Chi Dong
HowMoneyWorks is on a mission to eradicate financial illiteracy—the #1 economic crisis in the world.
As a HowMoneyWorks Educator, my goal is to guide you to the summit of financial independence and empower you to take control of your financial future
🔒 Middle-Class, Maximum Protection: Life Insurance Tailored for Your Needs 🔒
Life insurance isn't just for the wealthy—it's a vital tool for everyone, especially middle-income families. With over 50 million middle-income Americans underinsured, ensuring financial security doesn't have to break the bank.
For households earning between $50,000 and $150,000, life insurance offers a customizable and affordable way to protect what matters most. Imagine a policy that's not only budget-friendly but also tailored to safeguard your family's future, covering everything from mortgage payments to educational expenses.
The right life insurance plan can provide peace of mind, knowing that your loved ones will be financially secure in the event of the unexpected. It’s about protecting your legacy and ensuring your family continues to thrive, no matter what life throws your way.
Don’t wait to secure your family’s future. Explore life insurance options designed with your needs in mind, and discover how you can achieve maximum protection without the maximum price tag.
🛡️ Heritage of Protection: Hispanic Families, Safeguard Your Future with Life Insurance 🛡️
In the vibrant tapestry of Hispanic culture, family is at the heart of everything. Yet, 53% of Hispanic Americans recognize a pressing need for life insurance, highlighting a gap in one of the most underserved communities. It's time to address this crucial aspect of financial planning and ensure all families have the protection they deserve.
Life insurance is more than just a safety net—it's a testament to our commitment to family legacy and heritage. As financial priorities evolve, having life insurance helps secure not only your family's future but also the dreams and values you hold dear.
Imagine a future where your loved ones are shielded from financial uncertainty, a future where your cultural and familial legacy continues to flourish. Life insurance offers a pathway to that future, ensuring that your family remains protected through life's various challenges.
Let’s shine a light on the importance of life insurance within the Hispanic community, making sure everyone has access to the protection they need. Together, we can build a stronger, more secure foundation for generations to come.
One Policy, Many Benefits: Combine Life Insurance & Long-Term Care for Total Security
Are you among the 33% of consumers worried that long-term care costs could drain your savings? You're not alone. As we plan for the future, the potential financial burden of long-term care is a significant concern for many. But there's a solution that offers peace of mind: combination life insurance policies.
These dual-purpose policies provide comprehensive coverage by merging life insurance with long-term care benefits. This means you can protect your loved ones and secure your own future without the fear of exhausting your savings. With one policy, you gain multiple benefits that ensure your financial security and that of your family.
Don't let the fear of future expenses hold you back. Explore combination life insurance policies today and discover how they can offer you complete protection and peace of mind.
🔍 Take action now: Learn more about how these policies can safeguard your savings and provide the coverage you need. Connect today to explore your options.
Secure your future with One Policy, Many Benefits.
Your Life, Your Legacy: Affordable Life Insurance is Within Reach
Did you know that a staggering 72% of Americans overestimate the cost of life insurance? Many believe it costs three times more than it actually does. The truth might surprise you! For a healthy 30-year-old, a $250,000 policy can be available for as little as $200 a year.
Don't let misconceptions prevent you from securing your family’s future. Life insurance is not just a financial decision; it's a legacy of care and protection for your loved ones. Understanding the real cost can empower you to make informed choices that align with your values and budget.
Explore how affordable life insurance can be an integral part of your life's plan. Protect your legacy and ensure your family’s security without breaking the bank.
Discover more today: Learn about the true cost of life insurance and take the first step towards safeguarding your family's future. Reach out now to find the right policy for you.
Forge a lasting legacy with Affordable Life Insurance.
More Than Just a Policy: Life Insurance as a Tool for Legacy Building
Did you know that life insurance can be a cornerstone for creating a lasting legacy? While 35% of people purchase life insurance to protect their savings from long-term care expenses, its benefits extend far beyond immediate needs. Life insurance offers a strategic way to make a meaningful impact for future generations.
Imagine securing your family’s financial future, ensuring that your loved ones are supported even when you’re no longer around. With the right policy, you can guarantee that your children’s education or your family’s well-being is safeguarded, no matter what.
But it doesn’t stop at family. Life insurance allows you to engage in charitable giving, supporting causes close to your heart long after you're gone. It’s a way to pass on values, making a difference in the community and the world.
And let’s not forget wealth transfer. By including life insurance in your legacy planning, you can efficiently pass on wealth to the next generation, minimizing tax burdens and maximizing the impact of your hard-earned assets.
Make life insurance a part of your legacy plan today and ensure that your influence and values continue to shape the future. Discover the power of a policy that’s more than just financial security—it's a gateway to lasting impact.
🌸 Women Protecting What Matters Most: Empower Your Future with Life Insurance 🌸
It's time to change the narrative around women and life insurance. Did you know women are 11% less likely than men to have life insurance, despite often being the heart of financial decision-making in households? This gap needs to be bridged, as women have a critical role in protecting their families' futures.
Life insurance isn't just a policy; it's a promise to safeguard what truly matters. As a woman, your contribution to your family's present and future is invaluable. Whether it’s ensuring your children’s education, maintaining the family home, or simply providing peace of mind, life insurance is a key tool to secure these goals.
Empower yourself by taking control of your financial future. With life insurance, you can create a safety net that ensures your loved ones continue to thrive, even in the face of life's uncertainties. It's about time women recognize their power to protect and provide, and step forward to secure a stable future for their families.
Join the movement to empower women with the financial security they deserve. Let’s make life insurance a priority for all women, turning potential into peace of mind.
🌟 Secure Tomorrow, Today: Bridge the Life Insurance Gap for a Brighter Future 🌟
Are you among the 42% of Americans who need more life insurance coverage? That’s over 102 million adults who understand the significance of life insurance but are yet to act. Life is unpredictable, and the future is full of uncertainties. Ensuring your loved ones are protected shouldn’t be postponed.
Life insurance isn’t just a policy; it’s a promise. A promise to safeguard your family’s financial future against life’s unexpected turns. By bridging this coverage gap, we ensure that our loved ones are supported, come what may.
Let’s work together towards a future where every family is secure. 💪
🔍 Take action now: Assess your life insurance needs and take the first step in securing your family’s future. Contact me today to explore your options and make informed decisions that protect what matters most.
Don’t wait—Secure Tomorrow, Today. 🌈
🎈 Happy Labor Day! Today is a chance for us to pause and appreciate the immense contributions of workers who form the backbone of our nation. This day is dedicated to recognizing the hard work, dedication, and resilience that drive our communities and industries forward.
Whether you're enjoying a relaxing day off or engaging in activities that bring you joy, let's take a moment to honor the achievements and efforts of every worker. It's the collective spirit and determination of individuals that continue to build and shape our society.
Here's to celebrating the strength and dedication of the labor force that keeps our country moving. Enjoy a well-deserved break and reflect on the power of unity and perseverance.
The journey of any entrepreneur is filled with obstacles and setbacks, and it's no different in WealthWave. It's a path that requires embracing perseverance, or what some call "hanging tough." This principle highlights the critical importance of never giving up, even when things get difficult.
A leader's ability to stay strong and resilient in the face of challenges serves as a powerful example for their team. It motivates everyone to keep pushing forward, no matter the hurdles they encounter.
Thomas Edison famously said, "I have not failed. I've just found 10,000 ways that won't work." This quote captures the essence of perseverance. By showing determination and dedication, leaders inspire their teams to adopt the same mindset.
When leaders embody perseverance, they show their commitment to achieving success. This dedication not only drives them forward but also encourages their team to stay focused and overcome their own challenges.
In WealthWave, we have the tools to help people bridge the gap between their dreams and their reality. By offering comprehensive financial education and personalized guidance tailored to each individual's needs, we can turn dreamers into doers. Our mission is to empower people with the knowledge and resources necessary to take control of their financial futures.
Encouraging people to expand their opportunities to match their dreams, rather than the other way around, is key to building a great business and a financially literate society. This involves not only teaching them the basics of money management but also inspiring them to set ambitious goals and pursue them with confidence. By fostering a culture of continuous learning and improvement, we can help individuals unlock their full potential and achieve lasting financial success.
By aligning opportunities with dreams, we not only help individuals achieve their aspirations but also contribute to a broader mission of financial literacy and empowerment. This means providing the tools, resources, and guidance necessary for everyone to make informed decisions about their financial future. Together, we can build a brighter future, one where financial stability is within everyone's reach and dreams become tangible realities.
In the ever-evolving landscape of financial education and leadership development, we at WealthWave proudly stand as exceptional educators, visionary leaders, and beacons of hope for countless individuals.
Our journey is a testament to a profound truth: hope always triumphs over fear. This unwavering belief fuels our personal success and inspires others to turn their financial aspirations into reality. With steadfast dedication, extensive expertise, and transformative solutions, we continue to make a significant impact, fostering a future where hope leads the way.
Entrepreneurship is all about chasing your dreams. It’s about taking risks and pursuing a path that might be outside the norm.
And when you're part of an entrepreneurial community, you'll find the inspiration and support you need to make it happen. You'll meet people who have taken chances, who have followed their hearts, and who have built successful businesses from scratch. They'll share their stories with you, and you'll be swept up in their passion and drive.
But it's not just about finding inspiration from others. It's also about discovering what inspires you personally. It's about tapping into your own unique vision and finding the courage to pursue it.
And take it from me, when you're part of a community that supports you and believes in you, that courage comes a little easier. you, who are eager to join forces and help each other succeed. What could you accomplish if you were flying in formation with just a few other dreamers?
So if you're feeling stuck, if you're unsure of what your next steps should be, remember this—you're not alone. There are countless other dream chasers out there, just like
It's time to rethink retirement! The financial future for many is concerning, with a staggering 61% of Americans aged 50 and older deeply troubled by the prospect of having insufficient funds to support themselves during retirement. This statistic highlights a critical need for better financial planning and education.
Preparing for retirement isn't just about saving money; it's about ensuring a secure and comfortable future. Whether you're just starting your career or nearing retirement age, it's never too late—or too early—to take action. Speak with a financial professional, explore different investment options, and create a retirement plan that aligns with your goals and lifestyle.
Let's start a conversation about how we can better prepare for our golden years. Together, we can make informed choices and build a more secure future.
Entrepreneurship is often riddled with challenges, setbacks, and moments of self-doubt. Yet, it’s these very challenges that separate the wheat from the chaff, the winners from the quitters. Entrepreneurs aim to be wealthy in impact, not just in income.
The entrepreneurial journey is not for the faint-hearted. It demands resilience, mental fortitude, and an unwavering belief in your vision. Steve Jobs said, "I'm convinced that what separates successful entrepreneurs from the non-successful ones is pure perseverance." Here's why quitting should never be an option for a true entrepreneur.
Quitting is, indeed, the only sure way to fail.
Which path is most realistic for you? Here are few indicators...
If you’ve had a long, successful career in your field, you may have the experience necessary for entrepreneurship and might not need to find a dedicated mentor (but it can’t hurt). Bonus points for putting in time with leadership positions.
If you’ve spent a few years at a desk job but have realized that the 9 to 5 grind is not for you, then mentorship might provide you with the escape you need.
If you’ve attended a prestigious school with access to the latest innovative technologies, then you may already have the chops for entrepreneurship. (I highly recommend you still seek the company of a mentor if you’re in this position.)
If you’re feeling the squeeze from inflation and need a side hustle to earn extra income, you’ll still likely need to find someone older and wiser to call on for the occasional piece of advice. They can help you navigate the hidden dangers—and advantages—of entrepreneurship.
Our choice of words in business is more than mere semantics. They serve as markers, shedding light on the nature of interactions, defining boundaries, and setting forth expectations. Among these, the terms "customer" and "client" often find themselves caught in a whirlwind of interchangeability, leading to confusion.
So, what's the difference?
A customer is typically someone who purchases goods or services on a one-time or infrequent basis. The relationship is often transactional and short-term, driven by immediate needs.
On the other hand, a client usually implies a longer-term relationship where ongoing professional services are provided. This relationship is built on trust, personalized service, and advisory roles, often extending over a longer period.
Understanding the distinction not only clarifies our communication but also helps us tailor our approach to meet the unique needs and expectations of those we serve.
Entrepreneurship is a journey like no other. It takes grit, determination, and an unbreakable spirit to succeed. But here's the thing—entrepreneurship doesn’t have to be a solo sport. The power of a community can take your business building game to the next level.
Think about it. When you surround yourself with a group of like-minded individuals, you tap into a force that can be greater than any single effort. You feed off each other's energy, creativity, and drive, pushing each other to be better, to do more, to achieve greatness.
Being part of an entrepreneurial community means you'll never run out of ideas or inspiration. You'll find the support and encouragement you need to keep going when the going gets tough. And trust us, it will get tough. But with the right people by your side, anything is possible.
Beyond that, being part of an entrepreneurial community can open doors you never even knew existed. You'll make connections with people who could help you grow your business, secure funding, or take your ideas to the next level. The possibilities are endless when you're surrounded by a network of individuals who share your vision for success.
So what are you waiting for? Join a community of entrepreneurs today and unleash your inner greatness.
The hardest part of starting a business is the bootstrapping.
Need an accountant? That’s you.
Marketing expert? Again, you.
Janitor? You guessed it—you.
Is it any wonder that so many entrepreneurs fail? They pursue their dreams without the support they need to succeed.
That’s why I’ve found my greatest success with WealthWave. The starting process was simple—I plugged into a community and platform that had been constructed by leaders long before me, and then I got to work.
If that’s something that captures your interest, let me know! I’m happy to share my story and hear yours. Then, we can see what leveraging our system would look like for you.
The American Dream is not dead; it is evolving. It remains alive and well for those willing to adapt and work diligently for it. In a rapidly changing world, the core values of hard work, perseverance, and optimism continue to be the driving forces behind the pursuit of success and fulfillment.
We believe that through entrepreneurship, the opportunities to achieve the American Dream are still abundant for those who seek them with passion and purpose.
The American Dream is more than just a concept; it’s a journey that involves dedication, resilience, and a willingness to seize opportunities. We embrace the spirit of those who are continuously striving to achieve their dreams and inspire others to do the same.
Success is not a one-time event but the culmination of consistently practicing good habits over time. It's about the daily choices we make, the routines we establish, and the dedication we show toward our goals.
Setting monthly goals builds consistency in a world of fleeting motivations. These 'possibility projections' aren't just wishes; they are firm commitments to yourself. Just as a skilled sailor uses the stars to navigate, monthly goals guide you through the vastness of possibilities.
No matter how vast or out of reach, every dream can be distilled into smaller actionable steps. These bite-sized chunks, when consistently tackled, give birth to progress. Where there's progress, there's an ever-increasing chance of achieving what once seemed impossible.
🚨🚨🚨 LAST DAY TO REGISTER 🚨🚨🚨
🎉 Join us for an unforgettable evening at "Women, Wellness, and Wealth"!
This special event is not just an opportunity to boost your financial literacy but also a meaningful fundraiser for Ladies Turn Global. Your participation will help support initiatives that empower women around the globe.
Register Today: https://bit.ly/www0801
📅 Date: Thursday, August 1
⏰ Time: 5 - 8 PM CDT
📍 Location: OsteoStrong Midtown Dallas
We are proud to host this event at OsteoStrong Dallas, one of our generous sponsors. OsteoStrong is a membership-based Integrative Health and Wellness Center focused on Musculoskeletal Strengthening. Get a complimentary tour and try out OsteoStrong’s state-of-the-art facilities!
Enjoy an evening of financial education, wellness, fashion, networking, and wine in a supportive and empowering environment. Don't miss this chance to connect with like-minded women and contribute to a great cause.
Secure your spot today and make a difference!
Learn More: https://bit.ly/www0801
🚨🚨🚨 2 DAYS LEFT TO REGISTER 🚨🚨🚨
🎉 Join us for an unforgettable evening at "Women, Wellness, and Wealth"!
This special event is not just an opportunity to boost your financial literacy but also a meaningful fundraiser for Ladies Turn Global. Your participation will help support initiatives that empower women around the globe.
Register Today: https://bit.ly/www0801
📅 Date: Thursday, August 1
⏰ Time: 5 - 8 PM CDT
📍 Location: OsteoStrong Midtown Dallas
We are proud to host this event at OsteoStrong Dallas, one of our generous sponsors. OsteoStrong is a membership-based Integrative Health and Wellness Center focused on Musculoskeletal Strengthening. Get a complimentary tour and try out OsteoStrong’s state-of-the-art facilities!
Enjoy an evening of financial education, wellness, fashion, networking, and wine in a supportive and empowering environment. Don't miss this chance to connect with like-minded women and contribute to a great cause.
Secure your spot today and make a difference!
Learn More: https://bit.ly/www0801
Our vision is to see a world where everyone is financially literate and has access to the tools and support they need to create a better life for themselves and their families. We believe this is possible, but we need your help to overcome two major obstacles.
Scarcity of Financial Education: There is both a void of effective material and a lack of trained educators. This prevents the vast majority from learning the financial concepts and strategies they need to know.
The Financial Industry Itself: The traditional financial industry isn't trying to help, since a financially illiterate society is easily taken advantage of by those who know how to leverage the ignorance and foolishness of others to construct their own wealth.
To combat these two forces, our team of educators must reach critical mass. With thousands of leaders aligned with our vision nationwide, we have the momentum to make a major impact on financial literacy statistics.
The Next Milestone is adding 10,000+ licensed agents. At critical mass, our expanding team of educators will run daily financial literacy classes all across America, creating a surge of education that will begin to elevate national statistics on financial literacy.
Are you ready to learn more?
Entrepreneurship has changed.
Before the internet, your ability to build a business depended on your larger-than-life personality.
Extraversion, passion, and fearlessness were the baseline. Were there exceptions? Of course! But everyone from consultants to CEOs to mom and pop storefront owners needed highly specific, natural abilities to thrive.
And make no mistake—these traits will carry you far today.
But the internet has changed the equation. The door to entrepreneurship has been swung wide open to you practical-minded, down to earth introverts. Your social shyness is no longer a limiting factor—only your grit and determination.
You can now run a business entirely behind your screen. eCommerce stores, consulting, sales—you name it—can be fired up from anywhere with minimal startup costs. No more swaying investors, charming customers, or blowing your 401(k) on a storefront.
The playing field has now been leveled and it has no limits!
Click here to claim your Sponsored Listing.
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