Jennifer McKeown-Putney Reliance Mortgage

🍂FALL🍂 is in the air! As the days are getting shorter and the temperatures are dipping down, now's the time to prepare your home for cold weather. Scroll through for 5 autumn home maintenance tips!

No W-2? No problem! At CMG Home Loans, we offer several unique loan programs to help you buy a home without a W-2. Ask me about our non-QM solutions!

What will it take to reignite 💥 the housing market? With the Fed beginning its long-awaited rate cuts, home buyers could be in luck 🍀 in the coming months. Here’s how you can plan for potential rate drops:
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Did somebody say RATE CUTS? ✂️
This afternoon, the Federal Open Market Committee (FOMC) voted to cut the benchmark interest rate by 0.5% – the first rate cut in four years. What can you expect from the market moving forward? Read here:
http://spr.ly/6180o3p1w

Are you well-prepared in the event that disaster strikes? September is Disaster Preparedness Month, so we've put together some tips to help you protect the life you've built.

Think it's a good idea to skip the home inspection? Think again! A quality home inspection can reveal critical information about the condition of a home and its systems. This makes the buyer aware of what costs, repairs and maintenance the home may require immediately, and over time.

With our own Private Label Security (PLS), we can help you avoid increased fees and offer a better price on your second home or investment property loan. Ready to learn more? Contact me today!

Can't find your ideal home on the market? Why not turn a house you LIKE into a HOME 🏡 you LOVE?! Scroll through to see how a Renovation Loan can bring your dream home to life

Lucky number 7! Today, we celebrate seven years since the launch of HomeFundIt™, the nation’s first and only down payment gifting platform. Since its inception in 2017, HomeFundIt has helped over 2,500 families purchase a collective $700 million in real estate.
Historically, down payments have been one of the largest obstacles for home buyers. Here’s how HomeFundIt is making homeownership more accessible: http://spr.ly/6181WFphh

Ever noticed that the word “homeowner” has “meow” right in the middle? 🙀 With over 66% of households including at least one pet, buyers are increasingly prioritizing pet-friendly features when choosing homes and making renovations. Here’s how pets are shaping the current housing market: http://spr.ly/6181Wv31x

When you put down less than 20% on your Conventional Loan, your lender will require you to pay Private Mortgage Insurance, also known as . Luckily, this additional cost won't last forever. Once you reach 22% equity, your lender will automatically cancel your PMI.

What can your do for you? Ask me how a HELOC can help you unlock the hidden cash in your home!

🏡 Another successful closing with Jessica Bishop - Your Mortgage Lady at Reliance Mortgage! 🎉 Jessica Bishop worked diligently to ensure a smooth and efficient process for our clients, helping them secure the perfect home.

Special thanks to Buyer Agent Kimberly Mobley from Bastion Realty, Listing Agent Forrest B Scott with Better Homes and Gardens Main Street, and Pensacola Heritage Title for helping make this closing a success! 🏠🤝

If you're looking for an experienced team to guide you through your next home purchase, reach out to Reliance Mortgage today!

MLO NMLS 1112519 | NMLS 1820

🏗️ Another new construction home closed with Jessica Bishop - Your Mortgage Lady at Reliance Mortgage! 🏡 Jessica Bishop always goes above and beyond for her clients, and this new build was no exception. Her dedication to making the loan process smooth and stress-free truly sets her apart, and we're so proud of her hard work!

Congratulations to our amazing clients on their brand-new home! A special thank you to Buyer Agent Jason Smallwood from Team Smallwood - Bastion Realty, Listing Agent Brittany Hurst with D.R. Horton Homes, and DHI Title for making this closing seamless. Jessica Bishop truly delivered another win! 🏠🔑

MLO NMLS 1112519 | NMLS 1820

🏖️ Just closed on a beautiful beach home as a second residence! 🌊 I had the pleasure of helping my clients secure their dream getaway with the support of an amazing team.

Special thanks to Buyer Agent Ashley Mathieson, Realtor with Levin Rinke Realty, Listing Agent Joe Emerson with EXIT Realty Gulf Shores, and Orange Beach Title for making this a seamless closing. Ready for some sunshine and relaxation! 🌞🏡

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Did you know? September is National Preparedness Month! It pays to be prepared for any disaster— man-made or natural. Be informed, make a plan, and build an emergency kit to keep your family prepared in the event of a disaster.

As average down payment costs rise to the highest level in over ten years, can you still succeed in the housing market? Here’s what home buyers need to know about down payment assistance: http://spr.ly/6189WPKPZ

Don't fumble 🏈 your dream home! 🏠 At CMG Home Loans, we have a wide variety of loan programs to help you reach the endzone FASTER. Give me a call to devise a gameplan and kickoff your homeownership journey!

🏡 Another fantastic closing with Reliance Mortgage and Heather Bookout, Mortgage Loan Officer! 🎉 Heather was thrilled to help her clients achieve their homeownership dreams!

Big thanks to Buyer Agent Joe Bookout with Century 21, Listing Agent Rick LaFrance with Re/Max America’s Top Realty, and Omega National Title Agency for making this a smooth transaction. What a great team effort! 🙌🔑

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🏡 Another smooth closing with Reliance Mortgage and Jessica Bishop - Your Mortgage Lady! 🎉 Big congratulations to our buyers on this exciting milestone!

A special shout-out to Buyer Agent Vicki Hodges with Levin Rinke Realty, Listing Agent Jackie Houseman with Rob Brooks Realty, and Emmanuel Sheppard & Condon for making this transaction seamless. It’s a team effort, and we’re proud to be a part of it! 🙌🔑

MLO NMLS 1112519 | NMLS 1820

Just wrapped up another successful closing on a VA Loan! 🇺🇸🏡 It's always rewarding to help our veterans achieve their homeownership goals.

Special thanks to Buyer Agent Wayne Peacock with Levin Rinke Realty, Listing Agent Rima Cole with Keller Williams Realty Emerald Coast, and Bright Light Land Title for their hard work in making this transaction smooth and seamless. 🙏🔑

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So honored to be able to help folks with their home purchases! Working with a first-time homebuyer using over $11,000 in down payment assistance to working with seasoned buyers, it's always a pleasure! Thank you all for the ⭐️⭐️⭐️⭐️⭐️ reviews!

Looking to buy or build? Call me today!

☎️850-480-9760☎️

Are you financially prepared for an emergency? An emergency fund is money that you set aside to cover unexpected, expensive events—like sudden loss of job or major illness. How much money should you have in an emergency fund? Experts recommend that you should have three to nine months of living expenses set aside.

I just closed another exciting deal, helping a first-time homebuyer achieve their dream of homeownership! 🏡✨ The buyer utilized our down payment assistance program, making the process smoother and more accessible.

A big thank you to Buyer Agent Mary Catherine Richardson with Levin Rinke Realty, Listing Agent Scott Porter with Old South Properties, and Pure Title for their excellent work in bringing this closing to fruition. 🙌🔑

MLO NMLS 643436 | NMLS 1820

🏡 Another successful closing with Jessica Bishop - Your Mortgage Lady and Reliance Mortgage! 🏡

We’re thrilled to have closed on this beautiful property. A special thank you to Buyer Agent Vicki Hodges with Levin Rinke Realty, Listing Agent Hilary Rember with Assist 2 Sell Real Estate, and the team at Emmanuel Sheppard & Condon for making this process seamless.

Jessica Bishop is here to help make your homeownership dreams a reality!

MLO NMLS 1112519
NMLS 1820

Imagine finding your dream home on the market… just to learn it’s way over budget. How can you avoid this waking nightmare? Before you embark on your house hunting expedition, it’s a good idea to meet with a loan officer to set your budget. Here's what loan officers are looking at when determining how much home you can afford

Keep an eye out for real estate 🚩RED FLAGS 🚩
How can you identify potential fraud as a home buyer? Read our blog as we explore some of the most common real estate scams and how to avoid them:
http://spr.ly/6182m909G

Do you know how to calculate your home equity? It's relatively straightforward-- you simply subtract the amount you owe on your mortgage from the current market value of your home. Ready to take advantage of your home equity? Give me a call today!

Why pay someone else's mortgage? When you make monthly rental payments, you're doing exactly that— paying your landlord's mortgage and building no equity. When you own a home, your mortgage payments help you build wealth in the form of