Federico Montoya l NMLS #319786

Dream big, borrow wisely! 🌟 Unlock the potential of your home equity to fuel your next business adventure! A HELOC might just be your key to unlocking new opportunities. Let's talk about turning your home’s value into your business venture's advantage. 💼🏡
https://myoc.io/federicomontoya

5.0 star review received on Experience.com for Federico Montoya by Manuel D J P M - I was constantly informed about my mortgage changes and the best options to take. Thank you so much for all your help.

New ★★★★★ 5 Star Experience.com Review by Manuel D J P Click to see all 313 reviews of Federico Montoya, Sales Manager | NMLS # 319786

5.0 star review received on Experience.com for Federico Montoya by Guillermo A S - Patient great communication

New ★★★★★ 5 Star Experience.com Review by Guillermo A S Click to see all 312 reviews of Federico Montoya, Sales Manager | NMLS # 319786

5.0 star review received on Experience.com for Federico Montoya by Oscar A G - Experience, communication.

experience.com

Today's higher interest rates shouldn't be holding you back from buying your dream home if you're in the market. There are many different financing options to consider in a high-rate market. Let's discuss!
https://myoc.io/federicomontoya

Wave goodbye to high-interest debt and hello to smart consolidation with our HELOC options! 💡 ➡️✨ Unlock the value in your home to streamline your finances and breathe easier. Why juggle when you can simplify? Let's chat about making your home's equity work for YOU! 🏡💼
https://myoc.io/federicomontoya

Here are a few things you'll want to avoid before and during the mortgage process.
https://myoc.io/federicomontoya

Unlock the value in your home without unlocking your front door 🏡✨. Dive into financial stability with our HELOC loan options. Let's turn your home equity into opportunities together. 🌟 Ready to explore? Let's chat!
https://myoc.io/federicomontoya

🌟 Honored and Grateful! 🌟
I’m incredibly proud to share that I’ve been recognized as one of the Top 250 Mortgage Originators by the National Association of Hispanic Real Estate Professionals! 🎉
🏅 #197 Nationwide
🏔 #72 in the Mountain Region
📍 #3 in Colorado
A heartfelt thank you to my amazing clients, partners, and team for your unwavering support. This achievement wouldn’t have been possible without you!
Here’s to continuing to help families achieve their homeownership dreams!

Call me today to see if you qualify for a monthly mortgage payment cheaper than your rent.
https://myoc.io/federicomontoya

Today, we celebrate Juneteenth, a celebration of freedom and resilience.🌟 Let’s celebrate progress and commit to making a difference every day.

5.0 star review received on Experience.com for Federico Montoya by Ryan L S - We were so happy to work with Federico, Alan and the rest of the team!

New ★★★★★ 5 Star Experience.com Review by Ryan L S Click to see all 310 reviews of Federico Montoya, Sales Manager | NMLS # 319786

Happy Father’s Day from Synergy One Lending! 🎉👨‍👧‍👦 Today, we honor all the amazing dads who make home a special place. Thank you for your love, hard work, and dedication. Enjoy your day! 🏠💼

Generally speaking, owning a home is considered a good investment compared to renting because you can build equity.
https://myoc.io/federicomontoya

5.0 star review received on Experience.com for Federico Montoya by Bettina H O - You help in all the process and provide the right information no about to get the money you are very professional as the first person that talks if I had all rights documents to qualify for the loan also explain the changes program that are at this moment
Thank you
Bettina

New ★★★★★ 5 Star Experience.com Review by Bettina H Click to see all 309 reviews of Federico Montoya, Sales Manager | NMLS # 319786

Unlock the hidden potential in your home 🏡💡! A Home Equity Line of Credit (HELOC) can help you finance your dreams, from remodels to big adventures. Let's chat about turning the keys to your home into the next big step towards your goals. 🗝️✨ Contact me to explore your options!
https://myoc.io/federicomontoya

A low debt-to-income (DTI) ratio demonstrates a good balance between your debt and income. The lower your DTI ratio, the better your chances are for getting approved for the loan you want.
https://myoc.io/federicomontoya

At Synergy One Lending, we offer mortgage solutions that fit your unique needs. Let's make your homeownership dreams a reality – no need to break the bank!
https://myoc.io/federicomontoya

5.0 star review received on Experience.com for Federico Montoya by Brittney A - Federico went above and beyond to ensure everything with my process felt smooth and not so stressful. He would explain everything very well even when I asked the same question multiple times.

New ★★★★★ 5 Star Experience.com Review by Brittney A Click to see all 308 reviews of Federico Montoya, Sales Manager | NMLS # 319786

Unlock the power of your home’s equity with our fixed-rate HELOC! 🏠💰 Dream big and let your home fund your ambitions. Whether it’s remodeling for your dream kitchen, consolidating debt, or covering college costs, we’re here to help you make it happen. Contact me to explore your possibilities!
https://myoc.io/federicomontoya

June is National Homeownership Month! 🏠✨ To celebrate, Synergy One Lending is offering first-time home buyers a $500 credit towards closing costs. Additionally, our Renters Advantage Program allows your positive 12-month rental history to be considered during the homebuying evaluation process. It's the ideal time to make your homeownership dreams come true! 🎉🔑

With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, payments on an ARM loan will likely change. There are advantages and disadvantages to each type of mortgage, and the best way to select a loan product is by talking to us.
https://myoc.io/federicomontoya

Unlock the potential in your home 🏠💼! Say hello to limitless possibilities with our HELOC loan and get up to $400k! Whether you’re dreaming of a new kitchen, consolidating debt, or funding your next big adventure, we're here to make those dreams a reality. 🌟 Ready to turn your home equity into opportunities? Let’s chat!
https://myoc.io/federicomontoya

5.0 star review received on Experience.com for Federico Montoya by Deejay J - Quick shipping, product just as described

New ★★★★★ 5 Star Experience.com Review by Deejay J Click to see all 307 reviews of Federico Montoya, Sales Manager | NMLS # 319786