NaTasha Aramis, Realtor
I help urban professionals and single women build their wealth through buying, selling and investing.
I help urban professionals and single women build their real estate wealth through strategically buying, selling, and investing in Tarrant County.
YOU WILL BE A HOMEOWNER in the next 6 MONTHS ‼️
Claim It🙏
🏡 🏠 🔑😊….and call me to assist
NATASHA VINSON, Realtor ®️ MRP
📞520.678.8260
📧[email protected]
NaTasha Vinson Closing Deals In Heels
Looking for an appraiser that works in Tarrant County
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New Homes from NaTasha Vinson Search the largest collection of New Homes, courtesy of NaTasha Vinson at https://www.showingnew.com/natashaaramisrealestate
IF YOU DO NOTHING ELSE, put a beneficiary on all of your financial accounts like checking savings CDs, Life Insurance, investments etc. You don't need a will for them to get to your money, just a death certificate. And make a list, preferably by hand instead of your computer, either give it to your trusted person, spouse or put it in your security box at the bank. If the person doesn't know you have a savings account or a CD at XYZ Bank, they can never go get the money. Make sure you have a trusted person that is a signer on the security box at the bank.
🗣 IMPORTANT information to get your affairs in order‼️
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.
👨👩👧👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.
🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.
🛍Last Will and Testament: Designates to whom personal belongings will go to, who the Administrator will be. But if you have a beneficiary on any of your financial accounts, that will override a will. For instance if you say I leave all of my possessions to my daughter Susie, but on your savings account the beneficiary is your best friend, then the money goes to your best friend
🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
Make sure heirs know where life insurance policies are located. 📂
📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!
🚗 Make sure you have titles for all vehicles, campers, etc!
Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
My hope is that the above list at least helps you start an important conversation with your loved ones...
(REPOST-I DID) and it’s a very necessary conversation
Life Financial Hacks!!!
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. 🚙
Get you an LLC (incorporate your name!!) and run it as an S Corp. Add yourself and your kids as employees and avoid pay the 15.3% self-employment tax. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks and the SBA. Also no fees. Recently some got the PPP or EIDL
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! 💰
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes (depending on your market) every year and in 4 years all ten of you are homeowners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
***If 10 people copy and repost this on their pages and groups and spread financial literacy, just think of the effect!
When I tell you I am happy for my client (friend/big sis), I am HAPPY. Yesterday she SOLD, today she BOUGHT…..as a single mom!! So motivating to see and be apart of this journey. As a realtor you are always grateful when people actually choose you.
Yall help me congratulate this amazing woman/mom. Prime example when I preach “leave a legacy”.
A realtor’s favorite email
CLEAR TO CLOSE 🎉🎉🎉
I’m so excited for my client….on to the next chapter.
When land is being sold y’all need to pay attention and tap in!
Historic Southside of Fort Worth
5550 sq ft residential lot
Asking price $60k
DM me for more information
Let's go tour this ASAP!
Listing Price: $575,000
Schedule a showing and request more information here: https://natashavinson.chime.me/d8qwajeb
Its the pool for me......
Denton, TX 76210
Listing Price: $550,000
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Cute & Cozy!!
Coppell, TX 75019
Listing Price: $689,500
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Super Cute!
Coppell, TX 75019
Listing Price: $494,900
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Colleyville, TX 76034
Listing Price: $1,100,000
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Colleyville, TX 76034 just hit the market!
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New Listing Price: $546,208
Haslet, TX 76052 is a fantastic property with 4 bedrooms and 3.0 bathrooms.
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Look what came in the mail today. Can’t wait to dive in !
Don't miss your chance to own this hot property!
6405 Riviera Drive - MLS#20340712 - NaTasha Vinson - The Simara Group View photos and detailed information for 6405 Riviera Drive, MLS #20340712, don't miss your chance to own this hot property!
New Listing Price: $411,705
North Richland Hills, TX 76182 is a fantastic property with 3 bedrooms and 3.0 bathrooms.
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Coming Soon Anna Texas 📍
3 bed
Study
2 bath
$375,000
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Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.
Get your guide Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.
Grand Prairie, TX 76065
Listing Price: $533,000
Schedule a showing and request more information here: https://natashavinson.chime.me/d8qupurd
Listing Address: 145 Shady Dale Lane, Coppell, TX 75019
Listing Price: $1,299,000
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New Listing Price: $995,000
521 Halifax Lane, Coppell, TX 75019 is a fantastic property with 5 bedrooms and 5.0 bathrooms.
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New Listing Price: $869,000
1419 Biltmore Court, Coppell, TX 75019 is a fantastic property with 4 bedrooms and 4.0 bathrooms.
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4925 Davis Boulevard
North Richland Hills, TX
76180
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