Nikki Johnson - Health Insurance Agent

Questions about medication costs? Call today for a no-cost benefit review and drug analysis! 714-853-3700

Q&A About Insulin Price Changes A new law aimed at reducing prescription drug costs for millions of Medicare beneficiaries has introduced a significant provision: a $35 monthly cap on out-of-pocket expenses for insulin covered by Part D prescription drug plans and Medicare Advantage (MA) plans that include drug coverage.

Memorial Day is a time to reflect and remember the service members who have made enormous sacrifices to protect our country and our freedom. We want to thank all of the heroic men and women who have fought to keep our country safe and free.

Please note that our office will closed on Monday, May 27, 2024 in observance of Memorial Day. We will reopen on Tuesday, May 28, 2024 at 8:30 AM for regular business hours.

Tips for Reviewing and Updating Your Retirement Plan Retirement is a major life milestone, but the planning doesn’t stop when you walk away from the workforce. In fact, it’s just as important to review and adjust your retirement plan after you’re retired. From managing your budget to ensuring you have the right healthcare coverage, this comprehe...

Staying Sharp in Retirement: Activities to Keep Your Mind Active and Engaged Retirement is a time for relaxation, travel, and pursuing long-held dreams. But it’s also important to keep your mind active during this exciting chapter. Just like our bodies, our brains need exercise to stay healthy and function at their best. The good news? There are many fun and engaging ways ...

4 Things You Should Do to Protect Yourself From Medicare Scams Medicare scams are a growing concern, particularly for seniors who rely on Medicare for their healthcare needs. Scammers often target Medicare beneficiaries to steal their personal information, Medicare numbers, and even their money. However, by being informed and vigilant, you can protect yourself....

Did you know many part C plans come with an added gym membership at no additional cost? Can't make it to the gym? Many gym memberships come with online videos for guided mediation at home! Call today for a no-cost plan review at 714-853-3700

How Meditation Can Enhance Your Sleep and Mental Well-Being Are you struggling to get a good night’s sleep? Do you find yourself feeling overwhelmed by stress and anxiety? If so, you may be interested to learn about the powerful link between meditation and improved sleep and mental health.

Understanding Your Long-Term Care Options Understanding long-term care options is essential in the event that you might one day require assistance with daily activities. Long-term care refers to a range of services designed to help individuals with chronic illnesses, disabilities, or cognitive impairments maintain their quality of life and....

https://nikkijohnsoninsurance.com/blog/the-role-of-telemedicine-in-your-healthcare-plan/

The Role of Telemedicine in Your Healthcare Plan Imagine you become ill or experience a health concern… But driving to the doctor is inconvenient, you don’t feel like leaving home, and you don’t want to expose yourself to germs in the waiting room or get anyone else sick. Telemedicine can provide the perfect solution, allowing you to receive...

https://nikkijohnsoninsurance.com/blog/planning-for-healthcare-costs-in-retirement/

Planning for Healthcare Costs in Retirement As you transition into retirement, it’s essential to consider how you will cover medical expenses, as healthcare costs tend to increase with age. A thorough complete plan can help to keep out-of-pocket expenses manageable and predictable so that you aren’t forced to dip into savings and disturb ...

March is national nutrition month! Some plans offer benefits to purchase over-the-counter items such as vitamins and supplements. Questions about plans in your area? Call today! 714-853-3700

Exploring Alternative Therapies for Pain Management As we age, exploring alternative therapies for pain management can offer new avenues for relief and improve your quality of life without relying solely on medication. As you age, chronic pain conditions may become more prevalent, but traditional treatments like painkillers can come with unwanted sid...

How to Reduce Your Odds of Liver Disease as You Age The liver, a resilient organ with a vital role in digestion and detoxification, plays a crucial part in maintaining overall health. Protecting this powerhouse organ is essential for a well-functioning body. Understanding the signs of liver disease and the reasons to prevent it can lead to a longer a...

6 Health Resolutions for Those Over 65 The new year is in full swing, and many of us have set goals and resolutions to improve our health and well-being. For seniors, making health resolutions can be especially beneficial, helping to enhance their quality of life, maintain independence, and manage or prevent chronic conditions. Here are....

Staying Safe and Healthy When the Weather Turns Cold Now that autumn is in full swing, and winter isn’t far behind, cooler weather has arrived. You know what that means: Cold and flu season has begun, along with the other health and safety risks that come along with cold weather. These tips can help you stay safe, particularly if you plan to travel ...

Did you miss Medicare's Annual Enrollment Period? Call today to find out what options may still be available to you.

What to Do If You Missed Medicare's Annual Enrollment Period Missing the Annual Enrollment Period (AEP) for Medicare can be a source of concern for many. The AEP, typically running from October 15 to December 7 each year, is when you can make changes to your Medicare coverage. If you’ve missed this critical window, don’t worry—there are still options av...

Wishing you a Happy and Healthy New Year!

Our offices will be closed from Monday, January 1st through Tuesday, January 2nd. We will resume normal business hours on Wednesday, January 3rd.

Decoding Medicare Advantage Plan Star Ratings Navigating the realm of Medicare Advantage plans can be complex, but understanding Medicare Star Ratings provides a valuable tool for beneficiaries aiming to evaluate and select the highest-quality plans. These ratings offer a comprehensive assessment of plan performance, encompassing various aspect...

Interested in learning about added benefits that come with some Medicare Advantage Plans? Call today for a no-cost benefit review! 715-853-3700

Holistic Pain Management for Medicare Beneficiaries As we get older, chronic pain from various health conditions or old, inflamed injuries often becomes a prevalent concern. While medications play a vital role in pain management, holistic approaches that extend beyond pharmaceutical interventions can offer you a more comprehensive and sustainable sol...

Never give out your Medicare number over the phone!

Watch Out for These Common Medicare Scams Enrolling in Medicare can be complicated enough. Unfortunately, scammers and unethical brokers sometimes make the process even more difficult. Watch out for these common signs of a Medicare scam, not just during enrollment season but all year long.

What You Need to Know About Medicare Hospitalization Coverage in 2024 Medicare, the federal health insurance program primarily for retirees, ensures that individuals receive the necessary medical care as they age. One of the most vital aspects of Medicare coverage is hospitalization. As we step into 2024, it’s essential to understand how Medicare’s hospitalization...

Questions about Medicare and any savings programs that are available? Call today! 714-853-3700

A New Federal Rule Offers the Opportunity to Enroll in Medicare Savings Plans /contact-us/thanks/ Penny Flaherty [email protected] 7147451762 Schedule an Appointment I would like to compare my current Health Net PPO plan($247 per...

Call today for a no-cost benefit review! 714-853-3700

The Crucial Role of Your Part D Drug Formulary in Medicare Annual Election /contact-us/thanks/ Name Test [email protected] No 1 23.240.78.183 Mozilla/5.0 (iPhone; CPU iPhone OS 14_8 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like...

Annual Enrollment Period is from October 15 to December 7th. We can do zoom, in-home appointments, phone appointments or meet at our local Orange office agency. If you have questions about benefits, doctor networks, medication costs or any other general health plan questions, please call today for a no-cost review! 714-853-3700

Here's Your Guide to Navigating Medicare’s AEP The Medicare Annual Election Period (AEP) has begun, and as always, will run from October 15th to December 7th. This pivotal period offers you a window of time to review and adjust your healthcare coverage, helping to ensure that you have an optimal plan for the upcoming year. During this period, yo...

Preparing for AEP: Identifying Gaps in Your Medicare Coverage First Name[text* first_name] Last Name[text* last_name] Email Address[email* email_address] Phone Number[text phone_number] Event Date[select* event_date include_blank data:event_dates] [submit class:button-lg class:button-full...

Managing Chronic Conditions in Retirement: Leveraging Medicare Options Retirement is a phase of life that many look forward to—a time of relaxation, enjoyment, and pursuing personal interests. However, as individuals age, the likelihood of facing chronic health conditions increases. The good news is that Medicare, the federal health insurance program for beneficiarie...

Questions about Medicare Savings Programs? Call today! 714-853-3700

Medicare Savings Programs: Providing Financial Assistance for Eligible Beneficiaries I am extremely close with my grandparents and when it came time to re-evaluate their Medicare Plan we wanted to...

Watch for These 10 Signs of Diabetes Diabetes is a chronic medical condition that affects how your body processes glucose (sugar), leading to elevated blood sugar levels. Unfortunately, because of the high levels of sugar in the common American diet, insulin resistance is a common development that eventually leads to more than one mill...

Call to schedule a no-cost review! 714-853-3700

Preparing for AEP: Identifying Gaps in Your Medicare Coverage First Name[text* first_name] Last Name[text* last_name] Email Address[email* email_address] Phone Number[text phone_number] Event Date[select* event_date include_blank data:event_dates] [submit class:button-lg class:button-full...

Questions about Medicare vs Employer Plans? Call today! 714-853-3700

Medicare vs Group Health Insurance: When You're Still Working at Age 65 We tend to think of Medicare as “health insurance for retired people”, but that isn’t always the case. Many people are still working when they reach age 65 and become eligible to enroll in Medicare, or they have a spouse who is still working and covered by a group healthcare plan. You might st...