Samantha Brown - Ruoff Mortgage Loan Officer - NMLS: 1771145 KY Mc700454

Buying or selling a home? From verifying the agreed-upon price to securing your mortgage, a home appraisal ensures everything is aligned with the property’s true value. Learn how to navigate this essential process with confidence!

Appraisals: What They Are and How to Prepare Appraisals: What They Are and How to Prepare

Curious about your home's current value? Ask me for more details about our home valuation tool!

I was so excited to tell my borrower today that their VA loan is now clear to close well ahead of contract date! 🎉 With $0 down payment, $0 lender fees, $0 monthly mortgage insurance, and a funding fee exemption, this was a fantastic money saving opportunity for them!

It’s a privilege to take care of those who have bravely served our country.

Veterans, if you're looking to purchase a home, give me a call today! Let’s make your homeownership dream a reality! 🏡✨

🎉 A huge congratulations to my borrowers on securing their dream home! 🏡✨ It's a joy to see your dreams come true, and I'm honored you've trusted Ruoff (and me) once again for this journey. Here's to new beginnings and cherished memories! 🥂

In fact, a lot of people don’t have a 20% down payment. We offer several loans that can have very low down payments or no upfront costs at all. Most states also offer down payment assistance programs for borrowers with a low-to-median income.

🎉🏠 Thrilled to announce that Ruoff Mortgage has been named one of America's Top 50 Mortgage Companies by Mortgage Executive Magazine! 🏆

It's an honor to be recognized for our commitment to excellence and dedication to helping people achieve their dreams of homeownership.

Ruoff Mortgage Named a Top 50 Mortgage Company by Mortgage Executive Magazine Ruoff Mortgage Named a Top 50 Mortgage Company by Mortgage Executive Magazine

APR: More than just a random jumble of letters! ⚠️ It's the magic number that spells out the true cost of borrowing. Let's understand what APR really means! 👀📈

We're curious: when it comes to yard work, are you Team Pull Weeds or Team Mow Lawn? Drop your answer in the comments! 🌱💪🚜

Considering a mortgage for your new home? Our blog explores the perks of conventional loans – faster closings, instant equity, and more! 🏡😆

Navigating the Mortgage Maze: Conventional Loans for Homebuyers Discover the ins and outs of conventional loans for homebuyers in our latest blog post on Ruoff Mortgage's website. Uncover why sellers prefer them, the pros and cons for buyers, and what sets them apart from other financing options. If you're navigating the mortgage maze, this is a must-read!

Just like the eclipse, let's make your mortgage journey unforgettable! Ready to take the first step towards homeownership? 🌟🔑

Bryttne, you were a pleasure to work with! I'm glad to hear you had a positive experience! We strive to keep our processes as efficient and transparent as possible. Your feedback is incredibly valuable to me. Thank you for the perfect rating!

You don't have to have to put 5% down to have a Conventional loan. These loan products allow you to obtain Conventional financing with putting down less than you would for FHA financing.

Contact me today to discuss and see what you qualify for!

🎉 I am so excited to share the news with everyone…. 🎉
Ruoff Mortgage has launched their very own down-payment assistance loan product!! Please allow me to introduce, HomeNow. 👋🏼
This unique program offers 💯% financing for qualified borrowers applying for an FHA loan!

• Down-payment assistance for the entire 3.5%
• Competitive interest rates
• Available to first-time and repeat homebuyers
• Flexible underwriting guidelines

Give me a call for more details!! Or apply online for a no-cost and no strings attached pre-approval!!



ruoff.com/SamanthaBrown

Everyones three favorite words are…
🗣️CLEAR TO CLOSE!

And we got it in only 1️⃣3️⃣ days on this investment property! From Application to Final Approval in under two weeks for my borrowers!

Hope you have a fab-BOO-lous Halloween! 👻

🍂🍁 Happy first day of Fall! 🍂🍁
Fall is here! While you're busy decorating inside and outside your home, don't neglect home maintenance. Here are some things you should start doing soon to prepare for colder weather!

Today we remember the heroes and the fallen of 9/11

In honor of Mother's Day yesterday

Daylight savings is this weekend! Friendly reminder to set your clocks Saturday night to be ready for the time change Sunday morning!

Download our helpful home budget worksheet here: https://ruoff.com/worksheets

Are you ready to start looking for your first home, next home, or forever home? Check out Ruoff's home readiness worksheet to help you along the way!

Download this worksheet and other great resources here: https://ruoff.com/worksheets

Don't let your tax refund go to waste. We have a variety of loan programs that require little (or no) money down, so put that tax check on hold! Let's talk about your options.

Looking for a trusted lender to help you achieve your homeownership goals this year? Look no further! We are the #1 purchase lender in the Midwest for a reason.

I am all for never having to shovel my driveway again. But nobody likes stepping onto a cold floor after a warm shower. Which do you prefer?

These four components make up your monthly mortgage payment. Message me if you’d like to talk through some of your homeownership options for 2023!

No one wants to waste time and energy this year! Message me for a hassle free pre-approval!

😁