for the economy

There are a lot of important reasons to save money, everything from emergencies and education to vacations and retirement. But are we saving what we should? Take a look at this interesting article to find out how much the various generations are actually saving. It may surprise you.
If you would like to talk about your savings plan or personal finances, please reach out.
https://bit.ly/44vZLCy

Courage can be summoned in many ways. Where do you find courage in your life?

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.

Becoming a new parent can be difficult—and expensive. But with the right help and guidance, there’s nothing you can’t handle. Here are 3 tips to help keep your finances in order. Need even more advice? Just reach out.

Financially Planning for a Baby | New York Life There are many additional expenses that come with starting a family. Use these money saving tips for some financial help as new parents.

Failing can teach us a lot. What is a lesson that you have learned through failure?