The Rob Levy Mortgage Team

What’s the driving force behind last week’s refinance surge? Plus, initial jobless claims saw the largest decline in almost a year, calming the job market crash fears. Read more in the Market Update: http://spr.ly/6183Ysy0d

Generally, top-rated school districts mean safer neighborhoods. Whether you have school-aged children or not, scroll through ➡️ to see why you should research school districts when buying a home

Ready to embark on your home buying endeavors? Purchasing a home is a major life decision, and you want to make sure you find a home that checks your most important boxes while avoiding money-draining surprises. Click here to look through home buying green and red flags: http://spr.ly/6183Yl4aL

It's back-to-school time! Are you ready for an A+ home buying experience? Now's the time to study up for your home purchase! It all starts with a preapproval, contact me today to take the first step!

BREAKING: Mortgage rates drop to the lowest level in over a year! This week's big drop was a result of June's collection of employment reports, which came in below expectations and point to weakness in the jobs market. Consequently, the average 30-year fixed mortgage rate fell to its lowest level since April 2023

"HOA" stands for Homeowners' Association, a non-profit organization that manages and maintains a community's assets, such as homes, properties, and common areas. "CC&Rs" stands for Declaration of Covenants, Conditions, and Restrictions. CC&Rs are the rules of the HOA community, which outline the rights and obligations of the HOA and its members. CC&Rs describe what can and can't be done with a property, and their goal is to preserve and enhance property values

Saving for the down payment is one of the biggest hurdles for first-time home buyers. When you grow your down payment with HomeFundIt™, you can cross the finish line FASTER with a LARGER down payment!

Justin found the perfect place to call home! So happy we had the pleasure to be a part of your home buying experience. Thank you to the incredible agents, Steven Engle at Berkshire Hathaway and Dhari Thein at Compass, for all your hard work and making sure Justin had the best experience!

In the midst of high interest rates and historically high home prices, how can you achieve your dream of homeownership? Let’s discuss five strategies that can put you ahead of the game in a low affordability housing market: http://spr.ly/6189YGMtH

When it comes to home financing, you deserve a lender who will bend over backwards for your unique needs! At CMG Home Loans, we have flexible mortgage options for every budget. Whether you're looking to buy, sell, refinance, or renovate, we're here to help you stick the landing!

Though the Federal Open Market Committee (FOMC) did not cut rates yesterday, mortgage rates still trended lower. In fact, the average 30-year mortgage rate officially dropped to its lowest level since late 2023, according to Mortgage News Daily’s rate index. Read more in the market update: http://spr.ly/6189chNnv

Home search isn't going as swimmingly 🏊 as you hoped? Don't lose hope just yet! With a Renovation Loan, you can turn a house you LIKE into a home you LOVE. Freestyle your home any way you'd like -- it all starts with a !

Are you ready to take the plunge? 🥽 Avoid the splashes and ease into homeownership with a mortgage payment buydown. Dive into homeownership with lower monthly mortgage payments for up to three years!

Go Team USA! 🇺🇸 As you root for our nation's top athletes, we're ready to cheer you on your path to the American Dream of homeownership. When it comes to mortgage financing, trust your home team at CMG!

Opening the door to new possibilities!🚪🔑Thrilled to announce the successful closing of Eric and Rachel's South Pasadena home! A heartfelt thank you for choosing the at CMG Home Loans for your financing needs. Wishing you endless joy and prosperity in your beautiful new home! 🌟

A big thank-you to the realtors who helped make this dream come true, Jim Rock with Compass and Jackson Wong with Coldwell Banker Dynasty.

Cheers to Richard for unlocking the door to your new home sweet home!

Setting your aim 🎯 on homeownership? A straight shot to the home of your dreams starts with a mortgage preapproval. Give me a call to take the first step!

How has the VA Loan evolved throughout the years? Since its creation in 1944, this program has provided homeownership opportunities to millions of Veterans. As we celebrate the 80th anniversary of the VA Loan, here’s how the program has expanded in recent decades: http://spr.ly/6185cVmMB

Think it's a good idea to browse home listings before getting preapproved? Think again! A preapproval lets you know how much you can afford, so you don't get your heart set on a home that's out of your budget. Ready to get started on your mortgage preapproval? Give me a call!

Amidst inflation and rate volatility, how can you stay afloat? We're proud to offer our 🛟 Float Down Option 🛟 to help you find your dream home at the right rate. If rates go up, you're protected. If rates go down, you get the benefit. Ask me how our Float Down Option can lead you to smooth sailing ⛵

The base FICO® Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional"

Summer is heating up! As temps are rising, chill out with these summer home maintenance tips:

The summer heatwave is rising, and so are these hot home décor trends! From dark academia to vintage designs, here are seven popular home trends this summer: http://spr.ly/6185ioIt5

Is builder data predicting future rate declines? Yesterday, the National Association of Home Builders (NAHB) released its housing market sentiment index for July. Here’s what you need to know: http://spr.ly/6189i9WDx

Credit report vs credit score-- what do you need to know? Not only are the two different, but they're used for different purposes. Here's a handy chart to help you understand the distinction

When you originate a loan, you will be required to make some initial payments upon your closing: one is the down payment, the other is your closing costs. Closing costs typically include the loan origination fee, appraisal fee, credit report fee, tax service fee, closing/escrow fee, mortgage recording charge, hazard insurance premium/reserves, and county property taxes/reserves, totaling 3-6% of the loan amount

Home is where love resides, memories are created, and dreams come true! 🌟 🏡

Sending a huge congratulations to Hannah and Thomas for closing on their new home sweet home in Sierra Madre, CA. We're honored to have been part of your journey. Many thanks to the Realtor, Jan Greteman at Compass, for your expert guidance!

Did you know?? There's CASH💰 trapped inside your home! That's right, it's called home equity and it's the difference between the market value of your home and the amount of your mortgage that you still owe. Here are 5 ways you can leverage your home equity to meet your goals

Need some good news?! The consumer price index (CPI) was released this morning and showed cooling inflation in June. As a result, the average 30-year fixed mortgage rate dropped to the lowest level since March. Read more in the Market Update: http://spr.ly/61859AjVx