James Chongling at Guaranteed Rate

Yes it’s the weekend but I’m available and working for YOU!

✅ Same Day Approval
✅ In House Grants
✅ DPA Approved
✅ Competitive Jumbo Products
✅ Average 15 Day closings on purchases
✅ in house DSCR & Bank Statements Loans
✅ Trusted name in the community

Do it once not twice when choosing who you work with! Guaranteed Rate Delaware

DM or call me for more details on how you can get your next home, investment or commercial loan!

Always working for my realtors and clients. Don’t hesitate to reach out as I’ll be working just like you!

Collaborate with the right team because it matters!

🚨Did you know at GRATE???🚨

✅ In-House Grant Funds for FTHB
✅ DPA approved for all states
✅ Jumbo 10% down options
✅ VA loans 100% financing
✅ In-house Bank statement loans for S/E borrowers
✅ DSCR loans
✅ My Rate App (QR below)
✅ Same Day Mortgage Approvals
✅ Soft Pulls on all preapprovals no hard inquiries
✅ 15 Day average closings
✅ GR HELOCs

Call, DM, or scan my QR code for options to be preapproved.


Guaranteed Rate Delaware James Chongling at Guaranteed Rate

📣 Grant program for my buyers 📣

The real estate market are seeing unprecedented times no doubt, BUT we are pivoting and always finding ways to help and support our communities and clients! Grab a coffee with me and learn more.

HomeReady First
✔️ Grant up to 8k
✔️ $500 credit toward appraisal fee
✔️ No income limits

DM or call 📞 Now the time to still make buyers dream a reality. GRate of Delaware James Chongling at Guaranteed Rate

📣 MARKET UPDATE 📣

I’ve had quite a few people inquire about the market and rates. As we heard or seen the market has been very volatile the past couple days with rates rising. Well we have a solution for that!

Guaranteed Rate has always been a leader in the market and always tend to find ways to adapt and pivot. With that being said I can offer my clients and referral partners a program called “Lock & Roll” which will give YOU the ability to lock in at pre approval stage while you shop for a property BEFORE signing a purchase contract. This goes for conventional, high balance loans, and government loans. Does NOT work for any state DPA programs.

DM or call me 📞 about this so we can secure you in a rate with a piece of mind while you shop!
GRate of Delaware James Chongling at Guaranteed Rate


Guaranteed Rate
James Chongling
P: 302-250-1981

Looking forward to meeting and greeting anyone that wants to sit down and discuss real estate

Interested in taking advantage of down payment assistance from Delaware State Housing Authority?

Stop by Kaffe Karma this Thursday and have some tea with Crystal Burnett, Realtor & James Chongling at Supreme Lending as they answer all of your real estate market and lending questions! ☕️🏡🔑 They will give you the inside scoop of DSHA’s Home Sweet Home program and Delaware Diamonds program!

Have a quick 15 minute consultation with them to discuss your needs and set your real estate goals for this year. Also, get an on-the-spot pre-approval from James, regional manager of Supreme Lending!

All you need to bring with you are:
W2’s and tax returns for the last 2 years
Recent Paystubs
Bank Statements
Any other supporting income documentation

They will be there 11am to 1pm on Thursday 2/8! It will be first come first serve, however if you want to pre-book an appointment, feel free to reach out to us!

Don’t let credit hold you back! Call or DM and see how we can help boost your scores high effort to get you approved.

According to CoreLogic, home prices rose 18% this year, so it’s likely that your home’s value went up as well. Tap into that extra equity with a cash-out refi to help you pay for a renovation, consolidate student debt or even buy a second home.*CoreLogic Home Price Index, 2021

- https://www.rate.com/cash-out-refinance?LOID=

Home values have soared 18% in 2021*, giving you more equity to tap into. Now’s the time for a cash-out refi with interest rates still so low. See how much you could get. *According to CoreLogic Home Price Index, 2021

- https://www.rate.com/cash-out-refinance?LOID=

Congrats to my buyers on their new home as they embrace their journey together

Congrats to Lexie Reeve a our clients to a successful settlement for this couple!

Team work always make the DREAM WORK! 🙏🏽

I finally settled on my first listing! 🎉

and I worked on this listing together and worked his magic to make sure we saw this through all the way to the end. As is turned out not to be as easy as we thought, we made it to the closing table and that’s all that matters. Patience and teamwork really makes the dreamwork!! ✨

In a few weeks we will be settling on the sale of their new home!

🏡💜