Tammy Kerner, Financial Advisor

: Evaluate the internal and external strategies to exit your business. Each has unique pros, cons and impacts on the business and your financial future.

Happy Cinco de Mayo - enjoy the day!

: Are you a business first family or a family first business? Each differs in how the desires of the family and the needs of the business are prioritized.

Over half of women older than 50 are concerned about running out of money in retirement. Contact me today to learn how I can help you feel more financially secure.

Source: AARP Financial, Health, and Caregiving Worries and Experiences Survey, 2022

: Personal financial issues can distract employees at work. Making financial education available can help increase productivity, build loyalty, and improve morale.

Celebrate nature. Protect our home.

: Your #1 job as a leader is to make sure your team knows what you STAND for, not what you’ll SETTLE for.

73% of women are concerned about the rising costs of living and how that will impact their ability to save for retirement. I can help you plan – let’s connect today.

Source: Center for American Progress, 2023

: Visitors to your website judge you on its ease of use first, then by your content. Spend your website resources on improving the user experience first.

Best wishes to all on this Easter Sunday!

: Give your customer service team a philosophy instead of a script. This will help them be more efficient and personable when interacting with customers.

Wishing you and yours a wonderful Passover!

: Improve data management by ensuring all departments in your business understand how certain data sets align to their goals and are to be implemented.

Wishing all who celebrate Ramadan a peaceful season!

We're here to help you get where you want to be.​ Let’s talk today so you can feel more comfortable about tomorrow.

: Seek to build trust first, traffic second. Focus on getting your social media content shared; visits to your website will follow.

Women still have less life insurance coverage than men, which could leave their loved ones at risk. Learn about the life insurance gender gap and how prioritizing financial wellness can help.
https://blog.massmutual.com/post/life-insurance-gender-gap.

: The "intangibles" drive business value: quality of your team, loyalty of your customers, reputation of your brand, and documentation of your processes.

Here’s to respect, equality, and justice for all on International Women’s Day.

Celebrate the colorful moments of life. Happy Holi to all!

: Offering too many products or services? Niche down--cater so much to a specific need that your business becomes the go-to for it.

While women in this country have made tremendous strides toward economic equality, women’s financial health is at a five-year low*. I can help you take control of your financial wellbeing.

: Prospects say ‘no’ for specific reasons: no need, no money, no urgency or no trust. Be ready to provide a solution for each.

: Interruptions to workflow often happen when there is no simple, direct ‘path.’ Limiting the number of hand-offs can help create a clear line-of-sight.

Today we celebrate our nation’s leaders, past and present.

: Overwhelmed with work? Don’t have a breakdown. Instead, break down big projects into small, manageable steps to build momentum.

: Communication during a crisis is critical to keep the business on track. Let employees know what's going on or they’ll write the story themselves.

: Actions speak louder than words. Monitor how employees are using their benefits (or not) to see if it’s time to reevaluate what you offer.

: Build a recurring revenue model through subscriptions or autopay to make customers stickier when their loyalty is most important.

Wishing you and your loved ones success and happiness in the year ahead. Happy Lunar New Year!