Firefighter Living Benefits

Firefighter Living Benefits is offering the best cancer protection EVER offered to Fire Service Perso

04/03/2024

My networking group is looking for a:

*RESTORATION COMPANY

to regularly send referrals to in NE FL.

Is this you? Or Do you know anyone in this profession that wants to grow their business?

Shoot me a PM

110 business owners last week. Last weeks referrals totalled $457k!

03/30/2024

My networking group refers over $1.5m in referrals per month!

We have open seats for the following businesses, hurry, secure your seat and lock out the competition.

*RESTORATION COMPANY
*POOL BUILDER
*INTERIOR DESIGNER
*TRAVEL AGENT
*IN-HOME CARETAKER
*AESTHETICIAN
*BUSINESS BROKER
*AUTO DETAILER

Are you looking to grow your business? Like getting referrals?

110 business owners last week. Last weeks referrals totalled $457k!

Car insurance rates jump 26% across the U.S. in 2024, report shows 02/06/2024

Yep, it's rough out there with auto insurance rates!

Work with an independent broker to narrow down the right coverages, review your available discounts, and make sure you are only paying for what you need. You know like the libbity bibbity guy says.

https://www.yahoo.com/finance/news/car-insurance-rates-jump-26-220800647.html

Get a quote right here!

https://app.usecanopy.com/c/jeff-rountree

Car insurance rates jump 26% across the U.S. in 2024, report shows Auto insurance premiums have risen in most U.S. states, taking a larger percentage out of drivers' paychecks each month.

10/31/2019

Boo!

10/26/2019

Here is a peek at the local coverage provided while we were at the for their legendary .

There is some exciting news developing with the academy that will bring some much-needed research and funding to help fight the epidemic of cancer in fire service.

10/24/2019

Come get some BBQ!

www.fflivingbenefits.co 10/20/2019

PLEASE SHARE...If you don't have life insurance or especially if you don't have living benefits call us right now!

www.FFLivingbenefits.com

It Won't Happen to Me

“It happened a year ago today,” Kevin thought as he made his way down the stark hallway. A left at the end and then a right; he had the path memorized. As he approached room 225 (his treatment room), flashes of his ugly diagnosis came to mind. The doctor’s face was grim as he said: “I’m sorry, but you have cancer.” Kevin sat frozen as he naively thought, “NO! This can’t happen to me. Cancer doesn’t happen to someone like me… I’m a firefighter.”

The Statistics

Cancer can affect anyone. This ugly disease claims more firefighter lives than any other on-the-job danger they may face according to a 2016 study conducted by the National Institute for Occupational Safety and Health (NIOSH). The study also showed firefighters have more cancer diagnoses and cancer-related deaths than that of the general U.S. population.

The most common types of firefighter cancer include digestive, oral, respiratory and urinary. According to the International Association of Firefighters (IAFF), about 60 percent of firefighters will eventually die from cancer.

The cause? It’s the smoke. Smoke is made up of several different types of chemicals that can potentially cause cancer, as stated in a recent IAFF study. From car fires to residential wood-burning fires to dumpster fires, all generate smoke laced with cancer-causing carcinogens. One study, which drew the blood of firefighters after they responded to a fire, showed blood samples with chemical levels that were twice as high as the firefighters at the World Trade Center attacks.

The Rough and Dirty Mentality

The sensationalized depiction of a firefighter is a rough, dirty, invincible type of image. Firefighters are usually shown wearing, cooking and sleeping in their smoke-stained gear. They have smudges on their faces and helmets speckled with burn marks. This rough persona generates an idealism of firefighting as the dirtier the better, and the blacker the gear, the more impressive the firefighter. Firefighters who mimic this image may increase their exposure to cancer.

Relaxing in personal protective equipment (PPE) soaked in toxins, removing masks immediately after a fire and choosing to wear old, smoke-stained gear versus clean gear elevates the risk of developing cancer. Washing gear, showering immediately after a fire and leaving masks on during the overhaul period are simple ways to help combat cancer. Scheduling and attending wellness exams can also help to catch cancer during its early stages.

Read more cancer prevention tips

The Broker

As brokers and program managers, our partnership with our clients is extremely valuable in helping to protect them against the ongoing threat of cancer. Reinforcing and building our relationships will assist us in discussing their exposures, such as wearing dirty gear or having a “this won’t happen to me” mentality and can give us opportunities to make suggestions on how to reduce their cancer risks.

Becoming experts, communicating the benefits and constantly ensuring critical illness coverage is a critical component of emergency service organizations' insurance packages is central to protecting firefighters. Explaining the advantages of other coverage, such as group term life, could add an extra layer of protection for them and their families. Knowing the constant exposures firefighters face on every call and understanding that every fire could potentially increase their risk of developing cancer is our best defense against this terrible disease. Our client’s battle is not just on the fire ground, but in the hospital as well.

www.fflivingbenefits.co

The ugly truth about firefighting the public doesn't understand 10/15/2019

Firefighter Living Benefits has a multitude of benefits for firefighters. It has 18 triggers that cover critical illness, chronic illness, terminal illness, as well as critical accident.

This article talks about mental health and mental trauma in fire srvice and first reposnders While this is always a tough conversation to have, it is a reality for all of our first responders and dealing with the mental anguish that comes from all the trauma they see. This policy covers su***de after a. 2 year waiting period. Again, this is an extremely difficult conversation it is important to know there is protection out there.

Find more information here at www.FFLivingBenefits.com

The ugly truth about firefighting the public doesn't understand They will never feel the profound sadness that we do as a result of seeing too much

Timeline photos 10/09/2019

Are you curious about what Hoods for Heroes does? Or why they are so passionate about our mission, one look at this video testimony and you will understand!

http://ow.ly/82jK50wGVkK

Are you curious what Hoods for Heroes does? Or why we are so passionate about our mission, one look at this video testimony and you will understand!

http://ow.ly/82jK50wGVkK

10/06/2019

This is NOT the time to find out your life insurance does not have living benefits!

RIGHT NOW is the time to figure out what you have! Please check your policy, or even better, let the experts check it for you!

www.FFLivingBenefits.com

904-541-8257

This is NOT the time to find out your life insurance does not have living benefits!

RIGHT NOW is the time to figure out what you have! Please check your policy, or even better, let the experts check it for you!

www.FCFSJax.com

904-541-8257

Cancer behind them, 2 Grand Island firefighters return to duty 10/01/2019

There are no work-related restrictions with Firefighter Living benefits! If you get diagnosed with cancer, you can access your living benefits...PERIOD!

All of these firefighters could have received a lump sum, tax-free, not a loan benefit of $100k or more if they had a firefighter living benefits policy. If you dont have living benefits, or if your unsure if your life insurance policy has living benefits built call us right now!

www.FFLivingBenefits.com

904-541-8257

Cancer behind them, 2 Grand Island firefighters return to duty Running into a burning house is one kind of bravery. Battling cancer is another.

A Larger Purpose 09/28/2019

Don't just take our word for it! National Life Group is one of our carriers who helps protects our heroes! If you don't have living benefits life insurance or no life insurance at all please call us today! These are real-life stories!

https://youtu.be/ad1sKHRUBlw

www.FFLivingBenefits.com
www.FCFSJax.com

A Larger Purpose What does peace of mind look like? See how life insurance with living benefits provided Eric and his family with peace of mind during a health crisis.

09/21/2019

Thank you for your support, let's make sure our heroes are protected during the fire service years...and the years following!

www.FFLivingBenefits.com

Firefighters are naturally type A personalities. While this is vital to do your job effectively, it definitely hinders the thought process behind protecting yourself!

We are asking all Firefighter and First Responder spouses to please take this into consideration. You have to take the reigns!

Trust us with protecting your hero and your loved ones.

You can visit us at www.FFLivingBenefits.com

09/18/2019

A portion of every policy written though Firefighter Living Benefits are donated to Hoods for Heroes to help support their mission of "extinguishing firefighter cancer!"

Get your free quote today...

Schedule an appointment above right!

Send us a message...

Call us...North Florida 904-887-2187 / South Florida 352-454-7555 / National 904-541-8257

www.FFLivingBenefits.com

Timeline photos 09/11/2019

God bless our first responder heroes and all who lost their lives that day, and continue to lose their battles with a multitude of illnesses today.

On the day when America came together, we remember those who sacrificed everything. Say no more, WE WILL NEVER FORGET!



http://ow.ly/uzG750vX5Cb

Have you forgotten? A call to chiefs to remember who they serve 09/08/2019

Lets all try to be leaders in life! This applies to your work and your families.

Have you forgotten? A call to chiefs to remember who they serve Show your firefighters that you haven’t forgotten them, their sacrifices or the love of the job

This is the real reason most Americans file for bankruptcy 09/05/2019

This is the real reason most Americans file for bankruptcy....

https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

www.FFLivingBenefits.com

This is the real reason most Americans file for bankruptcy Two-thirds of people who file for bankruptcy say medical bills or other issues related to illness contributed to their financial downfall. One big reason: their health insurance wasn't enough.

Timeline photos 08/22/2019

Hoods for Heroes needs your help! We need to grow our network, please like, share and repost this message! Invite your friends to be "The Hero for Heroes!"

Hoods for Heroes needs your help! We need to grow our network, please like, share and repost this message! Invite your friends to be "The Hero for Heroes!"

Www.HoodsforHeroes.org

08/02/2019

How much does living benefits policy costs?

Here are some example rates with a standard rating approval!

No extra premium even with the increased risk of cancer!

www.FFLivingBenefits.com

North Region - 904-887-2187
South Region - 352-454-7555

08/01/2019

Seriously, if every day, in every meeting, after every call, all you are hearing about is decon and cancer...

HOW CAN YOU NOT HAVE INQUIRED ABOUT LIVING BENEFITS?!

Ask the families that have been through a cancer diagnosis how much a $250k check would have helped them!

COME ON PEOPLE, WAKE UP! You can protect you and your family for less than a cup of coffee per day!

North Region 904-887-2187
South Region 352-454-7555

www.FFLivingBenefits.com
www.FirefighterCancerCoverage.com

07/29/2019

Thank you for your continued support! Please invite your friends and family, share our information so we can get every firefighting hero out there the protection they need.

07/29/2019

www.FirefighterCancerCoverage.com

Is your department compliant with Florida's new Cancer Bill for firefighters? You can be compliant in just a few minutes, call or email us today!

North FL. Region - 904-887-2187
South FL. Region - 352-454-7555

[email protected]

FIREFIGHTER CANCER BILL COVERAGE HELP BETTER PROTECT YOUR ORGANIZATION AND FIREFIGHTERS

Florida Firefighter Cancer Benefit SB 426 – Fire Fighters 07/29/2019

Florida Firefighter Cancer Bill SB426 has passed, guaranteeing firefighters cancer protection in the state of Florida...NOW, WHAT??

First Choice is one of a very few selected brokers to offer the plans that will get your department in compliance with the law!

Go to http://firefightercancercoverage.com/ to learn more.

Email or call us to get your entire department protected in less than 5 minutes.

[email protected]

904-541-8257


Apalachicola Fire Department

City of Bradenton Fire Department
Cape Coral Fire Department
Charlotte County Fire and EMS (Charlotte County Fire & EMS)
Clearwater Fire & Rescue Department
Cocoa Fire Department - Unofficial
City of Coral Gables - Government
Crescent City FD Crescent City Fire Department - Station 3
Daytona Beach Fire Department
DeLand Fire Department
City of Dunedin Florida - Government
Eustis Fire Department
Fernandina Beach Fire Department
Ft. Lauderdale Fort Lauderdale Fire Rescue
Fort Myers Fire Department
Frostproof Fire Department

Gulfport Fire Gulfport Fire and Rescue
Haines City Fire Department
City of Hialeah Fire Department
High Springs Fire Department
Holly Hill Professional Firefighters
Hollywood Professional Firefighters
Immokalee Fire - Immokalee Fire Control District
Interlachen Interlachen Fire Department
Islamorada Fire Rescue Department
Jasper Jasper Fire Dept.
Key West Firefighters Local 1424
City of Kissimmee Fire Department
La Crosse Fire La Crosse Fire Department
Lake County Fire Rescue - Official
Lakeland Fire Department
Largo Fire Rescue
Lauderhill Fire Rescue
Lawtey Fire Rescue
Leesburg Fire Rescue
Lehigh Acres Fire Control & Rescue District
City of Lighthouse Point
Longboat Key Longboat Key Firefighters Association
Macclenny Fire and Rescue Department
Madeira Beach Fire Department
Madison Fire Department
Margate Coconut Creek Fire Rescue
Marianna Fire Department

Florida Firefighter Cancer Benefit SB 426 – Fire Fighters

FCFSJax – First Choice 07/17/2019

First Choice Financial Services is looking for a few select Open Enrollment Agents.

Do you have a 2-15 license? Do you have any experience with open enrollment and/or life insurance?

We are searching for a couple of contracted open enrollment agents for September and October.

For more information please inquire within.

Email - [email protected]
Office - 904-541-8257

https://www.fcfsjax.com/

FCFSJax – First Choice

www.lirpjax.com/livingbenefits 05/28/2019

Firefighter Living Benefits works the same as the general explanation of a living benefits policy.

Please check your current life insurance and your supplemental. We can put those into one policy, get you more coverage, and in most cases save you some money. ALL WHILE ADDING LIVING BENEFITS!

www.lirpjax.com/livingbenefits Primerica gets thrown a left and right hook when trying to score on Living Benefits Life Insurance. Coach Tree, our Living Benefits Coach gives you the play ...

05/24/2019

These rates are on a 42yo Male at Preferred Rates. Prices may vary depending on underwriting and actual rating you qualify for.

05/14/2019

Are you a Diabetic?

Know a friend or family member who has diabetes? Heart Attack? Stroke?

First Choice Financial Services can offer Living Benefits to diabetics and other impaired risks that cover Pre-Existing Conditions!

40yo male with Diabetes- $500,000 Living Benefits Life Insurance - $59.62 per month!

www.FCFSJax.com

Fire Fighters – Living Benefits 05/09/2019

PLEASE READ...

BEFORE ANY PETSCAN OR LIFESCAN...

Please check your insurance coverages! If your department does not offer living benefits please reach out to us as soon as possible so we can do a FREE policy review!

www.FirefighterSpouse.com
www.FFLivingBenefits.com

You DON'T have to wait for open enrollment!

Fire Fighters – Living Benefits

Photos from Hoods for Heroes's post 04/29/2019

Nice!

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