Linda+Chad Gold Coast Team

First-Time Homebuyer Workshop Saturday January 13th 10 AM at VCCAR. Let’s help more people become homeowners!

What classifies your home as a primary residence?
1. It is the home you live in most of the time
2. The address closest to your work and clubs you may belong to
3. The address that your car is registered to and your tax returns are mailed

Ready to take the leap and apply for your mortgage loan? Do it from the comfort of your computer! Visit https://myaccount.guildmortgage.com/guild-home/apply-online/wizard/ #/aboutyou to start your loan and begin the hunt for your new home!

Mortgage rates are hard to guess, and hold many different variables. What type of residence are you buying? First home, secondary home, investment property? Simply researching today's rates is a good place to start, but often those quickly visible rates come with many criteria. Your credit, debt-to-income ratio, and the economy hold significant weight on your rate.

Ready to find out what your mortgage rate would be? Let us help! 805-790-2500

Do you know the difference between HELOC and HELOAN? A home equity line of credit (HELOC) and a home equity loan (HELOAN) are both types of financing that allow you to borrow against the equity you’ve built in your home. With the money you receive from these home equity options, you have the flexibility to tackle home renovations, consolidate debts, invest in education or meet other financial goals that are important to you.

To learn more read our blog article https://www.guildmortgage.com/blog/heloc-versus-heloan-whats-the-difference/

Guild is more than mortgages, Guild is community. Guild’s branch office in Baton Rouge, Louisiana, joined the fun last January at the annual Red Stick Roux Rally Gumbeaux Cook-off, hosted by Karing is Doing Something (K.I.D.S.) to benefit a local nonprofit youth shelter for runaway, abandoned, abused and homeless youth ages 10-25. K.I.D.S. is a nonprofit promoting positive intervention for disadvantaged children in the greater Baton Rouge area. Our office’s efforts helped raise $25,000 for Youth Oasis!

Closing costs are part of the final stage of purchasing your new home. So, what are closing costs? Closing costs are expenses that the buyer pays in connection with purchasing a home. Expenses can include an origination fee or points, a processing fee, an underwriting fee, an appraisal fee, property taxes, homeowner’s insurance, settlement agent fees, title fees and recording fees. The amount your closing costs will be can vary significantly based on many different factors.

Check out this closing cost calculator to get an idea of what your closing costs would be! https://www.guildmortgage.com/mortgage-calculators/closing-cost-calculator/

Have more questions? Don't hesitate to reach out! 805-790-2500

Linda says hello from her favorite place. She is known as Island Girl. She deserved some much needed time off.

It’s time to move, but need to decide if its best to rent or buy. Its important to weigh your pros and cons to determine what best fits you needs. Renting has the perk of minimal maintenance expenses, but buying gives you stability, equity, and freedom. Ready to start? Let us help! 800.365.4441

Do you know about the 3-2-1 Plus Program? This program requires 3% down, you receive a $2,000 gift card, plus $500-$1000 toward closing! Want to learn more? Check out our information page on the 3-2-1 Plus Program

https://www.guildmortgage.com/mortgage-loans/3-2-1-home-plus-program/

Ready to buy but not sure what you qualify for? Use our mortgage calculator to help you get a rough idea! All you need to know is your income, expenses, interest rate, and down payment! Want to try? Click here!

https://www.guildmortgage.com/mortgage-calculators/pre-qualification-calculator/

Can you believe it? We’ve been in the business of helping you get into your forever home for 63 years!

Over the past 63 years, we’ve been bringing our customers home, building trust with our partners and creating foundations for our employees to thrive. We have borrowers whose children and family have become customers. Some of our employees have been with Guild for more than 40 years. Our focus on creating customers for life will ensure we’ll be here to continue building lifetime connections for many years to come.

Supporting Chip In For Charity. Come on down to Olivas Links in Ventura.

Are you a first-time homebuyer? Come learn about a new program designed to make homeownership more attainable! Join me Live with Real Estate Broker Laurie Ann Meyer this Friday at 10 am!
🎥
Tune in for tips on purchasing your first home and all the details of Guild Mortgage’s new Down Payment Advantage program. You'll also get the scoop on how Laurie and I work together for you. Get your coffee and questions ready! Plus, hear about all the great things Laurie and Lifestyle Listings Real Estate is up to.
☕️
See you this Friday, June 16th at 10 am Pacific on Laurie's Instagram and Youtube! Follow and be notified when we're Live: https://www.instagram.com/laurieannmeyer_rebroker | https://www.youtube.com/

Reach out to learn more !!! 👋

It's kind of like "which came first, the 🐔 or the 🥚......."

🏀🏀🏀

Today we remember and honor all those who gave their lives while serving in our nation's military

Whatever you do, have a safe weekend !!

Trying to buy a home in this crazy market? We have some home buying hacks we can share with you.....reach out to learn more

Where are your favorite hiking spots? 🥾🗻⛺️

The countdown begins....going somewhere fun for the Memorial Day weekend? 🇺🇸

Favorite brewery (breweries)?

Hunting for money for you!

CRAZIEST thing you've seen at an open house.....GO !!!

Chad has seen some crazy stuff at open houses over the years. What about you?

AI has entered the discussion.....have you played with Chat GPT yet? Thoughts? 🤖