Christopher Patille - CrossCountry Mortgage

New Year, New Me! As I reflect on 2023 I look past the losses, failures, and missed opportunities and only look forward to what is in front of me and what I can control.

The Mortgage Game is not an easy one and as I go into my 13th year I reflect on all the good I have done and thousands of families I have helped over my career. I am refreshed and vibrantly ready for what 2024 has instore. The Path to Homeownership is alive and well this year and can’t wait to help my clients dreams come true!

I wanted to thank all of my Clients, Referall partners as without you I would not have the business I have built today , my Team at Cross Country Mortgage and of course my family as they deal with the late nights, early mornings and me being on the phone 24/7.

We only get one life. My purpose is clear, I am here to help with all your mortgage, pizza and referral connecting needs! Cheers to a bright new year and photoshop for bringing my headshot up to the current decade.



📱- 302.229.7124
📧- [email protected]
💻- www.mylenderchris.com

Saucey’s Pizza 🍕
12 E Market St
West Chester, PA
“Home of the Sweet & Sassy”

According to Freddie Mac, 33% of Latinos aged 45 and under have the credit characteristics to qualify for a mortgage. This group also has the largest near mortgage-ready population of any racial or ethnic group. Read more here http://spr.ly/6180P4EWr

Have you heard of private mortgage insurance (PMI)? Depending on your loan scenario, these monthly payments are usually rolled together with the monthly mortgage payment. Read to learn if it can apply to you http://spr.ly/6187PhXJJ

Homebuying Latinos clearly want to start putting down roots early on!

According to the 2022 State of Hispanic Homeownership Report, they are the youngest homebuying generation. Learn more in the report http://spr.ly/6181P2TEc

How much are you comfortable paying every month on your mortgage? Read our new blog to learn how to make that decision – and we’ll be here to help you get the right payment

crosscountrymortgage.com

We explored all the data found in the annual State of Hispanic Homeownership Report released by our friends at the National Association of Hispanic Real Estate Professionals®️ (NAHREP).

And what did we learn? Latinos are rapidly forming new households! Learn what else we found in the report http://spr.ly/6184P2TEa

Want to improve your credit score? Follow this checklist of tips, including paying bills on time, reducing debt, and limiting new credit inquiries: http://spr.ly/6184PxdMg

Older buyers were willing to pay more for a previously-owned home if the overall value was high. When the quality of homebuying options improves, we can help your clients realize their buying power! http://spr.ly/6180PyhZn

Your debt-to-income (DTI) ratio is very important when being considered for a home loan. Find out how to calculate your DTI:

crosscountrymortgage.com

Want to make your home loan process as simple, swift, and straightforward as you can? Start the process as soon as possible. Get in touch with us today!

Older Millennials REALLY didn’t want to deal with these issues! 54% percent of them listed that as a reason to buy new. If inventory is low in your area, bring new construction to the table with this age group! Read more on our blog. http://spr.ly/6182PyhZk

Starting off September strong with the first 1 of 12 on the books. Super smooth transaction from start to finish! If you’re looking to buy or refinance give me a call let’s go over some hassel free options!

Temporary buydowns are giving more sellers and buyers a tool to close their deal. A 2-1 buydown program is one such way to win with your home. Learn more http://spr.ly/6182Pxueu

July heat is often unpleasant – and the homebuying conditions matched. With national existing home sales falling 2.2% in the second month of summer, let’s discuss ways to make next month’s forecast feel comfortable for your clients.

It’s time to break the down payment barrier. We’ve paired down payment assistance with an FHA loan for a 0% down payment home purchase. Let’s get started - get in touch today!

When inventory fluctuates, homebuyers might flock to their plan B – new construction. The factors driving those decisions were primarily personal for all generations, according to the NAR® report. No matter how your clients want to bring their dreams to life, we have a loan to match their situation. http://spr.ly/6184PsdmC

As your home’s value builds over time, a home equity line of credit (HELOC) is a way to increase it even more. Learn the requirements, benefits, and other factors to consider: http://spr.ly/6183PscZL

There must be something right about the 3 bedroom 2 bathroom floor plan. It’s considered not too big and not too small across all generations. Whether it’s 1 or 2 stories, you’re likely to make future homebuyers happy with this option! http://spr.ly/6188PyhZK

Turning your primary residence into a rental property can be done. Keep in mind the legal and financial implications behind assuming a landlord role. Read our article to decide if you should rent your home out. http://spr.ly/6182PW93n

The single-family home made up 79% of all homes purchased and was most common among all generations. Buyer tidbit: The Silent Generation continues to purchase apartments and condos at higher shares than other age groups. Read our blog for more details. http://spr.ly/6184PyhZG

Do you feel ready to buy a house? If you are, then this is just the beginning of your journey! Here's what you need to know before you get started.

Christopher Patille - CrossCountry Mortgage

With almost 60% of metro markets registering home price gains last quarter, affordability is still the name of the game.

Whether your clients are ready to buy or need a little help, we’re ready to help them win. Contact us to learn how.

Mortgage pre-approvals typically last 30 to 90 days. But what decides that length? And can it be extended? Get the answers:

crosscountrymortgage.com

It’s expected that a larger grouping of Veteran buyers will be older (age 77-97), but we’d like to highlight the percentages representing younger Veteran buyers as well. Learn more about your generational buyers on our blog! http://spr.ly/6181PyTnv