Baback Panah, Financial Professional

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

When employees are stressed about money, they are distracted and less productive. Business owners can help solve this issue with a financial wellness program.

Pay it forward: Financial wellness for employees When employees are stressed about money, they are distracted and less productive. Business owners can help.

Without your knowing, your investment portfolio could be off-kilter. What to look for in this message.

Just a moment...

Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.

Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Bi-weekly mortgage payment can potentially accelerate your mortgage payoff. Sound interesting?

Bi-Weekly Payments This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

Tax Rules When Selling Your Home The tax rules governing profits you realize from the sale of your home have changed in recent years.

Learn about the most important types of insurance to have to protect yourself, your loved ones, and your legacy.

What are the important types of insurance to have?

What's better—a 30-year or 15-year fixed-rate home mortgage? The answer may surprise you.

Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives.

What role would taxes play in your investment decisions? Find out in this message.

Tax Efficiency in Retirement What role would taxes play in your investment decisions?

Where will your retirement income come from? Do you know all the choices available?

Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Finding the proper for your means knowing what is covered by the association’s insurance.

A Brief Guide To Condo Insurance Important items to consider when purchasing condo insurance.

Think about these 10 shocking facts during your retirement planning.

10 Scary facts about retirement

How much is enough for your emergency fund?

Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

The Consumer Price Index has shown low inflation since '09. Are your prices rising faster?

Historical Inflation This calculator shows how inflation over the years has impacted purchasing power.

Compound interest can dramatically impact the future growth of your assets. Learn more.

How Compound Interest Works Use this calculator to better see the potential impact of compound interest on an asset.

A retiree’s should reflect the lifestyle choices he or she makes in . Does yours?

Does Your Portfolio Fit Your Retirement Lifestyle? Lifestyle considerations in creating your retirement portfolio.

Have a strategy for discussing healthcare with your parents.

Caring for Aging Parents As our nation ages, many Americans are turning their attention to caring for aging parents.

Human nature, biases and assumptions can make it challenging to prepare for retirement. Keep reading to learn more.

This is your brain on retirement Human nature, biases and assumptions can make it challenging to prepare for retirement.

Ever heard of a Roth 401(k)? Would one be right for you?

What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

After you leave work, what will your life look like? Organize your thoughts with the help of this piece.

Retirement Seen Through Your Eyes What's your vision of retirement?

To live the retirement you want you need to plan ahead and work to save enough money to cover your costs. Taking these steps may help.

How to get your finances ready for retirement To live the retirement you want you need to plan ahead. Taking these steps may help.

Knowing how to build confidence is key to achieving the success and happiness you want in life. Five behavioral changes you can make today to become more confident.

How to build confidence Five behavioral changes you can make today to become more confident – and achieve the success and happiness you want in life.

How much do you know about stocks?

How Stocks Work Understanding how a stock works is key to understanding your investments.

Some firms create a “sources and uses of funds” statement to evaluate operations. What does yours say?

What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.

Worried about passing your wealth to a troubled adult child?There are strategies that can help.

When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

How will inflation impact your retirement? Learn how to factor inflation into your long-term financial strategy.

How to consider inflation into your retirement strategy

Why are they made again and again? This piece helps make sense of these errors in judgement.

Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement.

The savings rate is the government’s estimate of how much U.S. households are saving.

U.S. Personal Savings Rate What can be learned from the savings rate?

Stocks rallied in May as investors welcomed upbeat Q1 corporate reports and signs of a Goldilocks economy - not too hot, not too cold. The Dow crossed 40,000 for the first time after cooler inflation data raised hopes for a potential rate adjustment.

Monthly Market Insights | June 2024 Baback Panah is a financial professional at Certified Financial Services. He works with a team of Professionals and Specialists to develop integrated strategies that are suitable for his clients’ objectives. Baback works from a macroeconomic position to focus on the entirety of every client’s f...

Women have overtaken men in the labor force, are responsible for a big income gain for their families and put in enough work at home to make a six-figure salary. But they are leaving their loved ones unprotected.

How women can boost their financial confidence Women’s financial contributions are too often left unprotected.