Keith Dressel, Financial Advisor at Morgan Stanley

You still have time to max out your IRA contributions for the 2022 tax year (if eligible). Contribute by the April 18, 2023 deadline and invest in your future retirement today.

Tax-Smart Strategies for Your Retirement | Morgan Stanley Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.

As you prepare to file your 2022 taxes, let’s meet and discuss opportunities to implement additional tax-efficient strategies to your financial plan.

Are You Prepared for Tax Day? | Morgan Stanley The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.

Are you concerned about having too much of your portfolio in a few stocks or even just one company? Let’s discuss tax-smart ways to diversify your investments.

4 Tax-Smart Ways to Diversify Your Portfolio | Morgan Stanley Investment portfolios concentrated in a single stock can be risky. Learn to diversify without boosting your tax bill.

Minimizing the impact of taxes in your portfolio can help you build wealth over time and bring you closer to achieving your long term goals. Let’s discuss what strategies might make sense for you.

These Steps May Reduce Your Taxes | Morgan Stanley A key strategy for boosting long-term investment returns is being smart about tax efficiency.

Could you be keeping more of what you earn? Let’s discuss strategies to help reduce the impact of taxes on your portfolio all year round, part of Morgan Stanley’s Total Tax 365 approach.

Want to Keep More of Your Investment Returns? Consider These Tax Moves | Morgan Stanley Establishing a tax management strategy for your investments can help you keep more of your returns.

Your tax situation is as unique as your investment goals. That’s why we’ve enhanced Tax Management Services custom client preferences to create a personalized experience tailored to your needs. https://mgstn.ly/3DAClA6

The “Jock Tax” may take a serious bite out of the earnings of athletes, entertainers, and others who earn income conducting business in multiple states. Morgan Stanley recently sat down with EisnerAmper to discuss planning for the "Jock Tax." Listen to this audiocast to learn more: https://mgstn.ly/3FNcq9N

Employees are paying greater attention to their workplace financial benefits this year—and many in the workforce are recognizing that their needs are not being fully addressed. Learn more in our latest State of the Workplace Study: https://mgstn.ly/3UqD2Cb

Tax-smart investing can help lower your tax burden and grow your wealth over time. Before the new year, let’s discuss strategies available to you.

Want to Keep More of Your Investment Returns? Consider These Tax Moves | Morgan Stanley Establishing a tax management strategy for your investments can help you keep more of your returns.

Are you aware of the potential difference in lifetime savings from a tax-smart portfolio? Here are some strategies we can discuss as part of a year-end planning conversation.

Elements of a Tax-Smart Portfolio | Morgan Stanley Tax strategies can have a surprisingly large potential impact on lifetime wealth accumulation. Here are some of the techniques that could help you keep more money growing.

Morgan Stanley at Work compares common small to mid-size business retirement solutions, so you can select the right choice for your business. Learn more here: https://mgstn.ly/3A41MYI

Whether you want to donate to charity or invest in a loved-one’s future, consider these tax-smart ways to help make your giving go further.

Tax-Efficient Charitable Giving Strategies | Morgan Stanley Discover how you can incorporate tax efficiency into your plans for donating to charitable organizations or giving gifts to family and friends.

You understand the importance of offering retirement benefits, but how do you select the right option for your small to mid-size business? Morgan Stanley at Work walks through common retirement solutions. Learn more here: https://mgstn.ly/3sSJg1H

Employees are paying increased attention to workplace benefits and employers are being asked to help with understanding how to maximize them. Learn more in our latest State of the Workplace Financial Benefits Study: https://mgstn.ly/3TWysv5

Our new 3.00% Annual Percentage Yield offer from Morgan Stanley’s Preferred Savings Program for qualifying cash helps you make the most of your cash. Learn more and get in touch to take advantage of this great rate for eligible clients. https://mgstn.ly/3dMJovz

Our strategists have found that “direct indexing” with systematic, year-round tax-loss harvesting may lead to greater after-tax returns than certain index-tracking funds. Reach out to see if this customizable strategy is right for you.

Using Direct Indexing for Tax Savings and Flexibility | Morgan Stanley Learn more about the advantages of a direct indexing strategy and how it can help you meet your financial goals.

Investing can be complicated. Your Financial Advisor relationship shouldn’t be. At Morgan Stanley, we’ll see you, hear you, and answer your questions without jargon. Set up time with me today.

Why Choose a Morgan Stanley Financial Advisor | Morgan Stanley Investing can be complicated. Choosing a Financial Advisor shouldn’t be.

As part of your portfolio personalization and at no added cost, you can now choose active tax management strategies within Morgan Stanley’s Managed Advisory Portfolio Solutions. Learn how our tax-efficient solutions can help you save on taxes and keep more of what you earn. https://mgstn.ly/3KbvoaE

When market volatility picks up, having a long-term horizon is an investor’s best strategy.

How to Handle Volatility | Morgan Stanley Market volatility can increase or decrease depending on where we are in the business cycle. Here’s why this shouldn’t worry long-term investors.

In the ever-changing cyber landscape, new technology emerges and with it many unknowns. Once futuristic-sounding terms such as Metaverse, Cloud, Crypto and NFTs are now commonplace, but for many, they remain a mystery. Join us for a webinar on Tuesday, August 9, with Morgan Stanley cybersecurity expert Prashanth Challa and award-winning correspondent Jessica Yellin. They’ll break down how these intangible buzzwords impact you and the protection of your data and assets. https://mgstn.ly/3yIbzCg

Our new 1.50% Annual Percentage Yield offer from Morgan Stanley’s Preferred Savings Program for qualifying cash helps you make the most of your money. Learn more using the link below, or message me to see if you may be eligible. https://mgstn.ly/3NBRy6E

Recent market volatility has made it important to check the status of your retirement plan. Are you still on track toward meeting your investment goals? Let’s discuss how I can help.

A Six-Step Retirement Checkup | Morgan Stanley Given recent market volatility, checking in on your retirement plan may make a lot of sense.

Millions of people moved across state lines last year. If you’re one of them, you may want to make some changes to your portfolio. Here’s how I can help.

Moving? Time to Update Your Portfolio | Morgan Stanley Moving can mean exciting changes in your life, but it may also have tax consequences for your portfolio. Three key considerations.

Your income is one of your most valuable assets. Let’s make sure you’re taking steps to help protect it.

Protecting Your Income from the Unexpected | Morgan Stanley Your ability to earn an income may be one of your most valuable assets, but an accident or unforeseen illness can put that asset at risk. Here’s how to help protect it.

With your Tax Advisor, I can help you review your 1040 to see if you may have opportunities to reduce your tax bill next year. Let’s talk about which tax-smart strategies may work for you.

6 Ways to Reduce Your Tax Bill | Morgan Stanley Examining your Form 1040 may reveal opportunities to save money hidden between its lines. You may be surprised by what you find.

Internet crimes against the elderly rose 400% in the past five years, according to the FBI. This Elder Abuse Awareness Day, find out how to help protect the senior citizens in your life. https://mgstn.ly/3MI12vM

At a time when past-cycle playbooks may not work, how can investors seek to better manage risk and look for higher returns? Let's discuss how certain alternative investment strategies may be useful.

Five Ways to Discover Opportunities in Alternative Strategies | Morgan Stanley In an environment where past-cycle playbooks may no longer work, alternative investments can serve a valuable role in your portfolio. Here are five themes to consider.

With the growing popularity in cryptocurrencies, cybercriminals have also been finding ways to take advantage of those looking to invest. Learn how you can help protect your digital assets. https://mgstn.ly/3NMnYey