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What kind of legacy do you want to leave to your loved ones?

The 30% rule is a popular piece of personal finance advice, guiding Americans on how much of their monthly income should be allocated to housing costs. But these days, not everyone follows that advice.

The 30% rule for housing costs is ignored by 76% of Americans — is it time to revisit this budgeting technique? “The more money people spend on housing, the less they have for essential bills."

Understanding the options between buying and leasing a car can save you money.

Is Leasing a Car Cheaper Than Buying? Know the Costs

New York Life’s RISE The Empowerment Plan aims to provide greater financial awareness as a foundation for building generational wealth for African American families. To learn what wealth-building strategies are right for your family’s needs, contact me today.

We need to increase awareness and enhance education to get people the coverage they need.

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

Types of Income the IRS Doesn't Tax

If you are the child, spouse, or domestic partner of a frontline healthcare worker who lost their life due to COVID-19, we want to support your educational goals. Cofounded by New York Life, the Brave of Heart Fund is now offering scholarships ranging from $5,000 to $25,000, with funds guaranteed to all eligible applicants. Most recipients can reapply for scholarship support each year through the 2026–27 school year. Apply by October 7, 2024, and take the next step toward your future.
If you’re a high school senior, current undergrad or grad student, or you’re looking to resume college after time off—visit the link to learn more, check eligibility details, and apply.
https://bit.ly/4cUIgia

"Some people want it to happen, some wish it would happen, others make it happen." ~Michael Jordan

Here are some of the differences between term and permanent life insurance. And depending on your circumstances and financial goals, sometimes getting both term and permanent life insurance is the answer.

Mastering Family Business Dynamics
Succession planning for family owned enterprises is not just a business necessity; it's a commitment to preserving family harmony and ensuring the longevity of the business. Addressing the complexities of family dynamics and making informed, transparent decisions can help family business owners minimize future conflict both in the boardroom and in the family room. This article, by estate planning attorney Patricia Annino, provides basic principles and best practices for mastering family business dynamics. https://bit.ly/3MyCyrn

Great news! New York Life just announced that 2024 will be the 170th consecutive year that eligible participating policy owners receive a dividend. Even better, the declared dividend is $2.2 billion! Want to know why that's important? I'll be happy to explain.

New York Life declares company record. We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

When you envision your perfect future, what do you see? Starting a business? Raising children? Traveling the world in retirement? For me, it's helping those in my community live the life they've always imagined. As a New York Life financial professional, I've helped countless individuals in the LGBTQ+ community build their financial futures. Reach out, and let's get to work on yours.

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Think life insurance is too expensive? You may be surprised to hear that that you can get a $1 million term policy for less than the monthly cost of your cell phone. Want to know more? Just give me a call.

Term Life Insurance | New York Life Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

Life is a journey; make sure to protect your own path financially with life insurance.

From CDs to annuities, there are a lot of ways to save for retirement. The key is choosing the right strategy. I can help make sure you're saving the right way for the goals you want to achieve. Reach out, and let's make sure your retirement is picture-perfect.

Happy Labor Day! Let's take a moment to celebrate the dedication and perseverance of all workers. Whether at home or in the office, your hard work truly makes a difference.

Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
https://bit.ly/47cDjjx

What are some of the steps you take to achieve your biggest goals?

September is Life Insurance Awareness Month, created and coordinated by Life Happens, a life insurance awareness nonprofit. This month and beyond, we’re committed to educating consumers about the importance of life insurance. Make sure to stay tuned for our educational content this month.

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Single parents deserve all the respect—and help—they can get. While there’s no checklist for what to do when you become a single parent, I can help you with the financial solutions you need to give them the life they deserve.

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What are some positive habits that help you excel in life?

The minimum credit score for a mortgage loan depends on the type of loan you’re applying for. Here’s how they work.

What Credit Score Is Needed to Buy a House? Understanding how lenders use credit scores can give you an edge when you apply for a mortgage loan.

What have you done in the past that has paved the way for your success today?

Millennials' finances are a mixed bag, with some hit incredibly hard by the 2008-09 Great Recession or COVID-19 pandemic, while many have since earned good jobs, engaged in smart retirement planning and secured what may be the last truly low mortgage interest rates on homes.

I’m a Millennial in Great Financial Shape — 11 Steps I Took To Get Here Millennials' finances are a mixed bag, with some hit incredibly hard as young workers during the Great Recession of 2008-09 and others suffering during the COVID-19 pandemic. Yet many millennials have...

"Children have never been very good at listening to their elders, but they have never failed to imitate them." —James Baldwin. What are some of your habits that you would want others to adopt?

According to the latest Wealth Watch survey, Gen Xers reported the highest levels of anxiety and the lowest levels of hope regarding their finances when compared with other generations. Read the full report here and let’s come up with a strategy for you.

Wealth Watch: Gen Xers are the most worried about their financial health. New York Life's latest Wealth Watch survey reveals Gen Xers are the most worried about their financial health.

Grief is a complex journey. The emotional, mental, and physical reactions to personal loss can be difficult and confusing. This interactive site can help you sort things out. It offers different kinds of resources about how to cope with grief. You will hear how grief has affected other families, and what’s helped them thrive, and even find joy.
https://bit.ly/3XjUBrj