毅志集团 Eazzy Consulting

Credit Score: Your Key to the American Dream!

Happy Mother’s Day in advance!

💰 300,000 Funded in Mount Olive, NJ

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💰665,000 Funded in Boston, MA

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This case features a client who is a partner in a nail salon located in New York.

They are seeking a business loan for expanding the operations. Taking into consideration the client's specific needs and financial situation, with the nail salon's annual profit at $7,000, we chose to apply for the loan using the nail salon's bank statements from the past three months instead of company tax returns.

After collecting all the necessary documents, the client received approvals from MULTIPLE financial institutions within 30 hours. Through thorough comparison and analysis, we assisted the client in selecting the most favorable terms. The client successfully secured a loan exceeding $82,000, which is more than 12 times the annual profit 🎉 The loan has a three-year amortization period with an interest rate of 1.27%.

Furthermore, this arrangement only required the client to have 51% ownership of the company to complete the necessary signing procedures, without the need for other partners to provide personal information, making the entire process more efficient and straightforward.

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💰380,000 Funded in Fleming Island, FL

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What is a Second Mortgage Loan?

A second mortgage is a loan secured by the equity in your home. Home equity is the market value of your home minus the amount of any outstanding loans. For example, if your house is currently worth $700,000, and you still have an outstanding loan of $300,000, the home equity is $400,000 ($700,000 - $300,000).

A Home Equity Line of Credit (HELOC) is a common type of second mortgage. It operates like a credit card, providing you with a credit limit during the draw period, typically spanning ten years. During this period, you can withdraw any amount within the credit limit and may only need to pay the interest. The interest is calculated based on a variable rate and the borrowed amount. If you choose to repay the principal during this period, the available credit is restored. After ten years, you enter the repayment period, during which no further withdrawals are allowed. If there is still an outstanding balance, monthly repayments are required.

Refinancing involves replacing an existing loan with a new one. The purpose is often to extract cash (Cash-out Refinance) or secure more favorable terms, such as lower interest rates, shorter or longer repayment periods, or a change in loan type. Refinancing can be considered an alternative to a second mortgage for the following reasons:

Lower Interest Rates: If market rates decrease, refinancing can help secure a lower interest rate, reducing overall interest payments.

Change in Repayment Period: Through refinancing, you can opt for an extended or shortened repayment period. Extending the term may lower monthly payments but increase total interest costs, while a shorter term could raise monthly payments but reduce overall interest expenditure.

Conversion from Floating to Fixed Rates: If your original loan has a variable rate and you prefer a stable repayment plan, refinancing can convert it into a fixed-rate loan.

Cash Extraction: If the value of your home increases, the new mortgage amount can surpass the existing loan amount, allowing you to receive the difference. This is similar to a second mortgage but involves only one loan.

Feel free to reach out to us directly via private message if you have any questions! We offer service in English, 中文, 한국말 services!

Housing Prices vs Interest Rates: Which Is More Important?

Feel free to reach out to us directly via private message if you have any questions! We offer service in English, 中文, 한국말 services!

Improving your credit score takes time and consistent effort. Here are some steps you can take to improve your credit score~

Feel free to reach out to us directly via private message if you have any questions! We offer service in English, 中文, 한국말 services!

Choosing the Right Property Ownership Structure in the US: A Comprehensive Guide

When purchasing a home in the united state, selecting the correct method of property ownership is a crucial decision. This not only affects the management and control of the property. If also involved tax planning, estate arrangements, and even legal responsibilities.

This post aims to delve into the four common forms of property ownership in the United States and their specific implications for homebuyers, assisting you in making informed choices regarding property rights.

Feel free to reach out to us directly via private message if you have any questions! We offer service in English, 中文, 한국말 services!

🍂Happy Thanksgiving! 🍂

We’ll be closed for the Thanksgiving break from Thursday (11/23) to Sunday (11/26). We’ll resume our regular operations on Monday, 11/27.

Thank you for your continued support! We hope everyone has a wonderful holiday!

🏡💼 Unlock Your Financial Future: Invest in Real Estate Today! 🌟💰

Are you looking for a smart way to grow your wealth and secure your financial future? Consider investing in real estate - it's a proven path to financial success! Here's why you should take the leap:

📈 Steady Appreciation: Real estate has historically appreciated in value over time. By purchasing an investment property now, you position yourself for potential long-term financial gains.

💰 Multiple Income Streams: Real estate investments offer various income streams, from rental income to potential tax benefits. It's like having multiple financial engines working for you.

🏆 Portfolio Diversification: Diversifying your investments is key to managing risk. Real estate provides a tangible and valuable asset to complement your investment portfolio.

🏡 Tangible Asset: Unlike stocks or bonds, real estate is a tangible asset you can see and touch. It provides a sense of security and ownership.

📊 Inflation Hedge: Real estate often acts as a hedge against inflation. As the cost of living rises, so does the value of your property.

🌆 Location Matters: Choosing the right location is crucial in real estate. Invest in areas with growth potential, where demand for housing is strong.

💼 Financial Freedom: Real estate can be a pathway to financial independence. Rental income can cover your mortgage and provide extra income, leading to financial freedom.

🏡 Homeownership Benefits: If you're renting out the property, you enjoy the benefits of homeownership while tenants pay down your mortgage.

🚀 Realize Your Goals: Whether it's retirement planning, funding your children's education, or building generational wealth, real estate can help you achieve your financial goals.

🌟 Start Now: The sooner you start investing in real estate, the more time your investments have to grow and accumulate wealth.

Ready to embark on your real estate investment journey? Don't let opportunities slip away. Contact us today to explore investment properties that align with your financial goals.

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Invest in your financial future with real estate and watch your wealth grow! 🌟🏡💰

🌟 Discover Excellence in Financial Services at Eazzy Consulting! 💼💰

At Eazzy Consulting, we're committed to delivering top-notch financial services that exceed your expectations. Here's why you should choose us for all your financial needs:

💼 Seasoned Experts: Our team comprises seasoned financial experts with a wealth of experience. We bring a deep understanding of financial markets and strategies to help you achieve your goals.

🤝 Personalized Solutions: We believe in one size never fits all. Our solutions are tailor-made to suit your unique financial circumstances and aspirations.

📈 Proven Results: Our track record speaks for itself. We've helped countless individuals and businesses realize their financial dreams through smart planning and investment strategies.

🌐 Comprehensive Services: Whether you need assistance with investments, retirement planning, debt management, or more, we offer a full spectrum of financial services under one roof.

🔒 Your Financial Security: Your financial well-being and data security are our utmost priorities. Rest assured that your investments and information are protected with the highest level of security.

🗣 Clear Communication: We believe in keeping you informed and empowered. Our team ensures transparent communication, so you always understand the strategies and choices you make.

💡 Financial Guidance: Beyond advice, we provide you with the knowledge and insights you need to make informed financial decisions that align with your objectives.

🚀 Unlock Financial Potential: We don't just manage your finances; we help you unlock new financial opportunities, so you can grow your wealth and achieve your dreams.

💼 Your Success, Our Mission: Your financial success is not just a goal; it's our mission. We're dedicated to guiding you on the path to financial prosperity.

Ready to experience financial services that go beyond the ordinary? Choose Eazzy Consulting and take control of your financial future.

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Join the Eazzy Consulting family, where financial excellence meets your aspirations! 💼💰🌐

🏡💰 Unlock the Power of Your Home with Home Equity Line of Credit (HELOC)! 🌟🔑

Your home isn't just a place to live; it's also a valuable financial resource. With a Home Equity Line of Credit (HELOC), you can tap into the equity you've built up over the years for various financial needs. Here's why you should consider HELOC:

💡 Flexible Access to Funds: HELOC offers a revolving line of credit that you can access as needed. It's like having a financial safety net for life's unexpected expenses.

📈 Low-Interest Rates: HELOCs typically come with lower interest rates compared to other forms of credit, making it a cost-effective way to borrow money.

🏡 Invest in Your Home: Use your HELOC to fund home renovations or improvements, increasing your property's value while enjoying a better living space.

🌟 Debt Consolidation: Consolidate high-interest debts like credit card balances into your HELOC, potentially saving you a significant amount on interest payments.

🚀 Investment Opportunities: Use the funds to invest in opportunities like education, starting a business, or other investments that can yield returns.

🏆 Tax Deductible Interest: In many cases, the interest paid on a HELOC may be tax-deductible, potentially saving you money at tax time.

🔑 Easy Access: Accessing your HELOC funds is simple, and you only pay interest on the amount you use.

📊 Financial Flexibility: Whether it's covering education expenses, medical bills, or even a dream vacation, HELOC provides financial flexibility for various needs.

🛡️ Your Home as Collateral: Keep in mind that your home serves as collateral for the HELOC. So, responsible management is key to protecting your property.

Ready to leverage the financial potential of your home? Explore the possibilities with HELOC and take control of your financial future.

💼 Contact us today to learn more about Home Equity Line of Credit and how it can work for you!

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Your home is not just where your heart is; it's a source of financial strength too! 💰🏡🌐

🌟 Discover Why Eazzy Consulting is Your Financial Partner of Choice! 💼💰

At Eazzy Consulting, we're more than just financial advisors; we're your dedicated partners on the path to financial success. Here's why choosing us is a smart move:

💡 Expertise That Matters: Our seasoned financial experts bring years of experience to the table. Whether it's investment advice, loan solutions, or retirement planning, we've got you covered.

🔑 Tailored Solutions: We understand that one size doesn't fit all. Our solutions are customized to your unique financial goals, ensuring you get precisely what you need.

📈 Proven Track Record: Our success stories speak for themselves. We've helped countless individuals and businesses achieve their financial dreams.

🌐 Comprehensive Services: From loans and investments to retirement planning and debt management, our services cover the entire financial spectrum.

🛡️ Your Financial Security: Your financial security is our top priority. Rest assured that your investments and personal information are in safe hands.

🌟 Customer-Centric Approach: We believe in open communication and transparency. You'll always be informed and empowered to make the best financial decisions.

🚀 Seize Financial Opportunities: We don't just advise; we help you seize financial opportunities that align with your goals and aspirations.

💼 Your Success, Our Mission: Your financial success is our mission. We're committed to walking with you every step of the way.

Ready to embark on a journey to financial empowerment? Choose Eazzy Consulting, your trusted partner in financial prosperity. Contact us today to get started!

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Join the Eazzy Consulting family, and let's achieve your financial dreams together! 💼💰🌐

🔍💼 Unlock Financial Success with Our FREE Financial Consulting Service! 🌟💰

At Eazzy Consulting, we believe that financial success should be accessible to everyone. That's why we're thrilled to introduce our FREE Financial Consulting Service, designed to empower you on your financial journey.

💡 Why Choose Our Financial Consulting Service?
✅ Expert Guidance: Our team of seasoned financial experts is here to provide you with personalized advice tailored to your unique goals.
✅ Financial Roadmap: Whether you're saving, investing, or planning for retirement, we'll help you map out a clear path to your financial objectives.
✅ Budgeting Wisdom: Learn the art of effective budgeting and money management, so you can make your income work smarter for you.
✅ Debt Strategies: Discover strategies to tackle debt and achieve financial freedom faster.
✅ Investment Insights: Gain insights into the world of investments, helping you make informed decisions.

🚀 How It Works:

📞 Contact Us: Reach out to our team to schedule your FREE consultation.
🧐 Assessment: We'll assess your financial situation and goals.
📊 Customized Plan: Receive a customized financial plan tailored to your needs.
📈 Ongoing Support: Benefit from ongoing support and guidance as you implement your financial strategy.
💰 Empower Your Financial Future!
Financial success is not just a dream – it's a journey that starts with the right guidance. Our FREE Financial Consulting Service is your ticket to unlocking your financial potential and securing your future.

📞 Ready to get started? Contact us today at 718-539-7999 to book your FREE consultation. Let's embark on this financial journey together!

💼💡 Don't miss out on this opportunity to take control of your finances. Your financial success story begins here!

💼💻 Unlock Financial Opportunities with Online Financial Services! 🌐📊

In today's fast-paced world, financial services have evolved to be just a click away! Introducing our cutting-edge Online Financial Services that bring convenience and empowerment right to your fingertips.

🌟 Why Choose Online Financial Services?
✅ Ease & Accessibility: Manage your finances anytime, anywhere. No need to visit physical branches – everything is accessible online.
✅ Time Efficiency: Say goodbye to long queues! Online services save you time and let you focus on what truly matters.
✅ Comprehensive Insights: Access real-time data and insights about your financial health, investments, and transactions.
✅ Customized Solutions: Personalize your financial journey with tailored solutions based on your goals and preferences.
✅ Secure Transactions: Industry-leading encryption ensures your transactions and data are safe and protected.

🚀 Experience Financial Freedom with a Click!
Ready to embrace the future of finance? Our Online Financial Services are designed to empower you, offering a seamless and secure way to manage your financial life.

Call us 718-539-7999 to learn more and start exploring the world of limitless financial possibilities today!

💼💻 Your finances, your way – discover the world of online financial services now!

🏠 Unlock Your Dream Home with Eazzy Mortgage Loans! 🌟🏡

Your dream home awaits, and Eazzy Consulting is here to make it a reality! Introducing our Mortgage Loan solutions that put the keys to your new home firmly in your hands. 🗝️💼

🏡 Your Dream Home Journey Starts Here:
Eazzy Mortgage Loans offer you the perfect pathway to owning the home you've always envisioned. Whether you're a first-time buyer or looking to upgrade, our team of experts will guide you through the process step by step.

✨ Why Choose Eazzy Mortgage Loans?
🔑 Competitive Rates: We offer competitive interest rates that suit your financial situation, making your dream home more affordable.
💡 Expert Guidance: Our experienced professionals understand the market and will help you find the best mortgage solution tailored to your needs.
📄 Streamlined Process: We simplify the mortgage application process, ensuring a smooth and hassle-free experience.
🌐 Flexibility: Our range of mortgage options caters to various budgets and preferences, ensuring there's a perfect fit for everyone.

🌟 Your Dream Home, Your Way:
Imagine waking up every day in a home that's truly yours. With Eazzy Mortgage Loans, that dream is within reach. Let us assist you in securing the financing you need to start this exciting chapter of your life.

📞 Ready to Take the First Step?
Contact us today to learn more about Eazzy Mortgage Loans and take the first step towards making your dream home a reality!

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Turn your dream home into a reality with Eazzy Mortgage Loans. Let's make your homeownership journey seamless and unforgettable! 🚀🏡💰

🌟 Discover Financial Freedom with Eazzy Consulting! 🚀💼

Looking to unlock your financial potential? Look no further! Eazzy Consulting is here to guide you on your journey to achieving your dreams. 🌠

🔑 Our Daily Offer: "Empower Your Future"
Today, we're excited to offer you an exclusive opportunity to kickstart your financial journey with our expert guidance. Whether you're a business owner, a homebuyer, or simply looking to secure your financial future, Eazzy Consulting has the perfect solution tailored just for you.

💡 Why Choose Eazzy Consulting?
✅ Expert Financial Advice: Our seasoned professionals are committed to understanding your unique goals and offering personalized strategies.
✅ Comprehensive Funding Solutions: From loans to credit cards, we have a wide array of financial products to suit your needs.
✅ Streamlined Process: Our efficient processes ensure quick turnaround times, so you can seize opportunities without delay.
✅ Empowerment through Knowledge: We're not just about providing funds – we're about educating and empowering you to make informed financial decisions.

🌐 Ready to Take the Leap?
Don't miss out on this limited-time offer to empower your financial future with Eazzy Consulting. Contact us today to learn more and take that first step toward achieving your dreams!

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Let's embark on this exciting journey together and turn your financial dreams into reality! 🚀💼💰

🌟 Eazzy Consulting, Steering Your Financial Planning🌟

Navigating the world of finance can be overwhelming, but with Eazzy Consulting by your side, your financial journey becomes a breeze. Here's why you should choose us as your trusted partner:

🔍 Expertise that Matters:
Our team of seasoned financial experts is dedicated to understanding your unique needs and goals. We tailor our services to fit your individual situation, ensuring you receive guidance that truly makes a difference.

💼 Comprehensive Financial Solutions:
Whether you're starting a business, buying a home, or seeking financial growth, Eazzy Consulting offers a wide range of funding products designed to empower you at every step of your journey.

🤝 Personalized Approach:
Your financial situation is as unique as you are. We don't believe in one-size-fits-all solutions. Instead, we work closely with you to create a personalized strategy that aligns with your dreams and aspirations.

⏰ Time-Efficient Processes:
We understand that time is of the essence. Our streamlined processes ensure quick turnaround times, getting you the financial solutions you need when you need them.

💡 Empowerment Through Knowledge:
We're not just about providing funding – we're about educating and empowering you to make informed financial decisions. With Eazzy Consulting, you'll gain the knowledge to take control of your financial future.

🌐 Innovative Approach:
Eazzy Consulting embraces innovation in finance. We utilize cutting-edge technology to simplify processes and ensure a seamless experience for our clients.

🌟 Your Success is Our Priority:
At Eazzy Consulting, your success is what drives us. We measure our success by your achievements and financial growth. Your goals become our goals, and we're committed to helping you reach them.

Ready to embark on a journey of financial empowerment? Choose Eazzy Consulting as your partner and experience the difference that personalized guidance and comprehensive solutions can make.

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🏠 Unlock Your Home's Hidden Potential with Cash Out Refinance! 🌟

Is your home more than just a place to live? It's a valuable asset that can help you achieve your financial goals. Introducing Cash Out Refinance – a smart way to tap into your home's equity and turn it into cash for your dreams and needs! 💰💼

🔑 What is Cash Out Refinance?
Cash Out Refinance allows you to refinance your existing mortgage for an amount higher than what you currently owe. The difference between the new loan amount and your current mortgage balance is handed over to you in cash – ready to use as you please.

🎯 Why Choose Cash Out Refinance?
💡 Financial Freedom: Use the cash to pay off high-interest debts, invest in a new business, fund home improvements, or even pursue higher education.
🏡 Home Enhancements: Upgrade your living space, renovate your kitchen, add that dream swimming pool, or transform your home into your personal haven.
💰 Consolidate Debt: Merge multiple high-interest debts into a single, more manageable monthly payment, saving you money in the long run.
🌐 Investment Opportunities: Turn your equity into a valuable resource for investments that can yield higher returns.

🌟 Experience the Eazzy Way:
At Eazzy Consulting, we simplify the process of Cash Out Refinance. Our team of professionals will guide you through every step, ensuring a smooth and hassle-free experience.

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🌟 Eazzy Consulting: Your Pathway to Financial Empowerment! 🌟

Are you ready to embark on a journey towards your financial goals? Look no further, because Eazzy Consulting is here to guide you every step of the way! 💼💰

🌐 Our Offerings:
🔸 Start-Up Loans
🔸 Business Line of Credit
🔸 Cash Out Refinance
🔸 Home Equity Line of Credit (HELOC)
🔸 Bridge Loans
🔸 And more than a thousand of solutions!

📞 Contact Us Today by 718-539-7999!

We provide customized financial solutions to reduce the burden on individual customers and help small and medium-sized businesses meet their financial goals and expand their business. ​👏👏

Eazzy Consulting promises a variety of financing solutions for clients, including fast microfinance products, commercial credit limits, commercial loans, or home sales loans, through a network of relationships with local banks, national banks, and private investors in 50 US states.💯💯💯

想要贷款买房？因为贷款利率高望而却步？实际上你可能错过了优质投资机会！聪明的投资者总是能看到好的增长回报，实际上现在的高通胀让你的钱贬值很快！房子会升值，钱会贬值，你要选哪个呢？

免费咨询电话：718-539-7999

Want a loan to buy a house? Backed down due to high loan interest rates? Actually, you may have missed out on high-quality investment opportunities! Smart investors always see good growth returns, but in fact, the current high inflation is causing your money to depreciate quickly! The house will appreciate and the money will depreciate. Which one do you want to choose?

Free consultation hotline: 718-539-7999

等等，这位纽约人才！ 我们正在寻找你！ 如果你对以下职位感兴趣，欢迎直接私信或发送简历至[email protected]。我们的HR专员会联系您！
1) Office Assistant
2) Sales Associate
3) Business Development

If you want to reduce the monthly mortgage payment, negotiate a lower interest rate, or renegotiate the number of years (or term) of the loan, come to us! We provide HELOC services.🤑🤑🤑