Matt Harrell - SoFi Home Lending - NMLS# 1228234

Military vets and service members, the SoFi VA Home Mortgage Sweepstakes ends Dec. 31, 2023. Get your free entry now by viewing your VA mortgage rate before it’s too late. See details and enter at www.SoFi.com/winVA.*

Life happens! At SoFi, we're preparing you for unexpected home costs. Consider pairing your mortgage with a personal loan to cover those sudden expenses like replacing an HVAC or refreshing your interior with a new paint job. Plus, as a SoFi member, you’ll gain access to member rate benefits like a rate reduction or discount on your next eligible loan!

To learn more about our member benefits, visit: SoFi.com/member-benefits/

Buying a home is an adventure—with many steps along the way. Our simplified checklist keeps you on track, ensuring each milestone is met and bringing you closer to turning the key in your new front door. Need some guidance? Don't hesitate to connect with me—I'm here to help you every step of the way.

At SoFi, we put a premium on your time. That's why we back our service with a $5,000 On-Time Close Guarantee (terms apply*). This guarantee reflects our dedication to reliability and trustworthiness, bolstering the assurance that your loan will close on schedule. It’s not just about providing a loan—it’s about delivering it when needed.

To see more details, visit: SoFi.com/home-loans/mortgage/

In the excitement of home buying, don't overlook the importance of a thorough home inspection and final walk-through. These steps are your safety nets, ensuring your dream home doesn't come with hidden costs or unpleasant surprises. Message me for a chat about how to ensure your future home is safe and sound.

At SoFi, our desire is to be your last lender for life. As your homeownership journey companion, we provide exclusive access to our community groups discussing homeowner insights, free coaching, financial advice, and social groups, ensuring your home is truly your sanctuary.

To see more details, visit: SoFi.com/home-loans/mortgage

Understanding your homeownership cost is more than crunching numbers—it's about planning your future. From principal to HOA fees, each element contributes to your total home investment. Knowledge is power in the homebuying journey. Reach out to me today and let's decode all the costs that go into a mortgage together.

Dreaming of a place you can call your own? With SoFi, not only do you get to experience the joys of homeownership with less money out of pocket thanks to our low down payment options, but you also get to unlock our NEW Premium Homebuyer Benefits*! 🎉 Here’s the golden trio:

1. A Verified Preapproval Letter 📄, making your offer shine brighter! 🌟
2. Lock and Look 🔒, allowing you to secure your rate while you find your dream home. 🏡
3. When you buy a home, SoFi offers a guarantee that your loan will close on time, backed by $5,000! ⏱️💰

Achieve your home dreams with perks that put YOU first! Have questions or ready to start? Shoot me a message!

🌐 Who said banking was just about the numbers? At SoFi, it's about the journey and the destination! Secure a mortgage with us, and unlock the world with exclusive benefits and discounts! 🌐

From cozy cabins to beachside resorts, wherever your heart desires, make your getaways even more memorable! ✈️

Thinking of owning a home but feel like the decision is hanging in the balance? It’s time to tip the scales in your favor! Discover options you might qualify for:
🌿 Lower Down Payments: No need for the conventional 20%!
🌿 Flexible Credit Scores: Imperfections are welcome with some loan options!
🌿 Reduced Mortgage Insurance: Experience potential savings with certain loan types!

Ready to weigh your options? Whether you’re balancing questions or eager to tip the scales toward your dream home, reach out—let’s make your home journey a balanced bliss! 🎈✨

It’s almost Turkey Day, and we all know what follows... Black Friday deals! 💸 It’s tempting to dip into that ‘House Fund’ Vault, but remember, those doorbusters will come and go, but your dream home is forever! 🏡 Keep your downpayment snug in its SoFi Savings Vault, and if you have any questions or simply need an accountability partner, just give me a shout!

🦃🏡 It’s Turkey Time... to talk turkey about home buying! Here's a helping of home-buying tips to chew on:

1. Market Cool Down: Fall, especially around Thanksgiving, often sees a cool down in the market. It’s a great time to hunt for homes as sellers are motivated!

2. Seasonal Sales: Black Friday isn’t just for electronics! Appliances and home goods are often on sale—perfect for furnishing your new nest.

Remember, the early bird gets the worm, but the patient bird might just get a better deal! 🍂 Feeling gravy about home buying or still feeling a bit mashed? Give me a shout; let's make your journey to homeownership a piece of pumpkin pie! 🥧 SoFi's here to make home buying a breeze!

Ever wish house hunting came with a bit of a buffer? 🤔 With SoFi's Lock and Look* program, it does! Secure today’s competitive rate and then you have up to 60 days to provide an executed purchase contract. It gives you some added peace of mind while on the hunt for your dream home. And once you've got that in place? Another 30 days of that locked-in rate to finalize things! That means you can focus more on gathering your docs, catching up on football, and planning those holiday gatherings—all without fretting over fluctuating rates. 🎉🏈🍂 Curious? Reach out anytime!

Military vets and service members, you could win the VA Home Mortgage Sweepstakes. Top prize: rent or mortgage payments for a year on us, up to $50K!* Second prize winners get $5,000. Enter by 12/31/23 at
www.SoFi.com/winVA

As autumn paints the trees with splendid colors, it’s a harmonious time to review your mortgage. A periodic check-in ensures that you are well-positioned for upcoming expenses and future plans. Whether it’s home improvements or festive expenditures, I’m here as your lifetime Loan Officer to assist you in navigating your mortgage landscape.

For the heroes who've dedicated themselves to our nation, the dream of homeownership should be within reach. At SoFi, we aspire to be your trusted choice for VA loans, offering benefits like 0% down options up to certain limits. Combine this with our Premium Homebuyer Benefits* – the ability to lock your rate, gain verified preapproval, and our commitment with the on-time closing guarantee offer. Let's embark on your home-buying journey together, with the honor and dedication you deserve.

Diligent preparation is the precursor to a smooth mortgage application process. By staying organized, being informed, and adhering to your budget, you pave the way for a hassle-free experience. Got queries or need guidance on mortgage preparations? Let’s discuss your journey to homeownership.

Elevate your savings game with SoFi! 🚀 Holding a balance of $10,000? That could mean up to $450 over a year with our up to 4.50% APY*! It's more than just impressive rates; as a SoFi account holder, you're presented with a suite of benefits tailored to support your financial journey. Curious about how to maximize your finances? Let's chat about how you can optimize your path with SoFi.

For detailed insights on how to earn up to 4.50% APY, visit: https://www.sofi.com/banking

👻🏠 Unveil the mysteries of homebuying this Halloween season with SoFi! Let's dispel those haunting myths and unmask the secrets of the home-buying process together. Whether it's your first home or your next, knowledge is the key to a spook-free experience! Feeling puzzled or have questions lurking in the shadows? 🎃 Don’t be a stranger; message me! I’m here to illuminate your path to homeownership with answers and insights—no tricks, just treat-filled knowledge!

FHA home loans have relaxed credit requirements and low minimum down payments to help make more home dreams happen. Now, FHA loans are available with great SoFi benefits.*

Lost in the financial wilderness? 🌿 Pull out your compass with SoFi’s Monthly Budget Worksheet! It’s your map to navigate spending, pinpoint savings, and chart a course to your goals. As your trusted MLO, I'm here for your home-buying journey, and with the collective power of SoFi, we're poised to assist beyond just your mortgage. Let’s navigate your budgeting path together! 🌟

https://www.sofi.com/financial-insights/budgeting-and-spending/

A meticulous home inspection is crucial—it uncovers unseen issues and provides insights that are instrumental in making informed decisions. Puzzled or anxious about home inspections? Let’s converse—I’m here to clarify any ambiguities and guide you through each step.

If you qualify for an FHA or VA home loan*, you could take advantage of relaxed credit and income requirements at SoFi. Witness the positive powers of homeownership—get started reaching out to me to review your rate today!

Maintaining a robust credit score is pivotal—it can significantly impact your mortgage rate and provide you with favorable terms. Have questions about building your credit score or seeking to understand it better? Let’s chat about ways you could potentially enhance your financial stance.

Service members with VA home loans enjoy lower closing costs and no down payment requirements, even without perfect credit. Now, SoFi is proud to offer VA loans with great member benefits.*

Is homeownership on your horizon? SoFi’s Premium Homebuyer Benefits* could be the key to unlocking your dream home. Curious about how they work or ready to view your rate? Reach out to me—I'm here to guide you every step of the way!

Constructing a clear home wishlist is a pivotal step before initiating your house hunt. It helps in aligning your desires, necessities, and financial plan. Struggling with refining your list or exploring options? I’m just a message away to assist you in finding the perfect fit.

Choosing homeownership brings more than just a sense of pride—it could be a beneficial investment. Delve into the financial perks, stability, and the freedom to tailor your space to your liking. Curious to learn more about these advantages? Drop me a message! 🏡

Embarking on a home revamp and puzzled by the price tag? 🤔 Let’s bust those budget mysteries with SoFi's Home Renovation Cost Calculator! It’s your go-to guide for estimating costs, whether you’re freshening up a room or going for a full-on home transformation. Ready to demystify those renovation price tags? Check out the calculator with the link below and let's pave the way to your home's transformation!

https://www.sofi.com/home-improvement-cost-calculator/