MiniCo Insurance

Service-based business are booming, with the global market for professional liability insurance projected to reach $435 billion USD by 2032. The growth is driving demand for Miscellaneous Professional Liability insurance solutions to mitigate financial risks associated with potential claims of errors and omissions, negligence, and more.

Dive into our overview of Miscellaneous Professional Liability insurance for details.
https://www.minico.com/coverage-alert-miscellaneous-professional-liability-insurance/

With carriers weighing the impact of rising claims, growing pressure on the property insurance markets, and other economic factors, policyholders are feeling the pinch.

MiniCo's Wind/Hail Deductible Buyback program helps your commercial property clients reduce their out-of-pocket exposure in the face of escalating percentage wind and hail deductibles. For more details, visit our site: https://www.minico.com/deductible-buy-back-program/wind-hail/

Whether it's skyscrapers or infrastructure, Architects and Engineers Professional Liability Insurance is indispensable for your architecture and engineering clients.

Equip your clients with the protection they need to navigate potential legal battles by reading our latest blog: https://www.minico.com/the-411-on-architects-and-engineers-professional-liability-insurance/

Many businesses, particularly those in the small to medium-sized range, continue to hold onto misconceptions about cybercrime and cyber insurance that might be preventing them from taking appropriate action.

In this post, we dispel one of these common myths and call attention to the importance of cyber coverage when it comes to safeguarding your business from a breach or attack.

No one understands self-storage insurance like MiniCo. We wrote the book on insuring self-storage risks 50 years ago, and our underwriting team is unmatched in terms of industry-specific experience and specialization.

Learn more about our industry-leading program and get a quote online. https://www.minico.com/self-storage-insurance/commercial/

Nuclear verdicts are excessively high jury awards, often exceeding $10 million. These verdicts have become increasingly common, with last year seeing an unprecedented $14.5 billion in such payouts.

As an insurance agent, you play a crucial role in helping small legal practices navigate these risks. Contact us to learn more and to get a quote for your client. https://www.minico.com/lawyers-professional-liability/

Mistakes happen, but with coverage from MiniCo, architects and engineers can keep calm and carry on designing. 🏢

MiniCo’s exclusive Architects & Engineers Professional Liability program is available to wholesale brokers and offers coverage for E&O, professional negligence, contract breaches, and more. Learn more about our program: https://www.minico.com/architects-engineers-insurance/

Property owners’ associations (POAs), such as homeowners’ associations and condo owners’ associations, play a crucial role in maintaining community grounds, shared buildings, and other assets. However, leading and managing these associations comes with its fair share of responsibilities and potential risks.

MiniCo's Property Owners' Association Liability program ensures your directors, officers, and volunteers are covered when the need arises.

Learn more about our coverage solutions. Program available to wholesale brokers only. https://www.minico.com/property-owners-association-liability/

Despite these numbers, the report indicates that many small businesses don’t understand what their insurance policies cover. The vast majority (83%) couldn’t correctly describe what a general liability policy is, for example. This points to a significant gap between small-business owners’ knowing that insurance coverage is important and understanding exactly what they need — which is where the retail insurance agent can step in as a trusted and valued partner.

Contact MiniCo today to learn more about our exclusive insurance programs. https://www.minico.com/contact-us/

The burgeoning cannabis delivery industry, like the food delivery industry, has seen exponential growth, driven by increasing legalization and consumer demand. Yet, as many delivery business owners know all too well, with growth comes the challenge of effectively scaling operations. Delivery issues—like delays, regulatory compliance missteps, or customer satisfaction issues—can impact the bottom line.

MiniCo’s exclusive Hired and Non-Owned Auto program is designed specifically for food and cannabis delivery services that use drivers’ personal vehicles.

Learn more about our exclusive program and get a quote: https://www.minico.com/hired-non-owned-auto-for-food-cannabis-couriers/

Trot over to MiniCo's latest blog to rein in all you need to know about equine liability insurance! Learn how to safeguard your clients' equine operations and expand your market reach with expert insights and practical tips. Read more now: https://www.minico.com/understanding-equine-liability-coverage-protecting-horse-related-operations/

Keep your autographs from becoming a faded memory! 📜✨

Preserving autographed memorabilia isn't just about nostalgia—it's about value! Get expert tips from James Appleton, MiniCo’s Director of Program Sales, on keeping signed treasures pristine for years to come. Read our latest blog for essential preservation strategies. https://www.minico.com/preservation-tips-for-autographed-memorabilia/

Advocating for effective risk-management strategies – such as proper calendaring and docketing systems, robust conflict-checking procedures, and clear client-communication protocols – can help your clients minimize their exposure to these risks.

Don’t leave your clients’ practices exposed to unnecessary risks. Contact us today to learn more about how our coverage options for legal professionals liability insurance can protect them or get a quote. https://www.minico.com/lawyers-professional-liability/

Sow the seeds for better agribusiness insurance! 🌱

Extreme weather is a key reason that securing property coverage for farms and ranches has become more challenging. Partner with us to harvest the best solutions for your clients. Dig into our latest blog for more: https://www.minico.com/the-growing-challenge-of-insuring-agribusiness-risks/

No one knows more about insuring self-storage risks than MiniCo. Our exclusive Commercial Self-Storage program offers more flexibility in coverage, deductible, and limit options than any other provider.

MiniCo’s Commercial Self-Storage program features:
- Specialty BOP
- Optional enhancements: blanket property, extended business income, cyber, systems protection, blanket additional insured, EPL, and more.
- Specialty coverages: customer goods legal liability and sale and disposal liability
- Monoline Property and GL
- Business liability, umbrella, hired and non-owned auto, medical expenses, and more.

Learn more about our industry-leading program and get a quote online. https://www.minico.com/self-storage-insurance/commercial/

Liability exposure, specialized tools, and commercial vehicles—oh my! Artisan contractors face unique risks that require tailored insurance. Connect with our experienced underwriters to craft the perfect coverage for your clients in AZ, CA, and NV! https://www.minico.com/artisan-construction-insurance/

Changing weather patterns and catastrophic events have turned planting schedules into a guessing game, and made obtaining property coverage a challenge in some locations. Dig into our blog for tips that can help your clients with agribusiness operations manage and respond to adverse weather conditions: https://www.minico.com/extreme-weather-when-farmers-need-more-than-a-raincoat/

MiniCo's experienced program underwriters understand the challenges of insuring nonprofit and social services risks.

Our Nonprofit and Social Services program offers exclusive access to preferred markets to place risks in 300+ classes including startups, new ventures, special events, D&O, and more.

Contact our program team to get started: https://www.minico.com/social-services/

Forecasters predict below-average activity for the 2024 wildfire season. But with active burns in 12 states and 3M acres affected YTD, property owners and insurance agents are not resting easy.

Head to our blog for insights into the essential strategies for managing wildfire risks and navigating the challenging property insurance market: https://www.minico.com/navigating-the-2024-wildfire-season/

Cybercrime is on the rise, and using public phone-charging stations can make you an easy target.

Stay informed and stay safe with our blog post: https://www.minico.com/cyber-risks-of-using-public-phone-charging-stations/

📈 Nuclear verdicts, often exceeding $10M, have become increasingly common. These monumental awards pose a significant threat to businesses of all sizes. But what is the effect on the law firms involved?

Learn about the potential risks for smaller firms and the important role insurance agents play in helping their clients mitigate risk. Learn more on the blog: https://www.minico.com/the-impact-of-nuclear-verdicts-on-small-legal-practices-a-guide-for-insurance-agents/

Autographs can elevate a collectible item to one-of-a-kind status. But diligent care is critical to preserve those signatures.

Check out the new article by MiniCo's James Appleton offering tips to help collectors protect their valuable autographed items.

Read more: https://intelligentcollector.com/preservation-tips-for-autographed-collectibles/

Professional liability insurance doesn’t have to be a mystery. Our latest blog breaks down the challenges of today's turbulent market.

Discover insights on how rising premiums, increased underwriting scrutiny, and ever-evolving risks may affect the search for the right coverage for your clients. https://www.minico.com/managing-professional-liability-in-a-changing-market/

Nonprofit organizations encounter distinct operational, financial, and liability risks. Dive into how MiniCo's specialized expertise helps agents craft customized insurance programs that adequately protect nonprofits across diverse sectors. https://www.minico.com/bridging-the-gap-customized-policy-solutions-for-emerging-nonprofit-needs/

Self-storage facilities may look like typical brick-and-mortar business operations from the outside — but, when it comes to insurance coverage, they’re not. The truth is, with their distinct property exposures, self-storage facilities require a different approach to insurance coverage, one that accounts for their specific vulnerabilities.

This post highlights some unique exposures and aspects of property insurance under MiniCo’s Commercial Self-Storage Insurance program and how to mitigate them. https://www.minico.com/self-storage-insurance/commercial/

MiniCo’s exclusive Agribusiness program offers coverage for farm and ranch operations, commercial agribusiness, and equine risks. Coverages include property, liability, commercial auto, umbrella, and more.

If you’re looking to place an Agribusiness risk, contact MiniCo’s dedicated program underwriters to learn more. https://www.minico.com/agribusiness-insurance/

Lawyers Professional Liability (LPL) insurance is crucial for legal professionals. In this blog, MiniCo provides a guide for insurance agents to understand how to tailor coverage to meet the unique needs of solo practices, small firms, and larger operations, ensuring clients are well-protected against potential risks and liabilities.

Read more: https://www.minico.com/the-ultimate-guide-to-lawyers-professional-liability-insurance/

The world of nonprofits isn’t always rosy — they face risks like everyone else.

MiniCo's exclusive Nonprofit & Social Services program is the most comprehensive in the marketplace and covers more than 300 eligible classes.

From startups and new ventures to special events and more, our experienced underwriters are ready to assist. Send us your 7/1 renewals today!

https://www.minico.com/social-services/