CPM Federal Credit Union - North Charleston

Summer adventures on a budget? It's possible! 💼✈️ Explore our top tips for wallet-friendly travel, from leveraging frequent flier miles to staying with friends and family. Let's make unforgettable memories without breaking the bank! 🌍

Reminder, all CPM Federal Credit Union locations will be closed tomorrow, Wednesday, June 19th for Juneteenth. We will be back open for business on Thursday!

👨‍👧‍👦 Happy Father's Day to all the amazing dads out there! 🎉 Today, we celebrate the fathers who teach us invaluable life lessons, from financial wisdom to everyday advice. Here's to the dads who inspire us to save smart, spend wisely, and give generously. We appreciate everything you do! ❤️ Share your favorite money tips from your dad in the comments below!

All CPM Federal Credit Union locations will be closed on Wednesday, June 19th for Juneteenth. We will be back open for business on Thursday!

Join us on June 18th at 12PM EST for a webinar on Navigating Financial Wellness! 🌟 CPM Federal Credit Union will highlight financial counseling options and education resources. Register now for valuable strategies to enhance your well-being. Don't miss out! Register Here: https://register.gotowebinar.com/register/8027030157618372445

Looking for fun and affordable summer activities for the family? Dive into the season with these budget-friendly ideas! From swimming at community pools to exploring local museums, there's something for everyone to enjoy without breaking the bank. Let's make the most of summer together! ☀️

🚗✨ Not all heroes wear capes! To the educators, law enforcement, EMS, nurses, and doctors who dedicate their lives to making our community better—thank you! ❤️ As a special token of our gratitude, we're offering 0.50% off your qualified rate on any auto loan. 🚘💰 Swing by our website or your local CPM branch, mention the Hometown Heroes Auto Loan Special, show proof of your hero status, and drive away with a lower rate and a big smile! 🌟 Visit us today and save more! 💙

Celebrating our collaboration with One11! Meet Richard Zakery Dearinger “Zak”, Managing Partner and LPL Financial Advisor, with extensive experience in financial planning. Backed by a seasoned team dedicated to providing top-notch financial advice, Zak is committed to meticulously managing and implementing financial plans to reduce stress and enhance the financial well-being of our clients. Trust Zak and his team to exceed your expectations and guide you towards financial success!

Our CPM team had a fantastic evening with our amazing Fire Chiefs! Engaging conversations and a delicious dinner made for a memorable night. Thank you for having us!

All CPM Federal Credit Union locations will be closed on Monday, May 27th for Memorial Day. We will be back open for business on Tuesday!

Building good financial habits can transform your financial health and help you achieve your goals! 💰

Impulse Buying? Try these tips:

Use a shopping basket for small trips 🛒
Opt for lane vs machine to avoid temptation
Wait 15 minutes before buying non-essential items ⏳

💡 Not Saving Money? Here’s how to start:

Set up automatic transfers to your savings account 💸
Use apps to round up and save spare change 📱
Include saving as a budget line item 📊

Remember, it takes about 21 days to form a new habit. Stay consistent and watch your financial well-being improve!

This Mother's Day, show your love without breaking the bank! 💐 Cook a homemade brunch using colorful veggies to create a fancy yet affordable meal. Opt for full but affordable flowers, like bright daisies, to bring joy without overspending. Choose a meaningful activity or gift that aligns with Mom's preferences—think pampering or quality time together. Remember, it's the thought that counts! Celebrate Mom thoughtfully and financially smart this year. 💕

🌱 Discover the essence of wellness without breaking the bank! 💸 Focus on simple habits like meditation, accessible through free resources online. Stay informed with podcasts covering mental and physical health. Find free workout videos online to stay active at home. Most importantly, nurture connections with loved ones for a happier, healthier life—no expensive products needed!

🛑 Protect Yourself from Scams! Here are 4 important tips to keep your information safe: 1️⃣ Never give out personal info to unknown callers—write down the number instead. 2️⃣ Google unknown numbers to check for scam reports from others. 3️⃣ Verify caller claims by using official contact info from trusted sources like your credit union's website. 4️⃣ Be cautious of email or mail requests for sensitive info—reach out directly to institutions for verification. Stay informed and safeguard your financial security! 💳

Celebrate Cinco de Mayo while saving dinero! 🌮 Here are some savvy tips to spice up your savings: Plan meals using common ingredients, buy in bulk for discounts, bring reusable bags for incentives, and use digital coupons to save on groceries. Grow your own produce or shop at farmers markets for fresh, affordable options. Save money while enjoying the festivities!

May the Fourth be with you! 💫🌌 Have you ever wondered which Star Wars character is best at saving money? Comment below with your pick! Let's celebrate financial wisdom in a galaxy far, far away.

Join us on May 15th at 1pm EST for a webinar on improving financial and mental health! 🌟 Hear inspiring stories and practical tips from GreenPath clients, and gain insights from Personal Financial Expert Jasmine Paul. 💰 Register now for valuable strategies to enhance your well-being. Don't miss out!

Register Here: https://www.greenpath.com/wellness-education/event-exploring-the-link-between-mental-and-financial-health/?utm_source=partner&utm_medium=credit_union&utm_campaign=feedly_embed&utm_content=recorded_webinars

🛡️ Stay safe from credit card fraud with these top tips: 1️⃣ Monitor your spending and report suspicious charges immediately. 2️⃣ Only shop on secure sites—look for "https" or a padlock in the URL. 3️⃣ Keep your credit card info off your devices and memorize your PIN. 4️⃣ Lost your card? Report it ASAP to prevent misuse. 5️⃣ Always double-check the security of online transactions. Protect your pocketbook and peace of mind! 💳

🚗 Thinking of getting your own car? Start saving early to reduce your loan amount and explore all your options—whether buying or leasing. Always compare loan APRs before you decide and negotiate based on the total cost, not just the monthly payments. Drive your dream car without breaking the bank! 🚘💸

Protect yourself from phone and other scams with these smart steps! 🚫📞 Don't fall for tricks—never give out personal info to unknown callers. 📝🔍 Do your detective work: Google suspicious numbers and verify claims through official sources. 💼💳 Don't panic! Take your time to confirm before sharing sensitive information. With these tips, you'll be scam-savvy and secure.

📢 Calling all CPM Federal Credit Union members! 📢 Don't miss out on your chance to shape the future of our credit union. Join us on June 22nd at 10AM for our annual meeting, either in-person at CPM Federal Credit Union or virtually. Want to run for the Board of Directors? You can be nominated by the Nominating Committee or by petition. Petitions due by May 13th, 2024, so act fast! Details at cpmfed.com. Let's make a difference together!

Unlocking financial literacy for kids starts early! 🌟 From discussing prices at the supermarket to setting up allowances, we're empowering the next generation with smart money habits. 💰💡 Start the conversation, let them earn, and offer positive incentives to nurture their financial skills. Remember, it's never too soon to start building a bright financial future!

The Maxx Money Club 🎉 Designed for kids aged 0-13, this dividend-bearing share savings account offers a world of benefits! From birthday surprises to report card rewards, there's something special for every young saver. Plus, children under six months receive a $5 gift from CPM when their account opens! Join the fun and start saving for the future with us.

💡 Stay one step ahead of identity thieves! 💳🔒 Be vigilant against common scams like smishing and disguised phone calls. Protect yourself by installing security software, avoiding unfamiliar links, and securing your social media profiles. Remember, trust your instincts and verify identities before sharing sensitive information or sending money.

For more on this and other topics, visit our financial education page! https://www.cpmfed.com/financial_education/

Teaching kids about money doesn't have to be boring!

🐷 Spark their interest with fun and effective strategies like using piggy banks with different slots for 'save,' 'spend,' 'invest,' and 'donate.'
💸 Saying 'no' to impulse buys can instill valuable lessons about the worth of money, while sparking conversations about their wants and needs.
🔍 Encouraging curiosity about various careers early on can inspire future success and financial stability.
🛍️ And don't forget to help them organize their savings plans for those fun items they've been eyeing!

🌟 Level up your money game with CPM NeXGen! 💸 Start your journey to financial independence today with our teen-friendly accounts designed just for YOU. From savings perks like monthly dividends to rewards for those stellar report card grades, we've got your back every step of the way. Plus, with NeXGen Checking, enjoy the freedom of no monthly fees and a VISA© Debit Card with cool controls. Let's make money management as easy as acing your favorite subject! 🚀

Find out more here: https://www.cpmfed.com/cpmnexgen/

🌑 Today's the day! ☀️ Don't miss out on the celestial spectacle of the eclipse! Snap some stellar shots and share them with us. 📷

Exciting News!

We have a brand new Call Tree Menu for our Contact Center! 📞

We're thrilled to announce the launch of our upgraded call tree, designed with YOU in mind! Say goodbye to extended menu options and hello to a smoother, more efficient member service experience.

Our new Call Tree Menu offers:
🌟 Streamlined options tailored to your needs
🚀 Faster access to the right agent
💡 Enhanced efficiency for resolving queries
😊 Improved overall member satisfaction

Next time you call us, simply follow the prompts to quickly connect with service you require. Your time is valuable, and we're committed to making every interaction with us as seamless as possible! 🕒

Try it out today and let us know what you think! Your feedback helps us continue to improve and provide the best service possible.
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🔍 Did you know? CPM Federal Credit Union has your back with over 1,100 surcharge-free ATMs across South Carolina and a whopping 65,000+ nationwide! 💳 From Target to Walgreens, CVS to Publix, we've got you covered. Fun fact: We offer more ATM locations than Bank of America and Wells Fargo combined!

📍 Want to find the nearest surcharge-free ATM? It's easy! Just text your address, intersection, or zip code to 91989. Convenience at your fingertips!