Colm FitzGerald - Dignified Home Loans

Housing has a serious affordability issue right now. BUT there are strategies to reduce your mortgage rate AND reduce your costs.

Give me a call. Send me a message. I'm always available to talk strategy and help you reach your goals.

🙏🏠🥳 Big thanks to my client for this review! It was a pleasure working with him and helping buy him his first home. Let's face it, buying a home can be stressful and confusing. BUT working with the right people can make all the difference!

Thinking about buying but don't know where to start? I'm a call or text away!

Colm FitzGerald | Loan Officer
NMLS # 2235667
DIgnified Home Loans, LLC

BOOM!

https://youtu.be/Ng2KUvN179w

Higher fees for having a better credit score? And lower fees for bad credit?

Not so fast...

Biden's Mortgage Tax!? The TRUTH About LLPA Changes #mortgage #realestate Recent changes to LLPAs, or Loan Level Pricing Adjustments, have stirred up the hornet's nest. People are not happ...

Next Thursday! Free Networking & Mastermind

Millenial Mastermind - Networking Night, Thu, Apr 6, 2023, 6:00 PM | Meetup **\*\*\*NEW LOCATION & TIME\*\*\*** **6PM, T**A T**A, 104 E Thompson Blvd · Ventura, CA** Networking for the Millenial Generation (others welcome :) ) Millenial Mastermin

🏠💰💪🏼Another client Pre-Approved for a home purchase! Are you in the market or curious about your options? Message me here!

ALL VCCAR members of ANY age are welcome! Come enjoy this no-host networking event.

Have some food, a drink or two, and meet with friends, and discover what the Young Professional Network Committee is all about.

REGISTER TODAY! https://tinyurl.com/YPNKickOff2023

Wednesday, March 29
4:00 p.m. - 6:00 p.m.
Rocks & Drams, 14 S California St, Ventura

🚨⛔️🤯How you can buy a home with no down payment and no mortgage insurance: Cal HFA 20% down payment assistance?! The new 'Shared Appreciation Loan' explained!

Colm FitzGerald
NMLS # 2235667
Dignified Home Loans

https://youtu.be/JEHOv5R9Xn0

20% Down Payment Assistance?! #homeloan #california #realestate CalHFA is about to unveil a new program: "The Dream for All Shared Appreciation Loan". This new loan will allow low to moderate income first time buyers to r...

Next Monday! Join us for a FREE FINANCIAL GOALS WORKSHOP. Being intentional with your finances is critical to growing your net worth. Get started with us March 6th!
Live on Zoom. DM me to RSVP

YPN Meet & Mingle Event!

ALL VCCAR members of ANY age are welcome! Come and enjoy this no-host networking event.

Have some food, a drink or two, and meet with friends, new and old. Discover what the Young Professional Network Committee is all about.

REGISTER TODAY! https://tinyurl.com/YPNKickOff2023

Wednesday, March 29
4:00p.m. - 6:00p.m.
Rocks & Drams, 14 S California St, Ventura

It's a start!

Ventura to require more affordable housing with new ordinance The Ventura City Council passed an ordinance on Monday that officials said will help lead to more affordable housing units.

Should you buy a home in 2023? Let's start the conversation!

To Buy or Not to Buy in 2023? | Pros & Cons of Buying a Home #mortgage #househunting #realestate The mortgage rollercoaster continues in 2023 keeping many potential homebuyers on the sidelines. Affordability issues remain. Inventory, however, is still ve...

💰 💰 💰 Join us for a FREE Financial Goals Workshop! Ben Howard, AAMs , John Kurhanewicz III and yours truly will be sharing strategies and answering questions LIVE ON ZOOM.

REALTOR Friends: Send your buyers and get them prepped for a purchase in the near future!

March 6th @ 6PM
RSVP - [email protected]

Logan Mohtashami is the housing analyst I follow closest. His forecasts are based on data, no clickbait. When he speaks I listen.

If you're thinking about a purchase in 2023, I highly recommend reading (and re-reading) his forecast.

Logan Mohtashami's 2023 housing market forecast Logan Mohtashami lays out his housing market forecast for 2023 looking at home prices, mortgage rates and housing inventory.

#1 Step for Buying a House in 2023 #realestate #mortgage #househunting Are you thinking about buying a house in 2023 but not sure where to start? Becoming a homeowner may seem out of reach or just plain overwhelming. BUT homeown...

Come and network, share your ideas and have a beer!

Millenial Mastermind - Networking Night, Thu, Jan 5, 2023, 5:00 PM | Meetup Networking for the Millenial Generation (others welcome :) ) Millenial Mastermind is focused on generating interdependent community for people in the millennial age group.

Buying a House in 2023 - 3 Things You Need to Know #buyingahome #realestate #homebuyingtips Buying a home is one of life's big milestones. Cut through the confusion and learn what you need to know in order to prepare for a home purchase in 2023. Get...

Full house today at the Ventura County Coastal Association Of REALTORS pre tour meeting!

The minutes are out from the last FED meeting and it seems they may be cooling their jets on fighting inflation. So rates could continue going down. In other news, try telling the American consumer that we're in a recession! Record $9.6 billion spent on Black Friday, $11.3 billion on Cyber Monday!!!

Mortgage applications up for 3rd week in a row as rates fall Economists forecast mortgage rates will continue to fall as Federal Reserve minutes suggest policymakers are preparing to wind down an aggressive campaign to fight inflation.

Check out my YouTube Channel for more Mortgage FAQ content!

🏠 Should I Wait for Mortgage Rates to Drop? 📉 Get Pre Approved Today: https://www.dignifiedhomeloans.com/ColmFitz...

The Long-Term Benefit of Homeownership Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year?