Jack Ma- Mortgage Advisor

VP of Mortgage Lending at Guaranteed Rate. NMLS ID: 271002 Guaranteed Rate NMLS: 2611
nmlsconsumer

NMLS ID: 271002
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by the NJ Dept of Banking and Insurance; Registered Mortgage Banker - NYS Department of Financial Services; https://www.rate.com/texas-consumers-how-to-file-complaint

09/20/2022

There are a daunting set of challenges facing home buyers in today’s market. And I’m proud to work at Guaranteed Rate, a company that has more top Loan Officers than any other lender.
Find out more: http://ms.spr.ly/6189jNFfR

09/19/2022

Instead of giving your rent money to your landlord, invest it into your home’s equity. Your monthly mortgage payment may be lower than what you were expecting and comparable to your monthly rent payment. Learn more: http://ms.spr.ly/6185jN86L

09/19/2022

09/16/2022

Now’s the perfect time to give your driveway and siding a good pressure washing before fall.

09/14/2022

Who’s crazy enough to try to predict what’s going to happen in housing this fall? We are, apparently. See what we think will be most important factors for the Fall of 2022. http://ms.spr.ly/6184jIRm2

09/13/2022

If you have buy-side clients wondering if they can buy a home in this market, now is the time to introduce them to a top Loan Officer. And I’m proud to work for Guaranteed Rate, a company that has more than any other lender. Now more than ever, you need . So let's chat: http://ms.spr.ly/6182javLg

09/12/2022

Everyone thinks they need a 20% down payment to buy a home. But in 2021, the typical down payment was 7% for a first-time buyer*and 17% for a repeat buyer.*
Read on to learn more: http://ms.spr.ly/6182jvh0q

09/11/2022

The immense tragedy of September 11th will always be with us. Let us remember and honor those whose lives were lost or forever altered 21 years ago.

09/09/2022

We've put together a list of how much ROI (return on investment) you can expect from the most popular types of home renovations. http://ms.spr.ly/6187jtTkH

09/08/2022

With fewer buyers and more motivated sellers, fall can be the best time to find and land the home you’ve been looking for. http://ms.spr.ly/6182jsTBG

09/06/2022

From recession talk to inflation, there are a daunting set of challenges facing first time home buyers in today’s market. They need to help them navigate. And as I’m proud to work Guaranteed Rate, a company that has more top Loan Officers than any other lender. http://ms.spr.ly/6187jq8sJ

09/05/2022

Your schedule for today: relax, recharge and reconnect.

09/02/2022

Today is a perfect day to switch out your old windows with something new and energy-efficient. This will help you save money on your energy bills and prevent the cold from coming in.

09/01/2022

You can’t believe everything you hear when it comes to buying a home. These 10 myths about homebuying have stuck around for a long time, but they’re just not true anymore. How many have you heard?
http://ms.spr.ly/6180jl0ZC

08/31/2022

The number you are quoted for your mortgage rate is probably the most important number in the homebuying process. But how are these all-important rates set? It’s complex, but we’ll simplify it for you. http://ms.spr.ly/6186jYsQO

08/30/2022

If you’re unsure about buying home in this market, the first thing to do is seek guidance from an expert. And I’m proud to work at Guaranteed Rate, which has more top Loan Officers than any other lender. Let’s chat. http://ms.spr.ly/6186jccfw

Timeline photos 08/29/2022

Timeline photos 08/26/2022

On this day in 1920, the 19th Amendment was passed, granting women the right to vote. Even 102 years later, the movement continues, as we strive to ensure for women in all spheres of life and society.

08/25/2022

When you lock in a mortgage rate, it stays the same year after year, no matter what the economy does. Rents? They just rise with the tide. Want some more stability? Contact me to learn more!
http://ms.spr.ly/6181j5MwR

Timeline photos 08/24/2022

Pending home sales were down in July, but less dramatically than previous months. Is this a sign of better days to come? http://ms.spr.ly/6182jePSe

Timeline photos 08/23/2022

If you have buy-side clients starting to lose faith in their ability to buy in this challenging market, they need the guidance of a top Loan Officer. And I’m proud to work for Guaranteed Rate, a company that has more than any other lender. Learn how you can work with : http://ms.spr.ly/6189jj2u5

Timeline photos 08/19/2022

Existing-home sales dip, while home prices are up, inventory remains tight and homes continue to fly off the market. http://ms.spr.ly/6189jZZOt

Timeline photos 08/19/2022

School starts soon. Do you have a dedicated place for your kids’ jackets and shoes? Create a mud room space with nice tiles or a door mat.

08/18/2022

Stop shoveling money to a landlord and start building equity for yourself. To get the ball rolling, talk to me. http://ms.spr.ly/6180jk9On

08/17/2022

Our Rent or Buy Calculator can help simplify a complex question—is it better to continue renting and perhaps save some money? Or to buy a home instead, and start building equity now? http://ms.spr.ly/6185jXbid

08/16/2022

From recession talk to inflation, there are a daunting set of challenges facing first time homebuyers in today’s market. They need to help them navigate, and I’m proud to work at Guaranteed Rate that has more top Loan Officers than any other lender. http://ms.spr.ly/6189jncPf

Timeline photos 08/16/2022

Procrastination is the order of the day today, and that’s just fine. Happy !

Timeline photos 08/12/2022

If you’re considering homes in different markets, you may be wondering how to compare the prices. Price per square is our favorite metric to compare home prices across the country. Find out how to use it.
http://ms.spr.ly/6188jTTts

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Jack Ma is strategic, passionate, and confident in his team delivering a seamless mortgage experience with best in class service

Purchasing a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.

Our Promise

Low, low rates and the ultimate in technology, service and advice. Our founder, Victor Ciardelli, designed Guaranteed Rate's revolutionary, market-disrupting model to do just that:


  • Give you a low, low rate on the right mortgage product, along with transparent, fair fees.
  • Videos (show all)

    Mortgage Myths
    Fall Market Preview
    Mortgage Myths
    Calculate ROI
    Why Buy in Fall
    Busting Mortgage Myths
    Get Moving
    Get Moving
    Learn more today!
    Now more than ever, you need the best!
    Get Moving
    Learn more today!

    Category

    Address


    4 Century Drive, Suite 150
    Parsippany, NJ
    07054

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