Holly St. Germain Nmls257841 MainStreet Mortgage Nmls287902/Dre01421340
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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Holly St. Germain Nmls257841 MainStreet Mortgage Nmls287902/Dre01421340, Loan service, Palo Alto, CA.
Don’t let your credit score stop you from applying for a home loan. You might be surprised by the minimum scores to qualify. Learn about the scores for different types of loans and how to improve your score.
Looking to dive deep into reinventing your space? Refresh your home today with a renovation loan - add to your outdoor entertaining space, open your kitchen, and more! Reach out to our team to get started!
When it comes time to buying a home, keep an eye on inventory. If there are more homes available in your desired area, you won’t have to compete with other buyers, giving you more options and buying power. http://spr.ly/6186OAah2
A forever home isn’t for everyone. If you’re buying for the short term, an ARM could help you take advantage of a lower rate and payment.
How long does it take to get pre-approval? The timeline can vary but you can speed up the process by having all your financial documents ready, including bank statements. Read our blog to learn everything you need to know about pre-approval. https://bit.ly/42s7wH7
A reverse mortgage is used by homeowners 62 and older to convert their equity into cash, a line of credit, or monthly payments. Is this retirement solution right for you? Explore the pros and cons to find out.
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Pricing hits like loan-level pricing adjustments (LLPAs) have been around for a while and do get updated occasionally. Read more about how you might encounter this fee layered into securing a mortgage https://bit.ly/43IOKfO
You’re told to save up for home expenses, but where to start? First, take a deep breath. Then, head over to our step-by-step guide to track, adjust, and build your budget.
Choosing the right real estate agent can be a breeze when you keep these tips in mind. Don’t let tons of online sources overwhelm you, let us help you secure your best option.
High rates got you down? We’ve got ways to rise above! Take the first step from renting to owning – contact us today.
Not sure if you have funds for a down payment or closing costs? We have ways you can still make your move! So if you feel ready to stop renting and start owning, start your journey with us today.
Everyone deserves the chance to own their home. Think that door is closed for you? We can open it! Explore 3 low credit financing options, then contact us to learn more.
Ready to move on from renting? We can help you see where you stand financially so you can own your home. Take the first step toward homeownership – contact us today!
Homeownership opens doors to a brighter future. From building wealth to building a sun room, we have financing options that will make you light up! Contact us today to learn more.
Your actions after pre-approval matter. Are you currently qualified with the best loan program and rate? We can make sure you’re set up for success! Get in touch to learn more.
Buying a home is an investment in yourself and your future - not in someone else’s property. There are still many advantages to buying a home vs. renting. Your monthly payment won’t rise, unlike rent, and you build wealth through home equity. Contact us to learn more about the benefits of buying vs. renting.
With our Temporary Buydown Program, we’ll reduce your interest rate by 2% for the first 12 months and 1% for the second 12 months. That means lower initial mortgage payments in exchange for an up-front deposit paid by us, the seller, or your builder. Call or email today to learn more!
Federal Housing Administration (FHA) loans offer flexible qualifications for low- and moderate-income families to get the keys to their dream home easier. If this connects with you, get in touch to learn more!
Join Dr. Edward Seiler of the Mortgage Bankers Association (MBA) to discuss how the macroeconomic environment is influencing the real estate market. During this free webinar, Dr. Seiler will cover employment, inflation, interest rates, and the possibility of a recession. You’ll also gain actionable insight as Dr. Seiler shares survey results from MBA on housing prices and demand and what it means for originations. Save your spot now! https://bit.ly/41L4bDG
Whether you’re a Veteran, Active-Duty Service Member, or Surviving Spouse, you may qualify for a VA home loan. From no down payment to 30-year fixed rates, there are several long-term benefits for Service Members and their Families. Contact us to learn more!
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Address
Palo Alto, CA
93003
Opening Hours
Monday | 8am - 5:30pm |
Tuesday | 8am - 5:30pm |
Wednesday | 9am - 5pm |
Thursday | 9am - 5pm |
Friday | 9am - 5pm |
Palo Alto
Mortgage Advisor - Personal NMLS 293138, Corporate NMLS 3029 & Branch NMLS 1938353