JPB Financial, LLC

Give the gift that keeps on giving. Let’s talk about making education planning part of your estate plan.

The value of sound education planning can pay off for a lifetime. Let’s discuss how we can turn your child’s or grandchild’s dream college into reality.

It can be a bear to balance everything you need to consider when making estate planning decisions. We can help you create a plan that’s just right for you and your loved ones.

What dreams do you have for your children or grandchildren? Let’s put a plan in place to help them achieve those dreams.

As the start of school approaches, it's important to take a look at ways to fund expenses associated with you or your child's educational expenses.
Education planning helps you pursue your long-term goals by identifying the resources needed to fund education. Whether it's planning for your children's college education or pursuing higher education yourself, having a solid education plan in place is essential. By working with your Tax-Intelligent Financial Professional, you can create a personalized plan that considers your financial situation and goals, which may include a specially tailored 529 plan. Don't let education costs catch you off guard – start planning today and invest in your future.
https://youtu.be/sv9ysGqVZKA

As we wrap up the 4th of July holiday, it's important to see what progress you've made so far in your financial journey while identifying things that can be improved. That being said, we like to check in with each client at least once a year. It's a time when we have a conversation about where you're at, what's new in your life, and discuss any new goals or aspirations you're thinking about.

We're looking forward to our conversation. Feel free to give us a call or email us to schedule a time for a check-in.

View this month's planning video as host, Jason Allen, Life Insurance Sales Specialist at Avantax, discusses a key piece of a comprehensive, tax-smart plan - risk management and insurance.

Planning: Risk Management and Insurance View this month's planning video as host, Jason Allen, Life Insurance Sales Specialist at Avantax, discusses a key piece of a comprehensive, tax-smart plan -...

Looking for alternative ways to invest in real estate while potentially saving on taxes? Learn more about Delaware Statutory Trusts (DSTs) – their risks, relationship to 1031 exchanges and possible benefits.

What is a DST Investment? Delaware Statutory Trust Avantax Educational Video A Delaware Statutory Trust (DST) is a legal entity that allows multiple investors to own a fractional interest in a property. These trusts are commonly used ...

Committed to paying off debt? Let's strategize.

Would paying down debt make you happier?

Enough hitting the books! Let’s make a plan to graduate from student loan debt.

Struggling with credit card debt? You're not alone. We can help you with your debt payoff strategy.

Did you know that 1 in 5 Americans have inactive 401(k)s worth thousands of dollars? Don't let your hard-earned money go to waste! Here's how to reclaim yours.

How to find a lost 401(k):
1. Contact your old employer's HR department
2. Check old 401(k) statements for account details
3. Use look-up databases like the National Registry of Unclaimed Retirement Benefits or the National Association of Unclaimed Property Administrators
4. Check the Department of Labor's abandoned plan database

Once you've located your plan, you can:
🔁 Request a direct rollover to your new employer's plan
💼 Transfer the funds into an existing IRA
🤔Cash it out (but beware of taxes and penalties)


Source:

1 in 5 Americans have inactive 401(k)s worth thousands of dollars—here's how to reclaim yours Rolling over an old 401(k) into a new plan can be a pain, but it's typically worth the hassle.

For those who've filed or are going to file an extension before the April 15 deadline:

Happy Easter! May your day be filled with joy, laughter, and love as we celebrate. Whether you're spending time with family, enjoying a delicious meal, or simply relaxing, remember to take a moment to appreciate the beauty of this season and all the blessings it brings. Let's spread kindness and positivity today and always. Have a wonderful Easter! 🌷🐰🥚🐣

On this St. Patrick's Day, the luck of the Irish reminds us that smart financial decisions are more about strategy than chance. Plan for your financial future by investing wisely, diversifying your portfolio and staying informed. Your pot of gold is within reach with the right approach!

The IRS announced adjustments for 2024, which address a few key areas:
https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024.

What does that mean for you?

There are changes to capital gains tax rates, annual exclusion for gifts, estate tax exclusion, and more.

Have questions about the new rules? My office has 2024 tax resources that you may find helpful.

This material is for informational purposes only and is not a replacement for real-life advice, so make sure to consult your tax professional before modifying your tax strategy.

Jobs report too hot to cut just yet.

The recently released January jobs report crushed expectations. Avantax Co-Chief Investment Officer Ivan P Gruhl, CFA shares why we think the FOMC will push off rate cuts as long as possible: https://bit.ly/42vRsGa.

Happy Valentine's Day to all our wonderful clients! We hope that today is filled with love and happiness for you and your loved ones. Remember to take some time to appreciate the special people in your life, and to spread kindness wherever you go. Whether you're spending the day with your significant other, your family, or your friends, we wish you all the love in the world. Thank you for choosing us as your trusted partner. May you feel loved today and always! ❤️