LeaderOne Financial “Owensboro Branch”

Let us handle all your real estate needs while you enjoy the season. Whether you are buying, selling, or refinancing, we've got you covered.

Get in touch today to start the process!
Www.ChrisRobertsLo.com

House for rent!
Hawthorne Drive
3BR 1.5 BA, 1320 sqft
Freshly remodeled
$1,450 a month / 12 month Lease

Happy first day of summer! As the days get longer and warmer, it's the perfect time to start planning your next move. Whether you're looking to buy your first home or refinance, we're here to help you ever step of the way!

Does anyone need some office furniture
I am going to be selling some here soon.
2 L shape Desk
2 matching 2 drawer chest
Office chair
6 barrell chairs
Other office decor items

June is National Homeownership Month, a perfect time to celebrate the dream and benefits of owning a home. Whether you're a first-time buyer, a seasoned homeowner, or planning your future purchase, homeownership is key to building strong communities and achieving personal and financial stability.
Remember, a mortgage is a crucial part of your planning process when searching for a home, and we offer a variety of loan programs to suit your needs.

If you are looking for a mortgage, reach out today! We are ready to help!

Www.ChrisRobertsLo.com

Contact - LeaderOne Financial LeaderOne Financial provides a variety of mortgage loan programs. Contact us today to speak with a mortgage expert.

4 Ways to Improve Your Credit Score

Understanding credit, what impacts it, and how it’s used can empower you to take charge of your financial health. If your credit score needs a boost, discover these healthy habits to build your credit over time.

Reach out with any questions or to learn more.

In the simplest terms, your home's equity is the difference between how much your home is worth and how much you owe on your mortgage. It is the portion of your home's value you actually own.

It is calculated by taking the current market value of the home and subtracting any outstanding mortgage or loan balances. For example, if your home is worth $300,000 and you owe $200,000 on your mortgage, your home equity is $100,000.

Curious about how much your home is worth or want to learn more? Reach out today!

Www.ChrisRobertsLo.com

Congratulations Rickard family on the purchase of your new house. Thank you for allowing me to get you Home!!!!

Homeownership not only builds a sense of pride and accomplishment, but it's also an important step toward achieving long-term financial stability. Here are just a few benefits you can look forward to as a homeowner.

Contact us today to take the next step and begin the exciting process of owning your own home!

Www.ChrisRobertsLo.com

An FHA loan is a mortgage insured by the Federal Housing Administration. These loans are generally best for homebuyers with lower credit scores, limited down payment savings or both. You can get an FHA loan with a credit score as low as 580 if you have 3.5% of the home’s purchase price to put down, or as low as 500 with 10% down. These flexible underwriting standards are designed to help more borrowers become homeowners.
If you are interested in learning more, reach out today!

Apply today www.ChrisRobertsLo.com

I have to brag on my Insurance agent today Sarah Mills
Got my customer buying a house from $225 a month to $143 a month.
Literally saved my mortgage loan because of the Debt to Income ratios.

Happy Cinco de Mayo! Spice up your homeownership dreams with one of our many mortgage loan options. Contact us to get started!
Apply today www.ChrisRobertsLo.com

Ready to take your investment game to the next level? Use the equity you've built to create new opportunities in the property market. Whether you are eyeing a rental property or looking to expand your real estate portfolio, let your home work for you.

Reach out today to discuss your options.

Apply www.ChrisRobertsLo.com

I pride my self on helping people buy a Home!!

Congratulations Worthington Family. Thank you for allowing me to help you purchase your first house. Thank you for allowing me to get you Home!!

Ready to build wealth? Remember, it's not 'wait to buy real estate'..it's 'buy real estate and wait'! It's often better to buy real estate and hold onto it for the long term, as property values and rents tend to appreciate over time. Don't wait for the perfect moment, take the leap and invest in your future today!

Reach out to learn more!
Apply today: www.ChrisRobertsLo.com

Great news for real estate professionals, sellers, and buyers!

As a result of the proposed settlement announced by the National Association of Realtors (NAR), both FNMA and FHLMC have clarified the current treatment of seller-paid real estate fees under their interested part contributions (IPC) policies. In short: If a seller or seller’s real estate agent continues to pay the buyer’s real estate agent commission in accordance with local common and customary practices, these amounts are not required to be counted towards the IPC limits for the transaction.

Attached you will find the notice from Fannie Mae here:

https://singlefamily.fanniemae.com/news-events/selling-notice-real-estate-commissions-and-interested-party-contributions?fbclid=IwAR0G5xpqN28JL7ZO2wEyn_Ah4xgueviBZKWmM4uBWRP9YgJUmtAVKggLFnM

Your mortgage rate is determined by so much more than your credit score. All of these factors play a role in determining your rate. Want to know more? Contact us!

Www.ChrisRobertsLo.com

Make sure when you are choosing a lender that you have the ability to get a fully underwritten pre-approval! At LeaderOne Financial we offer our clients the L1 Assured Mortgage Guarantee! A fully Underwritten pre-apprvoal to compete with cash and stand out amoungst other, weaker pre-quals and non Underwritten pre-approvals! Make a strong offer with your L1 Assured Mortgage Pre-approval!! Please reach out it you have any questions or are interested in learning more.

Www.chrisrobertslo.com

Retired or retiring soon? Thinking about cutting costs? Downsizing to a smaller home can mean lower bills, less upkeep, and a potential windfall from selling your larger down and buying a smaller one. Contact us today to see how much equity you may have in your home and what your options might be in today's market.

Www.ChrisRobertsLo.com

Wonder How much you can afford?

Sunday is coming!

I have saw multiple apartment complexes raising rents. Private landlords wanting higher rents.

Maybe it’s time to Buy your own home instead.

Get up to 100% financing

Contact me for more details

Did you know you can still be considered a first-time homebuyer if you meet any of the conditions below? Not sure of your situation? Connect with us, and we can help you construct a plan based off you

Www.ChrisRobertsLo.com