Benefit Quest, Inc.

Benefit. Premium. Policyholder. Learn the language before evaluating your options.

Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works.

All those years of work can add up to a small fortune. What's your strategy for your money?

Lifetime of Earnings Estimate how much you have the potential to earn during your working years.

Have you considered how long-term-care costs could affect your retirement budget? Find out more.

Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.

Do you know the risk factors that can lead to cognitive decline?

Avoiding Cognitive Decline Try these activities to keep your brain sharp.

Finding an annuity that meets your long-term objectives requires time and research but may be the key to boosting your financial success in retirement. Read more:

Why An Annuity May Be Key to Your Retirement Plan If you’re looking for a way to supplement your income in retirement, an annuity may be for you.

🕰️ Did You Know? A Little Insurance History! 🕰️

Insurance isn't just about policies and premiums; it's a fascinating world with a rich history!

Here’s a fun fact brought to you by Benefit Quest:
Insurance dates back to ancient Babylon, where merchants used loans to insure the caravans trading goods, reducing the traders' risk of theft or loss.

Isn’t history amazing? Whether it’s the past or your future, Benefit Quest is here to ensure you’re always covered!

If you're curious about Survivorship Life Insurance, you've come to the right place. See the two types of policies and how one of them may be just what you need.

Who Does Survivorship Life Insurance Benefit? Later in life, the pros and cons of different life insurance policies are important considerations for married couples. It's vital to choose a life insurance policy that suits your unique circumstances.

🚧 Prepare For The Unexpected 🚧
Unexpected events like natural disasters or major equipment failures can halt your business operations without warning. That's where Business Interruption Insurance comes in. At Benefit Quest, we understand the importance of keeping your business running, no matter what happens.
Key Benefits of Business Interruption Insurance:
Revenue Protection: Covers loss of income that your business suffers after a disaster.
Expense Coverage: Takes care of ongoing expenses such as rent and utilities, even when your revenue stream is disrupted.
Recovery Support: Helps bridge the gap while your business returns to normal operational levels.
Don't let a sudden stop put an end to your success. Let's talk about how we can keep your business resilient in the face of adversity!

Committed to increasing your financial literacy? Don't be afraid to ask questions.

The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge.

Wondering about your choices for putting aside money for retirement? Learn more about your options.

Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.

New York homeowners face unique challenges.

From extreme weather events to high property values, owning a home in the Empire State comes with its own set of trials. But don't worry, we've got you covered!

💡 Dive into our latest blog post to discover the "5 Problems New York Homeowners Face" and learn why having comprehensive homeowners insurance is more crucial in New York than anywhere else in the U.S.

👉 Read more about how you can safeguard your biggest investment here: https://www.benefitquest.com/blog/5-problems-new-york-homeowners-face

Use your car for business? Make sure you're on the same page as your insurance carrier.

When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial?

Why Customized Insurance Matters for Your Business

At Benefit Quest, we believe in the power of understanding the specific risks your business faces. Here's why a one-size-fits-all approach doesn't work in insurance:

Unique Business, Unique Needs: Every industry and business has different risks—what's critical for an established family business might not be the same for a jewelry store.

Cost Efficiency: Tailored insurance ensures you only pay for the coverage you need.

Better Risk Management: Custom solutions mean better protection against your business's unique challenges.

Let's explore how tailored insurance can transform your risk management strategy. Contact us or comment below with your questions!

What's better—a 30-year or 15-year fixed-rate home mortgage? The answer may surprise you.

Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives.

National PEO Week celebrates the transformative impact of Professional Employer Organizations on small and mid-sized businesses across the nation. Join us in recognizing these organizations' invaluable contributions to the business community!

At Benefit Quest, we specialize in assisting SMBs with every aspect of their PEO journey:

🔍 Comprehensive Market Comparison: Compare leading PEOs simultaneously, ensuring the best match for your business needs.

💰 Preferred Pricing: Access exclusive pricing through our dedicated channels, optimizing your budget.

🤝 1:1 Support and Guidance: Our experts provide personalized support throughout the evaluation, implementation, and ongoing management phases.

🚫 No Additional Fees: Benefit from our services without incurring extra costs.

📈 Multi-Year Strategic Planning: Ensures long-term success and growth with the right PEO partner.

Get in touch today to find out how we can help!

Term vs. Whole Life Insurance— what’s the difference? Learn more about each of these types of insurance so you can make an educated decision about which one is right for you.

Choosing Between Term and Whole Life Insurance Confused about Term or Whole Life Insurance? Discover how they work and, most importantly, how they can work for you.

🎉 It's National PEO Week! That means it’s time to celebrate the essential role PEOs play in the growth and success of SMBs! 🎉

Did you know? The PEO industry plays a crucial role in supporting small and mid-sized businesses by managing payroll, employee benefits, compliance, and HR services. This week, we recognize how PEOs empower over 4.5 million employees with Fortune 500-level benefits and help businesses focus on what they do best.

Join us in recognizing the invaluable contributions of PEOs to the business community!

In 2020 alone, 5,265 recreation watercraft accidents were reported, causing \$63 million in property damage. Is your boat protected in the event of an accident?

What Does Boat Insurance Cover? Learn the basics of boat insurance, including what it is, what it covers, and why you may want to consider protecting your watercraft against accidents.

What is a deductible? Glad you asked. Let us break it down for you.

What is a Deductible? Do you know what a Deductible is?

Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:

Medicare Advantage Plans (Medicare Part C) Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.

What did it take to become the richest man in Babylon?

The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice.

Have you and your spouse recently tied the knot? Then it's time to reassess your current insurance coverage to determine where you can save money.

Just Married? A Guide to Combining Your Insurance If you just recently married, then it may be time to take another look at your insurance policies to see where you can save money.

Just what does a claims adjuster do? We’ve got the scoop here:

What is an Adjuster? Do you know what an Adjuster is?

You are unique. Your goals and needs should be the basis of any financial strategy you follow.

A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

a car? Consider gap to protect against losses that may not be covered by your current policy.

Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.

Understanding the Basics of Medigap Policies Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

The key to in retirement might be a patchwork of different choices.

Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement?

Do you carry a balance on your credit card? Learn how long it may take to pay off the entire debt.

Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.

Do you know what to do if a pipe breaks in your house?

If a Pipe Breaks Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

Extended care refers to services needed by those who have a chronic illness or disability.

Understanding Extended Care Understanding the types of extended care services—and what those services could cost—may be critical.