The O'Neill Team - First State Bank Mortgage

5.0 star review received on Experience.com for Terry & Peter O'Neill by Jacob G - Terry and his team helped me, a first time homebuyer, easily navigate the home buying process.

New ★★★★★ 5 Star Experience.com Review by Jacob G Click to see all 163 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

4.5 star review received on Experience.com for Terry & Peter O'Neill by Robert M H - There were too many emails. I got list in the process. I prefer to sign documents in person.

New ★★★★★ 4.5 Star Experience.com Review by Robert M H Click to see all 162 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

4.16 star review received on Experience.com for Terry & Peter O'Neill by Elizabeth G A - easy to work with, super communicative

New ★★★★★ 4.16 Star Experience.com Review by Elizabeth G A Click to see all 161 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

Good article about expectations for the Fed and potential rate cuts moving forward.

Powell may use Jackson Hole speech to hint at how fast and how far the Fed could cut rates Federal Reserve officials have said they’re increasingly confident that they’ve nearly tamed inflation.

5.0 star review received on Experience.com for Terry & Peter O'Neill by Dustin S B - Terry and his team are absolutely fantastic with every detail and have been super helpful to our family over the years. Thanks guys!

New ★★★★★ 5 Star Experience.com Review by Dustin S B Click to see all 159 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

4.83 star review received on Experience.com for Terry & Peter O'Neill by Meredith M D - Prompt replies and excellent rates.

New ★★★★★ 4.83 Star Experience.com Review by Meredith M D Click to see all 159 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

Potentially good news for anyone affected by the rise in Jackson County property taxes!

State commission orders Jackson County to correct property value assessments The State Tax Commission cite multiple errors in the assessment process, which led to higher tax bills for thousands across the county.

5.0 star review received on Experience.com for Terry & Peter O'Neill by Lorena Y G H - Excellent Service

New ★★★★★ 5 Star Experience.com Review by Lorena Y G Click to see all 158 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

5.0 star review received on Experience.com for Terry & Peter O'Neill by Joseph P T - What a great team. So experienced, swift, professional and courteous. I would and will use them again and would recommend them to anyone.

New ★★★★★ 5 Star Experience.com Review by Joseph P T Click to see all 157 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

5.0 star review received on Experience.com for Terry & Peter O'Neill by Durrel H - Very seamless process. Provided reminders and direction when needed to ensure we closed on time without any delays.

New ★★★★★ 5 Star Experience.com Review by Durrel H Click to see all 156 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

5.0 star review received on Experience.com for Terry & Peter O'Neill by Riley R V - Terry made it easy and offered to show me the numbers before I even asked for them.

New ★★★★★ 5 Star Experience.com Review by Riley R V Click to see all 155 reviews of The O'Neill Team, Senior Loan Officers | Terry NMLS #454671 | Peter NMLS #1518489

5.0 star review received on Experience.com for Terry & Peter O'Neill by Timothy A J - Process and communication was straightforward

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Interested in buying a new home, but are short of funds? Get into your new home with 1% down!

Get into Your New Home with 1% Down!* One & Done Mortgage helps you say goodbye to hefty down payments.

The Fed left policy rates unchanged again at their December meeting. Mortgage rates had already fallen in anticipation. Officials project inflation will come down faster than previously thought and predict up to three rate cuts next year. If you are ready to make a move now, there's no need to wait. We have programs that can work in the framework of today's market and prepare you for the future. Please let me know if I can help.

Conforming loan limits will increase over 5% in 2024!

2024 Conforming Loan Limit Increasing to $766,550!

Inflation's down. Is it time to make a move? When the Consumer Price Index showed prices were unchanged for the month of October, mortgage rates immediately fell. Markets are likely to remain volatile, though, as investors try to anticipate the Fed's next move on rates. If you've been waiting to purchase, refi or access cash from equity, it's a good time to take a closer look. I'm here to help. First State Bank Mortgage is an Equal Housing Lender.

Exciting new offer for military service members and veterans!

Free Home Appraisal for Our Military Heroes! Offer available November 1-30, 2023. Click here for more details.

Rates are just one part of a home purchase. Watch the short video to get a longer-term view of homeownership. Our team helps people navigate the current rate environment every day. Please let me know if I can help you or someone you know. First State Bank Mortgage is an Equal Housing Lender.

Rates and Reality Rates are just part of the homeownership story.

Initial Weekly Jobless claims at pandemic lows ahead of Big Jobs Friday August Challenger Job Cuts were a super-low 15,723 vs. July's number of corporate layoffs at 18,942....

2021: the year of the cicada In the middle of the evening throughout many parts of the U.S., you can’t mistake the sounds of cicadas. It’s the buzz of summer...

August ADP Private Payrolls misses mark ahead of Friday's jobs report. The biggest increase in hiring last month took place in leisure and hospitality...

The kitchen cabinet refresh; more than meets the eye There is a lot you can do to freshen up your kitchen without having to relocate appliances or sinks...

Boom, bubble, or bust? History often offers clues It’s hard to know. Is real estate in another bubble, are we at the crest of a peak, or have we simply hit a high water...

Three things that can move rates this week Jobs: We have a ton of job and wage related data this week culminating in Big Jobs Friday.

Can financing a car prevent you from getting a home loan approval? No loan goes unnoticed when you’re in the market for a mortgage....

Markets may become more volatile as the Jackson Hole WY Symposium has begun The Fed: The Kansas City Federal Reserve District kicked off their annual Jackson Hole WY Symposium this morning...

Dorm room decor: comfy, practical and not too crazy When you enter the room where your grown child will live for at least a year (if not longer), it’s a blank slate...

July durable goods orders pressure markets ahead of Jackson Hole Symposium At 8:30 am ET July durable goods orders; new orders -0.1% but estimates were -0.2%....

Selling a house is as easy as fogging up a mirror? Not so fast It may seem like a no-brainer these days. Bidding wars abound, and homes are going for bundles over asking price...

With homebuilding standstills becoming prevalent, higher rents are bound to follow All housing starts with something being built and proceeds from that premise...