Nathan R. Garcia Wealth Manager

https://www.linkedin.com/posts/nathan-garcia-mba-cfp%C2%AE-a529b73_thank-you-to-everyone-who-joined-our-webinar-activity-7034217261615726592-y4qJ?utm_source=share&utm_medium=member_desktop

Nathan Garcia, MBA, CFP® on LinkedIn: Great connecting with our clients and sharing these principles! Great connecting with our clients and sharing these principles!

BIG Changes coming to your retirement plan moving forward in Congress. New rules as well as incentives for low to moderate employees to being saving.

Your 401(k) Plan Re-imagined, Again: SECURE Act 2.0 Explained Bipartisan measures lawmakers are pushing to get over the finish line before the start of the new congressional calendar next year could add $83.6 billion to the retirement savings marketplace and create an entirely new class of workplace savers.

Fast 50 2022 rankings: Pittsburgh region's fastest-growing private companies - Pittsburgh Business Times Find out which companies made the Fast 50 2022 rankings of Pittsburgh's fastest-growing private companies, an impressive list of companies that managed growth during this challenging time.

“To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What’s needed is a sound intellectual framework for making decisions and the ability to keep #𝙚𝙢𝙤𝙩𝙞𝙤𝙣𝙨 from corroding that framework.” – Warren Buffett

If you are relying upon an advisor who is predicting the short term moves of the market, you may want to consider a new strategy... or a new advisor.

Waiting for the "right time" to invest can be a great risk...

www.linkedin.com

Yes, it IS a bad time for " " at a bank or in treasuries. But zoom out... it's almost ALWAYS a terrible idea to "save" for your future in bank deposits, and fixed income. Getting paid a real rate of return above inflation for zero risk probably shouldn't be the norm. The reward for keeping your assets in a diverse portfolio with exposure to equities is real returns, and growth... but isn't free! Never has been.

https://www.nytimes.com/2021/08/09/upshot/terrible-time-for-savers.html

This Is a Terrible Time for Savers In an upside-down world of financial markets, expected returns after inflation are at record lows.

Many clients are concerned about and thinking of potential hedges. Even though gold has been used as such a hedge, the data is not as supportive as you may think.

Gold as an Inflation Hedge: What the Past 50 Years Teaches Us On the anniversary of the metal’s unleashing by Nixon, gold’s believers may be disappointed by the record.

According to recent Modern Family Index research, women are two times more likely to be managing the household and three times more likely to be managing children's schedules than their partners. To keep your mental health in check, here are some tips:

Study Confirms Women Most Often Manage Their Households www.raymondjames.com

"The more flexibility you have, the less you need to know what happens next." - Ben Graham

How to Do Long Term www.collaborativefund.com