Celeste Spicer, Licensed Agent with New York Life

Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.

Unlike toys, clothes, or games, life insurance is a gift that can’t be outgrown. Contact me to learn how permanent life insurance can help you give the children in your life the greatest gift of all—the gift of a more secure future.

Watching your grandkids grow up is a grandparent's greatest joy, but being able to help them become who they want to be is one of the greatest gifts you can give. Learn how a 529 college savings plan and supplemental funding from a whole life insurance policy can help you give the next generation a gift they'll always cherish.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

Looking for a gift for the children in your life that will grow with them every step of the way? Learn how life insurance can help give them a lifetime of financial protection—while also helping them prepare for some of life’s most important milestones.

Life Insurance for Kids | New York Life Child life insurance can provide great value, as the policy grows over time. Find out why you should consider buying life insurance for your child today.z

I can provide ongoing education and guidance to help you develop a financial strategy to reduce debt and build wealth for your family.

Let’s work together to develop strategies to steer clear of further debt and build savings to reach your financial goals.

How to Avoid Debt | New York Life Debt can accumulate easily for millennials, whether it’s from student loans or credit cards. Learn how to avoid debt with these 8 financial tips.

Contact me to learn about protection solutions for you and your family.

How much life insurance do you really need? It really depends on a number of different factors. This video from New York Life Insurance Company will help guide you to find the right amount of protection to meet your specific goals. If you have any questions about life insurance, your financial goals, and how it might all fit together, please feel free to contact me. https://bcove.video/44f8dp8

Paying for college can be a big financial burden for many parents. But with a little flexibility and preparation, you can help your child afford the education they need to succeed. Read these tips and reach out if you need any help.

How to Pay for College | New York Life Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

Through New York Life’s RISE Empowerment Plan initiative, I can help you take steps to avoid further debt and build savings. Read this article and give me a call to learn how I can help.

How to Avoid Debt | New York Life Debt can accumulate easily for millennials, whether it’s from student loans or credit cards. Learn how to avoid debt with these 8 financial tips.

As life changes, your needs can change. That's why having life insurance protection that offers flexibility is a must. Let's talk about how you can have the coverage you need, when you need it most, with a portfolio approach.

Term Life Insurance | New York Life Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

According to the latest Wealth Watch survey by New York Life, 36% of adults feel less prepared for retirement than their parents. Additionally, nearly half of all adults believe they are lacking sufficient support in getting ready for their retirement, making them feel like they are "going it alone." Read even more interesting findings in the most recent Wealth Watch survey from New York Life.

404 Error – Page Not Found We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

New York Life’s RISE The Empowerment Plan aims to provide greater financial awareness as a foundation for building generational wealth for African American families. To learn what wealth-building strategies are right for your family’s needs, contact me today.

Mentoring can be a great way to engage new employees, increase job satisfaction, and boost retention. The 7 helpful tips found in this article can help you get started. Contact me to explore other small business solutions.

Why Mentorship Programs at Work Are Key | New York Life Mentorship programs at work are essential to employee retention and growth. New York Life offers 7 tips for effective mentoring in the workplace.

"The success of your business matters for your immediate future and down
the road. At New York Life Business Solutions, we are committed to protecting your local business and helping it grow. Learn more about us at the link below."

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

A buy-sell agreement is a great strategy for business partners to protect themselves regardless of what lies ahead. To receive expert financial guidance on continuity plans, connect with me today.

Business Continuity Planning | New York Life After the upheaval from the pandemic, prepare your small business against future potential disruptions with a Business Continuity Plan from New York Life.

For employees, work is about more than just a paycheck. Provide them with valuable financial protection from New York Life. Watch this short video below to learn about our employee benefit products.

Small Business Employee Benefits | New York Life Provide financial protection for your employees through a benefits package. Learn about employee benefits for small business and other New York Life services.

You wear many hats as a head of the household. So when it comes to life insurance, you know the value of flexibility. Contact me to learn how a portfolio approach may be less expensive than a single life insurance policy and still provide the protection your family needs.

Term Life Insurance | New York Life Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

Do benefits matter to today’s mobile workforce? You bet they do. As this article shows, perks and benefits have become even more important to employees since the pandemic. Click to read more.

What’s trending for employee benefits? During the pandemic, workers had to cope with health issues, financial concerns, and changing job demands. Benefits helped make a difference, according to these key takeaways from

While some may have shied away from working with the small business market, we're doubling down on our commitment. Which is why we are proud to introduce New York Life Business Solutions. Click below to watch a short video about who we are.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

You’ve worked hard to build your business. New York Life Business Solutions is here to help you protect it. Click the link below to watch a short video on our commitment to local businesses like yours.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

One-on-one guidance from financial professional at a Fortune 100 company–what’s better than that? As a New York Life agent, I’m ready to help your business both now and into the future. View the short video below to learn more of the benefits we provide.

What Can an Agent Do for Your Business? | New York Life What can a New York Life agent do for your small business? Find out what type of solutions are offered to help protect your business.

When it comes to recruiting, onboarding, and retaining talent, the virtual environment is the place to be. Follow the four tips outlined in this article to get started, and contact me for other helpful strategies and solutions.

How to effectively recruit and hire online. We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

Thinking outside the box has always helped you live your best life. That's why a customized portfolio of life insurance protection that gives you the flexibility you need may be the right fit for you and your budget. Give me a call to learn more. https://bcove.video/2GUz2cs

"Small businesses bring life to their community. At New York Life, we recognize that impact and are here to help small businesses grow and thrive in their local neighborhoods. Click the link below to learn more about New York Life Business Solutions."

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

Small business owners! New York Life’s Group Term Life Insurance is a valuable option to provide your employees security and encourage retention, at a price that may fit your budget. Learn more about its benefits for your business and employees today.

What is Group Term Life Insurance? | New York Life Learn about the benefits of term life insurance through an employer, and how this supplemental coverage can protect your family in the near term.

Need help retaining key employees? If so, this article lists 6 steps you can take to combat the "Great Resignation" and outlines some of the tools that are available to help. Let me know if you have any questions.

6 Ways Business Owners Can Retain Employees | New York Life Keeping talented workers is essential to any thriving business. New York Life has 6 tips to retain employees and promote a positive workplace environment.

Are you a small business owner who wants to attract and retain talent? Click to learn how New York Life Business Solutions can help give you a competitive advantage.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

With long and short-term goals for your family, versatile life insurance is a must. Watch this video and contact me to find out how a portfolio of protection may cost less than a single policy. https://bcove.video/2GUz2cs