La Quinta, CA Real Estate

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

Cash-Back Credit Card Mistakes to Avoid A cash-back credit card can result in 5 percent or more back on your purchases, essentially giving y...

Here's how you can save on energy and cash at the same time!

6 Shortcuts to a Smaller Utility Bill Looking to cut your energy costs? It can take years for a new, more energy-efficient refrigerator or...

Are pink and aqua the new neutral? Retro colors are back!

Retro Colors Make a Comeback: What's Hot in Decor Right Now Everything old is new again, and that goes for decorating with color. While the last decade in home ...

Ever wondered what to do if flooding is predicted in your area?

How to Prepare Your Home for Flooding While no one ever wants to imagine their home filling with water, for many areas of the country, flo...

Sick of talking about the weather? You're not alone!

Ending Small Talk: Tips for More Meaningful Conversations Having more meaningful relationships with friends both new and old is a great goal, and it can start...

Which do you prefer to use? Keep in mind, credit cards have a lot more protections than debit cards do.

How Credit Cards Differ From Debit Cards A debit card is a smart way to shop if you want to avoid using a credit card that will charge you in...

Are you struggling with high credit card interest rates? Here's how you can avoid interest with three easy steps.

How to Avoid Credit Card Interest The typical credit card charges about 16 percent interest per year on balances, effectively adding $...

Do you use your credit card to buy coffee? Those small charges can add up.

Should Credit Cards Be Used for Small Purchases? Credit cards can be used to buy almost anything, but using them for small purchases can seem like a ...

Do you have a low credit score? A secured credit card can be an easy way to improve it.

How a Secured Credit Card Can Help Your Credit One of the easiest ways to build credit and improve a credit score is to open a secured credit card....

High credit card debt? A personal loan might be the answer.

Using Personal Loans Against Credit Card Debt A poor credit score can affect people in many ways. It can make it difficult to get approved for a m...

Can't afford the cost of new wood flooring? These four look-alikes come close to the look you want at half the price or less.

Wood Floor Alternatives Worth a Second Look Wood floors are a top choice for modern homeowners. Proponents believe they offer warmth as well as ...

Looking to keep your computer files safe? Take this precautionary step.

Using Encryption to Protect Your Computer No matter how complex your computer password is, it isn’t enough to stop a thief from using other me...

Know the facts before signing up

What to Do If a Bank Offers You Credit Card Protection A common phone call that new credit cardholders get from their bank is an offer for credit card add-...

Everything in your home should have a place. Even those pesky, unsightly cables.

Minimizing Clutter by Maximizing Storage Looking for space to store your things at home? Everything you own is competing for space in your ho...

Looking to keep your carpet looking new for longer? Heed these tips.

How to Extend the Life of Your Carpet Whether you adore your new carpet or can’t afford to replace it every few years, below are a h...

Consolidating your debt could make it easier to pay off.

Is Debt Consolidation Right for You? Credit cards can help you afford things you need if you don’t have the money right now, but they oft...

Is your home aging-proofed? Read these tips on aging in place.

Aging in Place: Safety Tips to Help Make It Possible One third of American homes today house residents over the age of 60, and 90 percent of those reside...

Don't call a handyman for basic home repairs. Here are four things every homeowner should know.

Homeowners: Know How to Complete These Basic Tasks Owning a home is infinitely rewarding but issues do pop up, and there’s no need to call a handyman e...

No. 4: Points drop in value!

4 Surprising Credit Card Rewards Facts Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if yo...

Which task is usually left undone? Here are some management tips so you can get it done next time around.

4 Time Management Tips These days, we’ve all got busy schedules. From work to family and social commitments, it can b...

Looking to change the mood of the day? A little creativity can go a long way.

3 Ways to Add Creativity to Your Day Creative-types can feel stalled if they don’t have a frequent creative release. But with work ...

How often do you give out your birthday information? An 'unbirthday' can keep your identity safe.

Protecting Your Identification With a Fake Birthday Other than your Social Security number, birthdays are one of the worst things to share online when r...

Do you own a shredder? There are three types, but only one will truly protect your identity.

Choose Your Shredder Carefully Protecting your personal information from identity thieves is a multi-step process; however, the big...

Closing a credit card account can hurt your credit score, but there are other options if you no longer use it.

What Happens If You Cancel a Credit Card? Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense ...

Here's how to protect yourself from being pressured into buying an extended warranty.

When to Buy Extended Warranty? Usually Never You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item you’ve been want...

While student credit cards can help college students build credit, they do come with some conditions.

What to Know Before Applying for a Student Credit Card Building good credit takes time, and it can be a few years before college students or graduates have...

Heated flooring sounds like a dream come true, but are they realistic for your home?

The Pros and Cons of Heated Flooring While you might be considering adding heated flooring to your new home, there are a lot of questions...

Don't pick your houseplants on a whim!

How to Choose the Best Houseplants Just like picking paint and furniture, it’s important to spend time choosing the best plants f...

FYI...improved credit scores could just now be coming to fruition for many consumers.

How FICO 9 May Increase Credit Scores How medical debt and other collection items are tallied in a credit score is changing, potentially i...

Looking to slay your coffee habit? While it won't be easy, these three tips will get you started.

3 Tips for Ditching Coffee Looking to kick the caffeine? While a moderate amount of the buzzy stuff has been shown to have hear...