Angela Burris - Real Estate Specialist - Central Florida & Beaches

Do you know your net worth? 🏡

Your net worth isn’t just about what you own (your assets); it’s also about what you owe (your liabilities, aka debts). Your liabilities might include:

💸 Utility bills and tax payments
💳 Credit card debt
🎓 Student loans
🚗 Car loans
🩺 Medical bills

Your home counts toward your net worth in two ways — its value is counted among your assets, but your outstanding mortgage value is a liability. That means that as you build equity, your net worth goes up! 📈

Curious about your home's current value? 🤔 Knowing your property's worth is key to understanding your financial picture. Contact us for a free home value assessment!

📲 3212016758
📧 [email protected]

Is staging your home worth it? The numbers say yes! 📈

🏡 81% of buyers' agents say staging helps buyers visualize themselves living in a home.

💰 44% of all agents say staging can increase the sale price.

⚡ 48% of sellers' agents say staging helps homes sell faster.

In a competitive market, staging gives your home the edge it needs to stand out and attract top offers. 💸

Check out our latest blog post to learn how to stage your home for success!

🔗 https://angelaburris.myagent.site/stage-to-sell-7-proven-steps-to-attract-buyers-and-boost-offers/

Searching for ways to keep your home smelling fresh without relying on chemicals? Try these 5 natural deodorizers to make your home fragrant and welcoming.

💧 Essential oils: Add a few drops to a pot of boiling water or use a diffuser for instant aromatherapy.

☕ Coffee: Set out a bowl of fresh grounds to absorb unpleasant smells and add an energizing scent to your home.

💐 Herbal bouquets: Arrange fragrant herbs, like lavender and rosemary, in vases throughout your home.

🌱 Houseplants: Certain plants, like jasmine and gardenia, release lovely scents while purifying the air.

🕯️ Natural candles: Choose options made with soy, beeswax, or coconut wax and scented with essential oils.

How do you keep your home smelling great? Let us know in the comments! 👇

Want your home to fly off the market? 🚀 Home staging is your secret weapon! Here's a checklist of staging steps to help win over potential buyers:

📦 Declutter & depersonalize to help buyers imagine life in your home.

🫧 Deep clean your home & make any necessary repairs.

🎨 Put on a fresh coat of paint — neutral tones are key.

🏡 Spruce up your home’s exterior for a good first impression.

🛋️ Rearrange furniture and decor to show off the best features of key rooms.

💡 Build ambiance by maximizing natural light and using artificial light strategically.

📸 Get high-quality listing photos to capture potential buyers’ attention.

Learn more about how to stage your home for a faster sale and a higher price in our latest blog post.

🔗 https://angelaburris.myagent.site/stage-to-sell-7-proven-steps-to-attract-buyers-and-boost-offers/

PSA: Donation Dropoff sites

REO properties can be a great deal because banks are eager to get them off their balance sheets.

But it’s important to know what you’re getting into. Foreclosures may need extensive work, and most REO properties are sold “as-is.” That means you’ll be responsible for any issues and might be on the hook for expensive repairs.

Banks usually require that prospective buyers work with a real estate agent and have financing lined up before they make an offer.

If you’re looking for a great deal on a home — whether it’s REO or not — we can help. Reach out for a free consultation.

📲 3212016758
📧 [email protected]

Are you in need of a little extra help around your home? Here are our top tips for hiring a cleaning service.

🧼 Discuss expectations upfront.Ask for specifics about what will be done, who will provide the cleaning supplies, and what they will charge.

🧼 Inquire about their crew.Find out who will be working in your home, how long they have been with the company, and if they do background checks.

🧼 Conduct some due diligence.Request client references, search for reviews online, and make sure they’re bonded and insured.

Searching for a professional cleaning service in our area? Reach out for a list of recommendations!

📲 3212016758
📧 [email protected]

Buying a home can be a dream come true, but it can also be a complicated process. ⁣
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Here are 3 common homebuyer hurdles — and ways we can help you overcome them. ⁣
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💸 Financing IssuesUnexpected financial bumps may arise during the purchase process. We can help you navigate these issues and find solutions to keep your transaction on track. ⁣
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🔨 Home Inspection ProblemsSometimes inspectors uncover issues that can derail a deal. We can help you negotiate repairs or even walk away if the problems are too significant. ⁣
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🧐 Appraisal ConcernsIf the appraisal comes in lower than the purchase price, it can be hard to secure a mortgage. We can guide you through options like renegotiating the price or appealing the appraisal. ⁣
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Don’t let these obstacles derail your home-buying dreams! Contact us for a free consultation. ⁣
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📲 3212016758 ⁣
📧 [email protected]

National Association of Realtors Chief Economist shares how today’s Federal Reserve Rate Cut benefits home buyers.

NAR Chief Economist Lawrence Yun reacts to the Fed's half-point rate cut decision.

Signing a contract for home renovations? ✍️ Make sure it covers all the bases!

A detailed, written agreement serves both you and your contractor, ensuring everyone's on the same page from start to finish.

Here are some essential elements to include:

🛠️ SCOPE: Clearly define the project details and specific tasks.

🧱 MATERIALS: Specify what materials will be used and who will purchase them.

🗓️ TIMELINE: Set a realistic schedule with milestones and deadlines.

💰 PAYMENTS: Outline the payment terms, including deposit and progress payments.

✍️ CHANGES: Establish a clear procedure for handling any change orders.

Don't leave anything to chance! A well-drafted contract is often your best protection.

For more tips on working with a contractor, check out our latest blog post!

🔗 https://angelaburris.myagent.site/7-mistakes-to-avoid-when-hiring-a-contractor/

Planning a home renovation? 🏡🛠️ Don't let these common contractor hiring mistakes turn your dream project into a nightmare! ⁣
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🧐 Skipping the research phase.Meet with multiple candidates and educate yourself on best practices surrounding your project. ⁣
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💰 Choosing based solely on price.Consider experience, reputation, and the quality of materials they'll use. ⁣
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🕵️‍♀️ Neglecting to confirm credentials & insurance.Verify claims and check references to ensure you're hiring a qualified professional. ⁣
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📝 Proceeding without a written agreement.Outline the scope of work, payment schedule, and any warranty information. ⁣
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💸 Paying too much upfront.A reasonable deposit is standard, but tie the remaining payments to project milestones. ⁣
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🚧 Failing to get necessary permits.Make sure your contractor handles all the paperwork to avoid fines and safety violations. ⁣
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🚩 Ignoring red flags after the project has started.Address any concerns promptly and professionally, and seek legal advice if issues persist. ⁣
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Check out our latest blog post for more tips and advice! ⁣
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🔗 https://angelaburris.myagent.site/7-mistakes-to-avoid-when-hiring-a-contractor/

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯

Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage.

Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates?

✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates.

✅ Pay down credit cards, auto loans, student loans, and other debt.

✅ Increase your income to offset your debts and lower your ratio.

Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage.

🔗 https://angelaburris.myagent.site/7-mistakes-to-avoid-when-hiring-a-contractor/

Did you know the size of your down payment can have a big impact on your mortgage?

Here are a few of the ways:

📉 Interest Rate
A larger down payment often means a lower interest rate on the money you borrow.

🗓️ Monthly Payment
A bigger down payment means smaller monthly payments, making it easier to budget.

💰 Total Cost
The more you put down ini tially, the less you'll pay in total over the life of the loan.

🏠 Mortgage Type
Certain mortgages might require a specific minimum down payment.

🔒 Mortgage Insurance
With a smaller down payment, you may need mortgage insurance, adding to your monthly costs.

Want to learn more about how your down payment can affect the cost of owning a home? Check out our latest blog post for a detailed breakdown.

🔗 https://angelaburris.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference?

HELOC
💰 Credit line that you can draw upon as needed
💰 Only pay interest on the amount you borrow
💰 Variable interest, depending on your credit score and the prime rate

Home Equity Loan
💰 Lump sum loan (meaning you receive the full amount at once)
💰 Set monthly payments
💰 Fixed interest rate that’s typically lower than a HELOC

The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision.

📲 (321) 201-6758
📧 [email protected]

Check this out! Close to Dunedin, Caladesi, Clearwater Beach, Safety Harbor and the Clearwater/St. Pete airport! Schedule and see today

1881 North Hercules Avenue #1204, Clearwater, FL 33765 - Learn more about this home Learn more about 1881 North Hercules Avenue #1204, Clearwater, FL 33765. This home is priced at $260000, with 2 beds, 1.5 baths, and…

Get in touch for more information

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through:

💡 Are all items included in the sale (e.g. light fixtures and appliances) in place and operational?
🚿 Are all major systems working properly?
⚒️ Have all requested repairs been completed?
🗑️ Has the seller removed all personal items and debris?
🚪 Was any significant damage done during the seller’s move out?

Want more expert guidance on the homebuying process? Reach out for a free consultation.

📲 (321) 201-6758
📧 [email protected]