Catherine Clegg Independent Insurance Agent

It's important to understand these risks at any age.

Factors that Can Increase the Risk of Breast Cancer October is Breast Cancer Awareness month, a time to remind every woman of the importance of early screenings and diagnosis. Yes, every woman should seek regular preventive care and screenings for breast cancer; however, some are more susceptible than others. You should learn your own risk factors an...

Visit my website today to learn what you can and cannot do during the Annual Election Period.

What You Can and Cannot Do During Medicare's AEP Medicare’s Annual Enrollment Period arrives this month, on October 15, and will last through December 7. Now is the time to evaluate your current plan, if you haven’t already, and review it with other plans that are available to you. It’s possible that you might find a better fit for your heal...

Catherine Clegg Independent Insurance Agent updated their website address.

Medicare's Annual Election Period begins this week. Here's what you need to know!

Medicare's Annual Election Period Begins on October 15 As you might already know, the Medicare Annual Election Period (Open Enrollment) will begin on October 15 and run through December 7. Since this is your opportunity to review your current plan and make any necessary changes for next year, it’s time to get ready. Here’s what you need to do as Med...

It's important to understand what Medicare does NOT cover. Call me if you have questions.

7 Things that Medicare Does Not Cover While we all expect that Medicare will cover a significant portion of our healthcare needs after age 65, the program actually does not offer coverage for everything you might need. The following seven services are not covered by Medicare Parts A or B, so in the event that you need them, you must mak...

As you age, you will face new changes to your health. Learn about the common concerns most people have, along with healthy lifestyle choices you can make. https://www.everydayhealth.com/news/most-common-health-concerns-seniors/

The 15 Most Common Health Concerns for Seniors - Everyday Health Getting older can bring senior health challenges. By being aware of these common chronic conditions, you can take steps to stave off disease as you age.

Practicing a few gentle at-home exercises on a regular basis can help seniors enhance their strength, balance and coordination and decrease their risk of falling. Find out about those exercises in the article below: https://www.agingcare.com/articles/balance-exercises-for-seniors-151016.htm

4 Balance Exercises for Seniors That Help Prevent Falls Try these simple exercises for seniors to help prevent falls through improved balance, strength, and coordination.

Are you thinking of investing in Bitcoin for retirement? Here is a breakdown of what Bitcoin is along with the pros and cons of Bitcoin investments to help your decision in making your money last longer. https://www.nasdaq.com/articles/should-you-invest-in-bitcoin-for-retirement-2021-08-24

Should You Invest in Bitcoin for Retirement? As the bitcoin market matures, there is an increasing number of options available to add the digital currency to retirement plans. Bitcoin has been consistently gaining momentum over recent years, despite lingering concerns about its high volatility, energy consumption and risk of fraud. Last year,....

Staying motivated to exercise can sometimes be difficult. Here are 4 tips to increasing motivation and making exercise more enjoyable. https://www.nia.nih.gov/health/staying-motivated-exercise-tips-older-adults

Staying Motivated to Exercise: Tips for Older Adults Physical activity is a great way for older adults to gain substantial health benefits and maintain independence, so use these tips to find motivation to exercise.

Healthy eating doesn’t have to be complicated. These guidelines provide simple solutions to making eating healthy a breeze as we age. https://www.eatright.org/food/nutrition/dietary-guidelines-and-myplate/healthy-eating-for-older-adults

Healthy Eating for Older Adults A healthy eating plan emphasizes fruit, vegetables, whole grains and low-fat or fat-free dairy products. Eating a variety of foods from all food groups can help you get the nutrients your body needs as you age.

Protect yourself from Medicare fraud https://www.medicare.gov/forms-help-resources/help-fight-medicare-fraud

Help fight Medicare fraud | Medicare Learn about examples of Medicare fraud, like getting billed for services or equipment you never got.

The annual enrollment period is just around the corner, make sure to review your “Medicare and You” handbook beforehand. https://www.medicare.gov/medicare-and-you

Medicare & You | Medicare Get "Medicare & You" in different formats Download "Medicare & You" Getti

New to hearing aids? Here are some tips and tricks on how the get used to it, and get the most out of the device. https://www.phonak.com/us/en/support/getting-started/use-your-hearing-aid.html

Phonak | Life is ON Committed to changing lives.

Most of the time, we only think about the bathroom when installing grab bars. We often forget that they are also essential in other places inside your home. Here are 5 overlooked places to install this safety equipment: https://www.meetruby.com/post/5-overlooked-places-to-install-grab-bars-around-your-home

5 Overlooked Places To Install Grab Bars Around Your Home Hint: Grab bars are not just for your bathroom

Fall detectors can give your loved ones peace of mind, most especially when they are away from you. Here are the recommended detectors for 2021. https://www.techradar.com/best/best-fall-detection-sensors

Best fall detection sensors of 2021 Our guide will help you find the right fall detection sensor for you or your loved one.

Eat well, live well

The life expectancy of retirees today is 40% longer than that of those who retired 70 years ago. Read further to learn 3 tips to making your money last longer in retirement so you can enjoy your quality time with loved ones. https://www.nasdaq.com/articles/3-strategies-to-avoid-running-out-of-money-in-retirement-2021-07-26

3 Strategies to Avoid Running Out of Money in Retirement The trend of increasing life expectancy means that Americans are much more likely to live 25, 30 or even 35 years in retirement. The benefits of this trend include spending more time with your family and a higher chance of meeting your great-grandchildren. The downsides include t

Yoga can be beneficial for senior health. It can increase muscle tone, balance, strength, and can improve overall mood. Through pranayama (breathing exercises), lung capacity is increased. You can expect your posture to improve and you may sleep better.

Keeping a healthy diet is part of having a healthy lifestyle and as we age, our dietary needs change. Eating these foods daily can strengthen your immune system and provide your body with vital nutrients. https://www.eatthis.com/best-foods-to-eat-every-day-over-50/

Over 50? Here Are The Best Foods To Eat Every Day, Say Dietitians | Eat This Not That We asked a few registered dietitians to share with us some of the foods you should make a regular part of your routine if you're over 50.

Have you heard of the Mediterranean diet? It's a eating plan known for it's heart health benefits. To learn more, read the article below: https://www.mayoclinic.org/healthy-lifestyle/nutrition-and-healthy-eating/in-depth/mediterranean-diet/art-20047801

Mediterranean diet for heart health The Mediterranean diet is a heart-healthy eating plan that emphasizes healthy fats, whole grains, fruits, vegetables, beans, nuts and seeds.

Managing stress is important for maintaining good health and well-being. Here are some practices you can incorporate into your day-to-day life. https://www.verywellmind.com/stress-management-for-senior-health-3144930

Stress Management for Senior Health Senior health can be enhanced by maintaining a healthy level of stress. Learn stress management techniques that are beneficial to senior health.

According to the CDC, "Each year, millions of older people—those 65 and older—fall." Learn more about the data and how to limit injury from falls here: https://www.cdc.gov/falls/facts.html

Facts About Falls Each year, millions of older people—those 65 and older—fall. In fact, more than one out of four older people falls each year, 1 but less than half tell their doctor. 2  Falling once doubles your chances of falling again. 3

At any age, moving causes stress. For retirees, relocating to a new home is often emotionally and physically wrenching. How can you successfully move from your longtime home to a senior community?

How to successfully move from your longtime home to a senior community Minimize the drama (and trauma) that can come with moving -- and avoid hidden costs

Do you know what DASH stands for? It stands for Dietary Approaches to Stop Hypertension. This healthy eating plan can help lower the risk of hypertension. https://www.mayoclinic.org/healthy-lifestyle/nutrition-and-healthy-eating/in-depth/dash-diet/art-20048456

How to make the DASH diet work for you The DASH diet can help you control your blood pressure and reap important health benefits. It's easy to get started.

As people age, certain parts of the brain shrink that affects learning and other cognitive functions. Fortunately, there are ways to slow down the process and protect your brain as you age. https://time.com/6053519/how-to-keep-brain-sharp-aging/

5 Ways to Keep Your Brain Sharp As You Age An aging mind isn't a weak one

What is a reverse mortgage and should you do it?
https://www.marketwatch.com/story/reverse-mortgages-should-seniors-do-it-11626658875?mod=retirement

Opinion: Should seniors get reverse mortgages? A reverse mortgage is a major financial move

Considering a vegan diet?
https://veganland.net/why-senior-citizens-should-consider-a-vegan-diet/

Why senior citizens should consider a vegan diet - Veganland, Vegan Yellow Pages   As you get older, you will need fewer calories to sustain you. This is because your body’s caloric needs decrease as you age. Of course, you still need to maintain a healthy diet containing plenty of fiber, minerals, and vitamins, as well as a bit of protein. You can get enough protein from pla...

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When should you claim Social Security? Find out more here:

When should I claim Social Security? When do I need to sign up for Medicare? These misunderstandings about Social Security and Medicare could cost you big money